{"id":1685051,"url":"https://alion.io/job/aba-bank-consumer-loan-supervisor","title":"Consumer Loan Supervisor","company":{"id":49735,"name":"ABA Bank","domain":"ababank.com","url":"https://alion.io/company/aba-bank","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Career site","truth_index":{"grade":"A","score":100,"open_postings":10,"ghost_share":0,"stale_share":0,"repost_share":0.1,"time_to_fill_p50_days":10,"computed_at":"2026-11-04T06:34:25Z"}},"role":"Industrial Engineering","role_family":"Industrial Engineering","seniority":"middle","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Phnom Penh, Cambodia"],"countries":["KH"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":10500,"max_usd":24000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":4302},"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Office","optional":false}],"status":"live","first_seen_at":"2026-09-21T00:00:00Z","employer_posted_date":"2026-10-27","last_verified_at":"2026-11-04T04:52:31Z","board_verified":true,"closed_at":null,"days_open":44,"trust":{"level":"ok","repost_count":1,"flags":[],"days_open":44},"description":"Job Purpose\nTo ensure consumer loan applications submitted by Branch/Head Office Sales Team are reviewed and analyzed through coordinating, evaluating applications put forth, scoring, carrying out credit & due diligence checking, managing team performance while ensuring compliance to Credit Policy for good lending practices and finally giving opinion of the application based on merits to upheld excellent asset quality of the bank.\nResponsibilities\nReview and support Credit Appraisal Report for Consumer Loan applications submitted by Branch/Head Office Sales Team. \nConduct due diligence checks on customers and authenticity of documentary evidence submitted by Branch/Head Office Sales Team furnished by the Borrowers/clients. \nConduct joint site visit to premise(s) or property(es) of customers/clients with Branch/Head Office Sales Team on selective basis shall physical inspection or communication be needed to satisfy with soundness of their income/business in the essence of the business nature/proposal of the loan application in the Bank’s interest. \nEnsure compliance to ABA Credit Policy and/or relevant prescribed lending guidelines of each application and recommending appropriate mitigations if any. \nAnalyze and determine overall credit worthiness of the Borrower/client, including but not limit to purpose, loan packaging, financial strength, repayment capacity and collateral position. \nEnsure own and team’s reviewed and supported consumer loan applications reviewed and analyzed by team are properly evaluated and complied to Credit Policy before submission to approval authorities. \nRecommend bankable or non-bankable deals with risk-based justification, relevant credit risk mitigations or unmitigable concerns of each loan application prior to submission to relevant competence approving parties to make an informed decision. \nMonitor team performance through assigning tasks, reviewing works, continuous performance tracking, guiding and feedback to ensure and maintain high performing team spirit. \nProvide on-the-job coaching to peers and/or officers under own supervision and demonstrate leadership skills. \nAct in capacity as a committee member who hold voting rights on each application submitted for decisions within the committee’s competence authority. \nClosely monitor own loan portfolio outstanding recommended/reviewed for timely repayment with Branch/Head Office Sales Team to ensure Portfolio at Risk remains within acceptable level and/or to engage customers to take appropriate action in time with tailored solutions offered by the Bank. \nWork closely with Branch/Head Office Sales Team and credit monitoring team to follow up on all post disbursement conditions and financial covenants and ensure full compliance.\nDiscuss and provide input for credit-related issues and loan packaging with Branch/Head Office Sales Team prior to/upon loan application submission with the Bank’s tailored solutions for the clients as well as to take the opportunity to cross-sell other banking products.\nCoordinate closely with Branch/Head Office Sales Team to promote an opened dialogue, efficient working relationship, and precise process flows environment along with line-manager. \nManage relevant monitoring reports of Consumer Loan portfolio and data-keeping for internal usage. \nConduct training session to Branch/Head Office Sales Team from time to time to refresh credit skills and address hiccups/challenges, especially whenever there is a major policy update.\nOther tasks assigned by line-manager.\nQualifications\nBachelor’s degree in finance and banking, accounting, or any relevant field.\nMinimum three years of working experiences in banking and financial services industry with a strong track record in granting loans in retail or wholesales loan. \nGood knowledge of the bank branch operations, rules and regulations, laws, granting loans, and credit risk management.\nExcellent client relationship management, communication, negotiation, problem solving and interpersonal skills.\nStrong credit evaluation and analysis skills.\nSense of judgement and common sense with both qualitative and quantitative tools to provide sound and comprehensive analysis/evaluation on complex credit applications.\nGood demonstration of presentation skills and professionalism.\nExcellent organizing, recording, and filing skills.\nGood math skills and ability to spot numerical errors. \nAbility to use and communicate in both Khmer and English and/or other languages.\nProficiency in Microsoft Office and Bank’s software.\nStrong dedication to accuracy and efficiency.","description_format":"text","description_chars":4582,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[{"language":"Khmer","level":"All levels","optional":false},{"language":"English","level":"All levels","optional":false}]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Consumer Loans & Pawnshops","Financial Services","Commercial & Retail Banks"],"lifecycle":[{"event":"open","at":"2026-10-02T10:19:37Z"},{"event":"close","at":"2026-10-11T17:36:24Z"},{"event":"reopen","at":"2026-10-27T05:50:12Z"}],"visa":[],"liveness":{"score":15,"band":"cold","label":"Long shot","p_open":1,"p_active":0.415,"p_room":0.35,"age_days":44,"expected_fill_days":10,"reasons":["conf:1","velocity","win:tail"],"computed_at":"2026-11-04T06:34:25Z"},"pay":null,"html_url":"https://alion.io/job/aba-bank-consumer-loan-supervisor","json_url":"https://alion.io/job/aba-bank-consumer-loan-supervisor.json","meta":{"generated_at":"2026-11-04T07:36:42Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":11858,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-05T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":49735},"rest":"https://alion.io/mcp/rest/get_company?id=49735"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Faba-bank-consumer-loan-supervisor"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Faba-bank-consumer-loan-supervisor"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Faba-bank-consumer-loan-supervisor"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/aba-bank-consumer-loan-supervisor\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Faba-bank-consumer-loan-supervisor"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":1685051}},{"tool":"search_jobs","arguments":{"company":"ababank.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":1685051},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. Docs: https://alion.io/developers"}}