{"id":2192779,"url":"https://alion.io/job/abound-senior-underwriter","title":"Senior Underwriter","company":{"id":450346,"name":"Abound","domain":"getabound.com","url":"https://alion.io/company/abound-4","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"A","score":95,"open_postings":7,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":98,"computed_at":"2026-10-10T05:45:15Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["London, United Kingdom"],"countries":["GB"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":68000,"max_usd":131000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":71},"experience_years_min":2,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-09T15:28:45Z","employer_posted_date":"2026-10-09","last_verified_at":"2026-10-12T00:50:56Z","board_verified":true,"closed_at":null,"days_open":2,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":2},"description":"About Abound\nWe’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation.\nAnd we've shown it works at scale. We’ve issued over £1.3bn in loans directly to customers while delivering market-leading credit performance - for every 10 defaults the industry expects, we see only 3. We also reached profitability just 2.5 years after launch.\nBacked by £2bn+ of funding from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we’re recognised as one of Europe’s fastest-growing fintechs (Sifted, CNBC). Now, we’re expanding into new markets and product lines - and we’re looking for ambitious people who want to learn fast, take ownership, and grow with us.\nAbout the Team\nWe are a successful financial services enterprise that offers personal loans in the UK. Our mission is to increase access to affordable loans by looking beyond credit scores- we consider a person's earnings, spending habits and overall financial health to drive our lending decisions. We launched in March 2021 and have grown exponentially since, with further exciting plans for the future.\nWe pride ourselves on bringing affordable lending to the market whilst making the right decisions based on the individual rather than their credit report. Our determination, approach, and resourcefulness have set us apart from our competitors for the better.\nWe have an open plan office, encouraging lateral communication of different departments to bolster both individual and collective expertise, knowledge, and collaborative support, where you can apply your experience and skills to further develop and improve aspects of the business and yourself.\nHow we work:\nShifts: Monday-Friday (shift patterns) TBC\nOne Saturday a month- returned in Overtime or time in lieu.\nBank holidays - Two bank holidays per year- returned in Overtime or time in lieu.\nAbout the role:\nWe are seeking a highly skilled Senior Underwriter to join our team working on our Unsecured Lending product. This role offers a broad range of responsibilities, including team leadership, credit assessment, and supporting the scaling of performance and targets across the function.\nYou will be a highly valued member of the team, combining strong regulatory understanding with solid company and product knowledge to make balanced, commercially aware underwriting decisions.\nThe ideal candidate will thrive in a target-driven environment, take ownership naturally, and act proactively without needing to be asked. We are looking for someone who leads by example, brings energy to the team, and is confident in making decisions in a fast-paced lending environment.\nWhat you'll be doing:\nYou will use top-of-the-range, in-house built technology that blends traditional lending methods with Open Banking analysis.\n\nLead from the Front. As part of the Underwriting management team, you will be a pillar for other team members and will cover TL’s in times of absence.\n\nAs we grow as people and target our processes and systems that need constant monitoring and updating, we are looking for someone who is not afraid to speak out when they see a chance to better ourselves.\n\nMaintain a strong understanding of industry regulations, staying up-to-date with changes in the financial industry that may affect underwriting decisions.\n\nProvide guidance to junior underwriters, assist in training and supporting new joiners, quality control and feedback.\n\nSuccessful members of Underwriting could get the opportunity to work on new products outside unsecured lending, including mortgages, foreign lending and Auto\n\nWho you are:\nMinimum two years’ proven experience as an underwriter, preferably in a senior role\n\nStrong understanding of the importance of targets, how to reach them ourselves and help others.\n\nProficiency in data analysis and evaluation.\n\nA developed understanding of fraud/AML, customer vulnerabilities and a keen eye for detail/recognising concerning trends.\n\nHealthy IT and mathematical foundational knowledge with excellent written English and communication skills.\n\nAbility to make informed decisions under pressure and to be able to pivot in a fast-changing environment\n\nAbility to work independently and take steps to enhance own knowledge when and where required to enrich yourself and the wider team.\n\nExceptional personal organisational skills, time management and a strong work ethic.\n\nWhat we offer:\nEveryone owns a piece of the company - equity\n\nHybrid with 3 days a week in the office\n\n25 days’ holiday a year, plus 8 bank holidays\n\n2 paid volunteering days per year\n\nOne month paid sabbatical after 4 years\n\nEmployee loan\n\nFree gym membership\n\nTeam wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering","description_format":"text","description_chars":5061,"description_truncated":false,"requirements":{"experience_years_min":2,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"All levels","optional":false}]},"benefits":["Equity","Gym membership","Paid volunteering days"],"hiring_locations":[{"name":"United Kingdom","iso":"GB","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Consumer Loans & Pawnshops"],"lifecycle":[{"event":"open","at":"2026-10-09T18:29:02Z"}],"visa":[],"liveness":{"score":90,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.903,"p_room":1,"age_days":0,"expected_fill_days":98,"reasons":["conf:2","velocity","win:early"],"computed_at":"2026-10-10T05:45:15Z"},"pay":null,"html_url":"https://alion.io/job/abound-senior-underwriter","json_url":"https://alion.io/job/abound-senior-underwriter.json","meta":{"generated_at":"2026-10-12T02:33:07Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":3827,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-13T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":450346},"rest":"https://alion.io/mcp/rest/get_company?id=450346"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fabound-senior-underwriter"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fabound-senior-underwriter"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fabound-senior-underwriter"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/abound-senior-underwriter\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fabound-senior-underwriter"}]}