Credgenics

Fintech startups are leveraging AI to help borrowers improve their creditworthiness and reduce loan application rejections. Companies like BankSathi, GoodScore, and Credgenics are offering AI-led advisory services, addressing a significant demand, especia

New Delhi India, March 26: As insurance companies expand their customer base and product portfolios, managing policyholder engagement across renewals, servicing, and premium collections has become increasingly complex. Many insurers still rely on fragment

A three-digit number may look small on paper. But for millions of Indians, it quietly decides how far they can go. India built digital infrastructure for identity (AADHAAR) and payment (UPI). The next question is whether credit deserves the same clarity a

Trai's move to shift debt collection calls to the 1600 series aims to curb fraud, but lenders warn it could force greater reliance on physical recovery methods

Credgenics has entered the consumer segment with the launch of FixMyScore.ai, targeting credit score improvement and repayment solutions for retail borrowers

Personal loans can support recovery after financial setbacks by offering quick, flexible credit, manageable EMIs and structured borrowing guidance while highlighting key risks and the importance of disciplined repayment.

Funding that year-end getaway through an instant personal loan might seem like a savvy move, but it is important to assess the need thoroughly. An impulsive decision may be overshadowing some important financial realities.

A credit score of 657 reflects moderate risk, but it can be improved with timely repayments, low credit utilisation, regular credit report checks, limited applications, and disciplined financial habits for long-term growth.

Low-interest consumer loans are fueling India's festive shopping boom, as Gen Z and young shoppers splurge on everything from luxury gadgets to daily-use goods. This, however, is raising concerns that growing small-ticket debt could see an increase in bad

Banks in India are now using AI avatars for loan recovery. These virtual agents make video calls and send messages to borrowers. This method is cheaper and more efficient than using human agents. Private banks are adopting this technology. Public sector b