{"id":12126,"url":"https://alion.io/job/airwallex-senior-data-scientist-algorithm-lending-onboarding","title":"Senior Data Scientist, Algorithm (Lending & Onboarding)","company":{"id":3358,"name":"Airwallex","domain":"airwallex.com","url":"https://alion.io/company/airwallex","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"A","score":88,"open_postings":189,"ghost_share":0,"stale_share":0.291,"repost_share":0.005,"time_to_fill_p50_days":76,"computed_at":"2026-10-17T05:46:00Z"}},"role":"Data Science","role_family":"Data Science","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Singapore"],"countries":["SG"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":64000,"max_usd":139000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":39},"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Python","optional":true},{"name":"SQL","optional":true}],"status":"live","first_seen_at":"2026-07-22T05:04:37Z","employer_posted_date":"2026-07-22","last_verified_at":"2026-10-17T18:21:08Z","board_verified":true,"closed_at":null,"days_open":87,"trust":{"level":"ok","repost_count":0,"flags":[],"days_open":87},"description":"About Airwallex\nAirwallex is the AI-native financial operating system for a real-time, intelligent economy. More than 675,000 businesses, including McLaren Racing, Qantas, SHEIN, and TikTok, use us, directly or through our platform partners, to run their financial operations or build and monetize financial products of their own.\nWe started in Melbourne in 2015 to build the infrastructure global commerce runs on. We're the regulated backbone behind global payments: not by accident, but by design. A decade plus, 85+ licenses, and a financial infrastructure spanning North America, Europe, the Middle East, and Asia-Pacific.\nWe're co-headquartered in San Francisco and Singapore, with more than 2,300 people across 27 offices. We hire builders with founder-level energy, people who move fast with good judgment, dig in with real curiosity, and make calls from first principles rather than waiting to be told what to do. Read ouroperating principles to see it in full.\nAbout the team\nThe risk platform team at Airwallex is responsible for managing risk across all Airwallex products, including topics like GTPN, Payments, Issuing, Onboarding, Account Takeover, Lending, and Credit. The risk landscape is constantly changing, and threats are becoming increasingly sophisticated. We are at the forefront of innovation in risk management.\nWhat you’ll do\nAs a Senior Data Scientist, you will tackle challenging risk problems across credit and fraud (e.g., account takeover), and help build data-driven decision systems that deliver meaningful business impact. You will be responsible for translating business problems into analytical frameworks, strategies, models, and scalable data solutions.\nResponsibilities:\nBuild real-time ML models to protect Airwallex customers and platform assets, such as Account Takeover prevention and fraud decisioning\n\nDevelop credit risk models and analytical frameworks to assess merchant risk and support the growth of Airwallex’s lending business\n\nTranslate business requirements into analytical, modeling, and strategy problems across fraud, credit, onboarding, and related risk domains\n\nDesign performance monitoring, metrics frameworks, and decision-support tools to improve risk visibility and decision quality\n\nPartner with Product, Engineering, Operations, and other cross-functional teams to turn data, models, and insights into production strategies and measurable business impact\n\nWho You Are\nWe're looking for people who meet the minimum qualifications for this role. The preferred qualifications are great to have, but are not mandatory.\nMinimum qualifications:\n3+ years of experience in analytics, data science, risk strategy, or a related quantitative role\n\nBachelor’s degree or above in a quantitative field such as Statistics, Mathematics, Economics, Computer Science, Engineering, or a related discipline\n\nProficient in Python and SQL\n\nStrong problem-solving skills and experience working with large datasets\n\nExperience partnering with cross-functional stakeholders to solve business problems\n\nPreferred qualifications:\nExperience in credit, fraud, or related risk domains\n\nHands-on experience in model development, validation, or monitoring\n\nExperience designing risk rules, decision strategies, or performance monitoring frameworks\n\nWhy Join Us:\nOpportunity to work on impactful problems that directly influence payments success and business outcomes.\n\nCollaborate with a talented, cross-functional team in a fast-paced, high-growth environment.\n\nDrive the adoption of advanced data science techniques and experimentation to improve customer and business outcomes.\n\nApplicant Safety Policy: Fraud and Third-Party Recruiters\nTo protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.\nAirwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.\nEqual opportunity\nAirwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.","description_format":"text","description_chars":5001,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Cards & Card Issuing","Payment Processing & Gateways","Currency Exchange & FX Payments"],"lifecycle":[{"event":"open","at":"2026-07-22T05:04:37Z"}],"visa":[],"liveness":{"score":33,"band":"fade","label":"Fading","p_open":1,"p_active":0.758,"p_room":0.44,"age_days":87,"expected_fill_days":76,"reasons":["conf:0","velocity","win:tail","crowd:brand"],"computed_at":"2026-10-17T05:46:00Z"},"pay":null,"html_url":"https://alion.io/job/airwallex-senior-data-scientist-algorithm-lending-onboarding","json_url":"https://alion.io/job/airwallex-senior-data-scientist-algorithm-lending-onboarding.json","meta":{"generated_at":"2026-10-17T20:48:42Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":5036,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-18T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":3358},"rest":"https://alion.io/mcp/rest/get_company?id=3358"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fairwallex-senior-data-scientist-algorithm-lending-onboarding"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fairwallex-senior-data-scientist-algorithm-lending-onboarding"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fairwallex-senior-data-scientist-algorithm-lending-onboarding"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/airwallex-senior-data-scientist-algorithm-lending-onboarding\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fairwallex-senior-data-scientist-algorithm-lending-onboarding"}]}