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Overview
Perenna is a London bank founded in 2018 that offers long term fixed rate mortgages of up to thirty years. It funds those loans through covered bonds, a structure common in Denmark but rare in Britain. The company received its banking licence in 2023 and positions long fixed terms as a fix for housing affordability.
News
Best Mortgage Industry Newcomer
We're delighted to have been named Best Mortgage Industry Newcomer at the What Mortgage Awards 2026. This award is a fantastic recognition of everything our team has achieved over the past year. From launching innovative products to supporting brokers and
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Report
Getting on the property ladder with more flexibility
Buying your first home is exciting, but it can feel hard when you're saving for a deposit and trying to work out what you can afford. At Perenna, we believe owning a home should feel more achievable. That is why we take a flexible approach to lending, hel
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Report
Making sense of mortgages and rates: a simple guide to staying in control
Mortgages can feel complicated. Rates move, headlines change, and it's not always clear what it means for you. The good news? You don't need to react to every change. With the right information, you can take a calm, confident approach. Why mortgage rates
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Perenna launches retail deposits with Raisin
We're excited to announce that Perenna is now authorised to accept retail deposits. These are offered via our partner, Raisin, Europe's leading savings marketplace. Retail deposits provide a stable, long-term way to fund our mortgages, helping us offer ce
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Report
Home design trends for 2026
As we step into 2026, home design is moving away from perfectly polished interiors. Instead, the focus is on homes that feel personal, lived in, and full of character. Over the past few years, bold wallpapers, smart tech, and eco-friendly upgrades have le
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Report
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