Luko
luko.eu
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Overview
Luko is a Paris insurtech founded in 2016 that sells home insurance through a fully digital experience. Its model returns unused premiums to charities chosen by policyholders and uses connected sensors to prevent water damage. The company expanded across Europe before being acquired by Allianz Direct in 2024.
News
Luko's acquisition won't make everyone happy, but the insurtech will live on
Allianz Direct, a digital-first German subsidiary of the insurance giant, has acquired the French home insurance business of ailing insurtech Luko for €4.3 million (around $4.65 million).
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Unpacking the end of Luko's solo journey in insurtech
It's not all rosy for companies that prioritized growth a couple of years ago and now find themselves in a market that favors profitability.
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Accel-backed insurance startup Luko doubles down on core business in push to profitability as it struggles to fundraise in gruelling market
The French startup had planned to raise capital earlier this year but found investors were no longer interested in funding growth-stage businesses.
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