Financial AI
Identity Management
Consumer Loans & Pawnshops
Buy Now, Pay Later
As featured in
Claim pageClaim
Follow
Overview
News
Salaries
Products
People
Growth
Offices
Financials
Overview
Advance Intelligence Group is a Singapore-headquartered technology company founded in 2016 that applies artificial intelligence to credit, identity and commerce across Southeast and South Asia. Its largest business is Atome, a buy-now-pay-later service operating in markets where a large share of consumers have no traditional credit history, underwritten by machine learning models built on alternative data. The group also runs ADVANCE.AI for digital identity verification and risk management, Kredit Pintar for consumer lending in Indonesia, and Ginee for merchant software, and it was valued above two billion dollars in a round led by SoftBank Vision Fund 2 and Warburg Pincus.
News
Advance Intelligence Group
Advance Intelligence Group is an AI-driven technology company focused on transforming financial services and retail industries.
Read more
Report
How is Atome Financial Supporting More Consumers Across Southeast Asia's Flourishing New Economy?
Atome provides buy now, pay later (BNPL) services to thousands of offline and online merchants. Find out how HSBC supported their growth in ASEAN by providing credit structuring.
Read more
Report
Products
Ginee
Ginee is a merchant operations platform for sellers listing across multiple Southeast Asian marketplaces. It handles inventory, orders and fulfilment from one interface.
advancegroup.com
Kredit Pintar
Kredit Pintar is the group's consumer lending platform in Indonesia. It offers small unsecured loans underwritten with alternative data models.
advancegroup.com
ADVANCE.AI
ADVANCE.AI provides digital identity verification, document checks and fraud risk scoring for banks and fintechs. It is used across markets with fragmented identity infrastructure.
advancegroup.com
Atome
Atome is the group's buy-now-pay-later service across Southeast Asia, splitting purchases into interest-free instalments. It underwrites consumers who have no conventional credit file.
atome.sg
People

Jefferson Chen
Founder, Chairman & Group Chief Executive Officer
Jefferson Chen founded Advance Intelligence Group in 2016 and leads it as chairman and chief executive. He previously worked in quantitative finance in New York and Hong Kong.
Names and roles come from public filings, company registers and the company's own site. Is this you? Correct or remove · How we handle this data
Offices
Where the company hires and what each office is for
Cities
1
Hiring now
0
Countries
1
Singapore
Singapore
HQ
500-1000 est. staff
Financials
Total raised
$400M
Latest round
Series D
Funding rounds
1
Investors
3
Funding rounds
| Round | Announced | Amount | Valuation |
|---|---|---|---|
| Series D | 2021 | $400M | $2B |
Key Investors
Northstar Group
Northstar Group backed the company in its earlier growth rounds. The Singapore firm focuses on Southeast Asian financial services.
northstar-equity.com
Warburg Pincus
Warburg Pincus co-led the group's Series D financing. The firm invests heavily across Asian financial services and technology.
warburgpincus.com
SoftBank Vision Fund
SoftBank's Vision Fund 2 co-led the Series D round that valued Advance Intelligence Group above two billion dollars. It was one of the larger Southeast Asian fintech financings of that year.
visionfund.com
