{"id":1223359,"url":"https://alion.io/job/3i-infotech-underwriter","title":"Underwriter","company":{"id":180701,"name":"3i Infotech","domain":"3i-infotech.com","url":"https://alion.io/company/3i-infotech","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Career site","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"junior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["New Delhi, India"],"countries":["IN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":10000,"max_usd":21000,"period":"year","method":"role_seniority_country_cell","sample_n":8},"experience_years_min":1,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"closed","first_seen_at":"2026-09-02T00:00:00Z","employer_posted_date":"2026-09-25","last_verified_at":"2026-10-03T10:11:11Z","board_verified":false,"closed_at":"2026-10-03T10:11:11Z","days_open":31,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":31},"description":"Job Summary:\nWe are looking for a detail-oriented and analytical Underwriter to assess and approve unsecured loan applications. The candidate will be responsible for evaluating customer profiles, financial documents, and creditworthiness while ensuring adherence to company policies and regulatory guidelines.\nKey Responsibilities:\nReview and analyze verification reports and income documents\nEvaluate bank statements, credit bureau reports, and overall customer profiles.\nTake final credit decisions based on internal underwriting policies\nIdentify potential fraud indicators and escalate discrepancies\nEnsure compliance with risk, audit, and regulatory standards\nMaintain proper documentation and record-keeping of cases processed\nCoordinate with operations, sales, and risk teams for case resolution.\nEligibility Criteria / Requirements:\nExperience: 1-2 years in unsecured loan underwriting (Personal Loans preferred)\nStrong understanding of credit policies, risk assessment, and financial analysis\nAbility to interpret bank statements and bureau reports (CIBIL, Experian, etc.)\nGood decision-making and analytical skills\nAttention to detail and ability to detect inconsistencies or fraud\nBasic knowledge of compliance and regulatory norms\nPreferred Skills:\nExperience in NBFC/Banking domain\nStrong communication and coordination skills\nAbility to work under deadlines and manage multiple cases","description_format":"text","description_chars":1397,"description_truncated":false,"requirements":{"experience_years_min":1,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Financial Software & Embedded Finance","IT Outsourcing & Dedicated Teams","Business Process Outsourcing (BPO)","Cloud Consulting & Migration"],"lifecycle":[{"event":"open","at":"2026-09-25T13:02:17Z"},{"event":"close","at":"2026-10-03T10:11:11Z"}],"visa":[],"liveness":null,"pay":null,"html_url":"https://alion.io/job/3i-infotech-underwriter","json_url":"https://alion.io/job/3i-infotech-underwriter.json","meta":{"generated_at":"2026-10-04T02:22:26Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","usage":{"tier":"crawler","counted_by":"address","units_charged":1,"used_today":3372,"day_limit":5000,"remaining_today":1628,"minute_limit":60,"resets_at":"2026-10-05T00:00:00Z"}}}