Senior Underwriter, Financial Lines

Your future team

AIG’s underwriters develop insurance solutions that address the exposures of companies and individuals, and embody AIG’s tradition of innovation, bringing to market ground-breaking insurance

solutions for our changing world. AIG’s underwriters help to find insurance solutions for risks from a range of areas including life insurance, aviation, financial lines, casualty, environmental, catastrophic

events, high net worth individuals, and boardroom liabilities.

Your Contribution to AIG

As an influencer at AIG, people come to you as a “go-to” source for help and support because of your deep knowledge and expertise. As a more experienced team member, you are capable of driving continual improvement and impacting the way that things get done. Because of your influence, whether direct or indirect, we are able to deliver powerful outcomes for our clients.

About the role

The role will be supported by the Financial Lines underwriting team including close and regular contact with our PI colleagues based in London. You will use your existing knowledge along with the training provided to contribute to the PI underwriting strategy across our portfolio. This will range from detailed underwriting of large UK based clients to volume based digital solutions for SME clients.

How you'll make an impact

• Meet individual underwriting expectations to help team achieve budgeted financial objectives.
• Underwrite within agreed decision-making standards, limitations, and underwriting authority
• Assess desirability of risk through analysis of financial reports and accounts (as required); regular contact with broker; thorough review of proposal; and review of claims history and general company information
• Use designated Underwriting system(s) to streamline underwriting and information-tracking approach across Profit Centre.
• Input required data consistently and accurately.
• Provide Management information including, but not limited to, submissions, bind rate, average premium, and total premium as required.
• Provide excellent service to brokers through consistent, timely, and proactive approach to underwriting
• Exhibit sales orientated behaviours, defined by Management as: motivated, tenacious, focused, technically skilled, proactive, and accountable
• Generate new business by building on existing relationships and expanding broker network, attending broker events, market meetings, client 1 to 1’s and building new relationships across the market

• Support and contribute to the PI underwriting strategy within the UK regions portfolio.

• Maintain key renewal accounts at greater than 85% retention
• Ensure all brokers and clients are treated fairly
• Ensure customer-centric approach
• Ensure contract certainty
• Conduct self-audit as required
• Ensure compliance with key regulatory and risk management responsibilities
• Demonstrate AIG values at all time

What you'll need to succeed

• Proven PI underwriting experience is preferred; other relevant professional experience may substitute for underwriting experience with a track record in renewal and new business
• Strong communication skills
• Time management - ability to handle multiple priorities, organise work and meet deadlines

• A desire to learn and grow your knowledge in this dynamic area of insurance.

• Ability to analyse financial statements
• Ability to network and build relationships
• Organizational skills
• Customer and sales focused
• Tenacious, motivated, proactive
• ACII or progress towards completion preferred

Ready to take the next step in your career? We'd love to hear from you!

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to [email protected].

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