P&L Research

Enhanced due diligence has always been a trade-off between speed and rigour. Anti-money laundering obligations require organisations to untangle complex ownership structures, verify sources of wealth, investigate adverse media and litigation, and assess v

Regulatory change management is a perpetual challenge, but access to information is no longer the bottleneck. Regulatory updates are publicly available and increasingly digital. The real difficulty is knowing which updates are material to the firm, what t

Client onboarding has always been a high-friction compliance process. It is now becoming a strategic growth issue. Financial institutions want to expand into new markets, launch new products and serve more client segments. Each of those moves depends on t

Traditional maturity assessments can show that a control exists, that a process has been defined, that a policy has been recorded. They are less reliable at showing whether any of it is working in practice. For senior managers with prescribed responsibili

Historically, many institutions treated AML monitoring as a distinct control. Scenarios generated alerts. Analysts reviewed them. Cases were escalated where required. That operating model still exists, but the surrounding context has changed. Instant paym

36% of institutions are still in the early stages of financial crime technology adoption - fragmented, under-deployed, or not meaningfully in place at all. True end-to-end financial crime technology solutions remain rare. The market has historically been

Market abuse is rarely visible from a single trade. Behaviours such as spoofing, insider dealing, marking the close and cross-product manipulation only become legible when orders, executions, cancellations, price movement, trader behaviour and venue activ

Communications supervision has become one of the most complex and consequential areas of market conduct and compliance. For decades, the focus was largely evidential. Firms captured email, voice, chat and messaging data, stored it in archives, and retriev

Resilience has become one of the defining risk and compliance themes of the next market cycle. Firms are operating in a more complex risk environment, where technology dependencies, third-party exposure, operational resilience, regulatory obligations, int

New research from Parker & Lawrence Research and RegTech Analyst estimates the global RegTech market has reached a conservative total addressable market (TAM) of $245.4 billion, reflecting the growing role of technology within modern risk and compliance f