Manager, Credit Underwriting Division

Conducting comprehensive financial analysis of corporate clients based on IFRS financial statements

Preparing detailed memos, conclusions, and recommendations for the Credit Committee of the Bank

Structuring credit facilities (determining optimal financing structure, collateral, terms, and covenants etc.)

Assessing credit risks of projects and developing risk mitigation measures

Ensuring compliance of proposed financing terms with the legislation of the Republic of Kazakhstan and internal Bank policies

Coordinating with relevant Bank departments (risk, legal, business units, including UAE) to confirm financing terms and conditions

Participating in improving credit analysis methodologies and implementing automated assessment tools

Preparing internal and external management and analytical reports, including stress testing of credit risk associated with corporate financing

Higher education (finance, economics, or related field)

Minimum 3-5 years of experience in credit analysis / underwriting

Strong knowledge of IFRS and ability to apply standards in financial analysis

Advanced skills in financial statement analysis and business performance evaluation

Proven experience in preparing credit proposals for corporate clients

In-depth understanding of credit structuring principles and experience with complex financing transactions

Knowledge of banking and regulatory legislation of the Republic of Kazakhstan

English at least Upper-Intermediate level (written and spoken, business level)

Experience working with corporate clients

Location: Almaty, Esentai Business Center

Employment in accordance with the Labour Code of Kazakhstan

Medical insurance after probation period

Paid annual leave: 25 working days

Health and education allowance

2-hour Friday break