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Overview
Tearsheet.co is a financial media platform providing in-depth analysis, news, and insights on the evolving landscape of digital finance and fintech.
News
Fintechs want to become banks. Bunq just found out what the OCC expects in return.
The fintech bargain with banks is getting harder to maintain. Companies that built the customer experience while leaving deposits, lending, and regulatory oversight to a partner bank increasingly want the charter themselves. Bunq just ran into the reality
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The Quarterly Review: PayPal's Jeff Pomeroy on scaling the firm's payment services, and how crypto and agentic commerce fit in
In this edition we will spotlight Jeff Pomeroy, Payment Services & Crypto. Executive Summary Six months after setting an ambitious agenda that included unifying PayPal's global platform, expanding in-store, and scaling value-added services, Jeff Pomeroy i
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How BILL is becoming the financial backbone of the SMB economy
For most small and midsize businesses, financial operations remain a tangle of disconnected systems: A payroll platform over here, an ERP over there, and a manual AP process stitching them together with spreadsheets. BILL has spent the past year making a
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Forget the earnings. Watch where these fintechs are placing their bets.
Weekly 10-Q The weekly 10-Q newsletter is part of the Tearsheet Pro subscription, where I unpack the recent moves and strategies of leading banks and fintechs in the public space, coupled with stock market analysis. In your inbox every Friday! Message Sar
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Have we mistaken ChatGPT-like LLMs and AI agents for the whole transformation?
The 'Letter from the Editor' series features exclusive insight and opinion-driven analysis from Tearsheet editor Sara Khairi. The focus is on linking ideas, questioning assumptions, and tracking shifts across both mature and emerging trends in financial s
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