Oakam
oakam.com
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Overview
Oakam is a London lender founded in 2006 that serves customers excluded from mainstream credit. Its app based loans use alternative data and behavioural scoring to price risk for people with thin credit files. The company rewards good repayment with progressively cheaper borrowing.
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Alternative finance lender Oakam is trying to help the unbanked
Payday loan companies get a bad rap. And it's easy to see why, considering the predatory businesses practices and extortionate interest rates charged by lenders like Wonga, which collapsed into administration this year.High-interest, short-term loans were
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VPC backs UK digital micro-lender Oakam
London-based Oakam, a digital micro-lender, has secured 35 million pounds in funding. The investor was Victory Park Capital Advisors LLC. Financial Technology Partners served as financial adviser to Oakam on this transaction.
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