{"id":4165113,"url":"https://alion.io/job/aba-bank-credit-data-analytics-specialist","title":"Credit Data Analytics Specialist","company":{"id":49735,"name":"ABA Bank","domain":"ababank.com","url":"https://alion.io/company/aba-bank","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Career site","truth_index":{"grade":"A","score":100,"open_postings":12,"ghost_share":0,"stale_share":0,"repost_share":0.083,"time_to_fill_p50_days":10,"computed_at":"2026-11-12T10:38:37Z"}},"role":"Data Science","role_family":"Data Science","seniority":"junior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Phnom Penh, Cambodia"],"countries":["KH"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":2,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"data.table","optional":false},{"name":"ETL/ELT","optional":false},{"name":"ggplot2","optional":false},{"name":"Machine Learning","optional":false},{"name":"Matplotlib","optional":false},{"name":"NumPy","optional":false},{"name":"Power BI","optional":false},{"name":"Python","optional":false},{"name":"R","optional":false},{"name":"SciPy","optional":false},{"name":"Seaborn","optional":false},{"name":"SQL","optional":false},{"name":"Time Series","optional":false}],"status":"live","first_seen_at":"2026-11-12T13:19:00Z","employer_posted_date":"2026-11-12","last_verified_at":"2026-11-12T13:19:00Z","board_verified":true,"closed_at":null,"days_open":0,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":0},"description":"Job Purpose\nTo leverage advanced credit risk analytics, Expected Credit Loss (ECL) modelling support, and programming-based data analysis (Python / R) within the Credit Risk and Analysis Department to deliver high-quality insights that support credit risk monitoring, IFRS 9 compliance, and strategic portfolio decision-making in order to promote an enterprise-level, data-driven risk culture by integrating statistical analysis, automation, and visualization technologies to convert large and complex credit datasets into actionable intelligence for management, regulators, and stakeholders.\nResponsibilities\nDesign, develop, and maintain advanced Power BI dashboards covering: Credit portfolio composition and concentration risk, Asset quality and delinquency metrics, ECL metrics (Stage allocation, PD, LGD, EAD, overlays).\nEnhance dashboards by embedding outputs generated from Python or R analytics pipelines where relevant.\nOptimize DAX measures, data models, and performance for large-scale credit datasets.\nConduct sophisticated analysis using Python and/or R, including: \nCredit migration and roll-rate analysis\nVintage analysis and cohort tracking\nStress testing and scenario analysis\nSensitivity, simulation and impact analysis on ECL\nOther related credit risk report. \nSupport ECL model monitoring by: \nPerforming trend and back-testing analysis\nIdentifying model drift, outliers, and unusual behaviours from ECL model data include PD, LGD, MEVs.\nApply statistical and analytical techniques such as: \nRegression analysis\nProbability distributions\nTime-series analysis\nDocument methodologies and analytical assumptions clearly to ensure auditability.\nBuild and maintain automated data pipelines using: \nPython (pandas, numpy, scipy, matplotlib, seaborn)\nR (tidyverse, data.table, ggplot2).\nIntegrate data from: \nCore banking systems\nCredit systems\nECL model platforms\nExternal macroeconomic datasets (when applicable).\nDesign and maintain ETL workflows using: \nPower Query\nSQL\nPython or R scripts.\nReduce manual Excel-based processes by replacing them with reproducible code-based analytics.\nImplement data validation, reconciliation, and version control to ensure accuracy and reliability.\nContinuously enhance expertise in: \nPython and R for financial and risk analytics\nCredit risk and ECL methodologies\nData visualization and automation tools.\nExplore emerging analytics techniques (e.g., machine learning applications for credit risk where applicable).\nQualifications\nBachelor’s degree in finance, Accounting, Information System and/or other related fields is required. \nMinimum two years of experiences in Finance, Accounting, and Business Analytics, preferably in financial services.\nStrong proficiency in Python and/or R for data analysis and automation. \nHands-on experience with pandas, numpy, scipy, matplotlib, seaborn (Python), tidyverse, data.table, ggplot2 (R).\nAdvanced skills in: Power BI (DAX, data modelling, performance optimization), Power Query, SQL\nStrong understanding of Credit risk fundamentals, IFRS 9 / ECL concepts, Loan portfolios and asset quality metrics.\nExperience developing executive-level dashboards and analytical reports.","description_format":"text","description_chars":3171,"description_truncated":false,"requirements":{"experience_years_min":2,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks","Business & SME Lending"],"lifecycle":[{"event":"open","at":"2026-11-12T13:19:00Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":0,"expected_fill_days":10,"reasons":["conf:3","win:early","comp:junior"],"computed_at":"2026-11-12T16:59:40Z"},"pay":null,"html_url":"https://alion.io/job/aba-bank-credit-data-analytics-specialist","json_url":"https://alion.io/job/aba-bank-credit-data-analytics-specialist.json","meta":{"generated_at":"2026-11-12T16:59:40Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":35655,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-13T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":49735},"rest":"https://alion.io/mcp/rest/get_company?id=49735"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Faba-bank-credit-data-analytics-specialist"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":2,"usd":0.2},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Faba-bank-credit-data-analytics-specialist"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Faba-bank-credit-data-analytics-specialist"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/aba-bank-credit-data-analytics-specialist\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Faba-bank-credit-data-analytics-specialist"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":4165113}},{"tool":"search_jobs","arguments":{"company":"ababank.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":4165113},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. Docs: https://alion.io/developers"}}