Finli

A client asks if they can just "Venmo you" for a project instead of paying an invoice. It feels easy in the moment, no invoice to create, no payment processor to set up. But peer-to-peer apps like Venmo and PayPal weren't built to run a business on, and t

September marks the start of Q4 planning for most small businesses, even if the calendar quarter hasn't technically started. Budgets get set. Big purchases get decided. Tax planning begins in earnest. All of it depends on one thing: knowing exactly where

A client's invoice is a week overdue. You notice, but you're in the middle of something else, so you tell yourself you'll follow up tomorrow. Tomorrow becomes next week. By the time you actually send a reminder, the invoice is three weeks old and the conv

You bill some clients the same amount every month. You bill others a different amount for every project. If you're sending both types of invoices manually, one at a time, you're doing more work than you need to. The question isn't whether recurring billin

Your customer trusts you with sensitive information. Their payment details. Their address. Their personal identification. When they pay you, they're assuming you have systems in place to protect that data from criminals. The reality for many small busines