Scienaptic AI

Credit Bureaus & Rating Agencies · Financial AI

Overview

Scienaptic AI provides credit decisioning models that let lenders approve more applicants without raising losses. Founded in 2014 in New York, it targets credit unions and banks that rely on traditional scorecards. Its platform documents model behaviour to satisfy fair lending review.

Visa sponsorship

#5,755 of 8,998 sponsors
1
H-1B filings in 12 months
$188k
Median offered salary
0
Open roles in United States
Who they sponsor
Data scientists
1
The salary offered for each occupationVisa pass · 90 credits
In the register as SCIENAPTIC SYSTEMS, INC., New York, NY
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US Department of Labor · latest filing Jun 29, 2026 · Visa details by country

Financials

Total raised
$9.8M
Latest round
Convertible Note
Funding rounds
2
Funding rounds
Round Announced Amount
Convertible Note 2021 $1.9M Details
Venture - Series Unknown 2019 $7.9M Details

People

Pankaj Kulshreshtha
Executive Officer, Director
Salil Punalekar
Director
Rajesh Narasimhan
Director
Bruce Dahlgren
Director
Names and roles come from public filings, company registers and the company's own site. Is this you? Correct or remove · How we handle this data

News

Blog 1 year ago
Stop Bleeding Millions
Most credit unions can unlock $1.5M to $10M in net interest income in their first year with AI. While you were reading this sentence, three loan applications were just declined at credit unions across the country. All three applicants will get approved el
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Report
Blog 1 year ago
Why Traditional Prescreening Is Costing You Members and Money
Maria has been a loyal credit union member for eight years - stable income, on-time payments, solid financial habits. She's the ideal candidate for your latest credit card offer. But she never gets it. Why? Meanwhile, your marketing team is frustrated. Th
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Blog 1 year ago
Reprogramming the Lending Algorithm
Every loan officer knows the grind, but the numbers still sting. Studies show that underwriters spend 40% of their time on work that has...
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Blog 1 year ago
AI vs AI: The New Fraud Battleground
When the fraud team at the University of Hawai'i FCU finally connected the dots, they realized they'd been watching a masterclass in...
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Blog 1 year ago
When the Jobs Market Blinks, Your Lending Strategy Can't
July's jobs report delivered exactly 73,000 new positions with a stunning twist: revisions to May and June wiped out 258,000 jobs that...
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Blog 2 years ago
A Tale of Two Intelligences: How AI and Human Collaboration Can Transform Lending
Posted by MeridianLink Source: How AI and Human Collaboration Can Transform Lending ( meridianlink.com ) In the ever-evolving landscape...
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News Auto Remarketing 2 years ago
Launcher & Scienaptic AI look to boost credit access & underwriting via partnership
This week, Launcher and Scienaptic AI announced their full integration for mutual auto finance clients to make more advanced underwriting decisions. The comp
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Offices

Where the company hires and what each office is for
Cities
1
Hiring now
0
Countries
1
New York United States
HQ