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Overview
A community-led space for the most curious people in finance and fintech. It’s where expert analysis meets open conversation. Join thousands of members and readers who are turning fintech into something nerdy, trustworthy, and always worth your time.
News
The Value of Certainty
The fastest growing consumer lending product category in the U.S. is unsecured personal loans. According to TransUnion's Q2 2026 Credit Industry Insights Report, outstanding personal loan balances reached a record $281 billion in Q2, up 9.6% YoY, more tha
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It's Time to Start Thinking About Cash Flow Infrastructure
Editor's Note - This article is sponsored by Nova Credit. As with all sponsored content in Fintech Takes, this article was written, edited, and published by me, Alex Johnson. I hope you enjoy it! There comes a moment, in the development of any new technol
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Open Wallet Top of Wallet
Editor's Note - This article is sponsored by Grocery TV. As with all sponsored content in Fintech Takes, this article was written, edited, and published by me, Alex Johnson. I hope you enjoy it! If your entire product lives behind a pane of glass that eve
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The Primary Banking Agent
Editor's Note - This article is sponsored by Chime. As with all sponsored content in Fintech Takes, this article was written, edited, and published by me, Alex Johnson. I hope you enjoy it! Here's a question I've become fixated on lately: What, exactly, i
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The Lowest-Logical-Fare Problem
Here's a problem that sounds simple but isn't. You own a 40-person company. One of your salespeople, Dana, needs to fly from Chicago to Austin next month to close a deal. You'd like Dana to spend as little of the company's money as possible getting there.
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