{"id":23502,"url":"https://alion.io/job/airwallex-senior-data-scientist-analytics-lending","title":"Senior Data Scientist, Analytics (Lending)","company":{"id":3358,"name":"Airwallex","domain":"airwallex.com","url":"https://alion.io/company/airwallex","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"A","score":87,"open_postings":179,"ghost_share":0,"stale_share":0.302,"repost_share":0.011,"time_to_fill_p50_days":76,"computed_at":"2026-10-27T05:46:45Z"}},"role":"Data Science","role_family":"Data Science","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Singapore"],"countries":["SG"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":70000,"max_usd":143000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":50},"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Python","optional":true},{"name":"SQL","optional":true}],"status":"live","first_seen_at":"2026-07-28T10:39:58Z","employer_posted_date":"2026-07-28","last_verified_at":"2026-10-27T19:24:21Z","board_verified":true,"closed_at":null,"days_open":91,"trust":{"level":"ok","repost_count":0,"flags":[],"days_open":90},"description":"About Airwallex\nAirwallex is the AI-native financial operating system for a real-time, intelligent economy. More than 675,000 businesses, including McLaren Racing, Qantas, SHEIN, and TikTok, use us, directly or through our platform partners, to run their financial operations or build and monetize financial products of their own.\nWe started in Melbourne in 2015 to build the infrastructure global commerce runs on. We're the regulated backbone behind global payments: not by accident, but by design. A decade plus, 85+ licenses, and a financial infrastructure spanning North America, Europe, the Middle East, and Asia-Pacific.\nWe're co-headquartered in San Francisco and Singapore, with more than 2,300 people across 27 offices. We hire builders with founder-level energy, people who move fast with good judgment, dig in with real curiosity, and make calls from first principles rather than waiting to be told what to do. Read ouroperating principles to see it in full.\nAbout the team\nThe risk platform team at Airwallex is responsible for managing risk across all Airwallex products, including topics like lending, Payments, Issuing and Onboarding. The risk landscape is constantly changing, and threats are becoming increasingly sophisticated. We are at the forefront of innovation in risk management.\nWhat you’ll do\nAs a Credit Risk Analyst - Lending, you will help monitor and optimize the performance of Airwallex’s business lending portfolio through data-driven analysis, portfolio insights, and credit risk strategy support. You will be responsible for translating portfolio and policy questions into analytical frameworks, monitoring approaches, and actionable recommendations that improve credit quality and support sustainable business growth.\nResponsibilities:\nMonitor and analyze the performance of existing business lending portfolios, including delinquency trends, early warning indicators, and credit quality metrics\n\nIdentify emerging risks within the portfolio and provide actionable insights to mitigate potential losses\n\nSupport the assessment and optimization of portfolio-level credit strategies, ensuring alignment with regional credit risk policies\n\nPrepare portfolio reports, risk dashboards, and management summaries to support senior leadership decision-making\n\nCollaborate with Operations and Product teams to ensure consistent application of credit policies and effective risk controls\n\nParticipate in periodic portfolio reviews, stress testing, and credit risk assessment exercises\n\nProvide analytical support for regulatory reporting, audits, and internal governance requirements\n\nWho You Are\nWe're looking for people who meet the minimum qualifications for this role. The preferred qualifications are great to have, but are not mandatory.\nMinimum qualifications:\n3+ years of experience in credit risk analytics, risk strategy, portfolio analytics, or a related quantitative role\n\nBachelor’s degree or above in Quantitative Finance, Statistics, Computer Science, Business Analytics, Data Science, or a related quantitative discipline\n\nProficient in SQL and Python, with the ability to translate data into actionable insights\n\nStrong problem-solving skills and experience working with large datasets\n\nStrong attention to detail and the ability to identify discrepancies in data\n\nExperience partnering with cross-functional stakeholders to solve business problems\n\nPreferred qualifications:\nHybrid experience of both risk analytics and modelling\n\nExperience in SME lending experience preferred\n\nHands-on experience in ECL modelling, credit strategy analysis, or credit risk assessment\n\nExperience designing credit policies, decision strategies, or performance monitoring frameworks\n\nFamiliarity with stress testing, governance, audit, or regulatory reporting processes\n\nWhy Join Us:\nOpportunity to work on impactful credit risk problems that directly influence lending performance and business outcomes.\n\nCollaborate with a talented, cross-functional team in a fast-paced, high-growth environment.\n\nDrive better portfolio decisions through analytics, monitoring, and risk insights that improve customer and business outcomes.\n\nApplicant Safety Policy: Fraud and Third-Party Recruiters\nTo protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.\nAirwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.\nEqual opportunity\nAirwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.","description_format":"text","description_chars":5539,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Cards & Card Issuing","Payment Processing & Gateways","Currency Exchange & FX Payments"],"lifecycle":[{"event":"open","at":"2026-07-28T10:39:58Z"}],"visa":[],"liveness":{"score":33,"band":"fade","label":"Fading","p_open":1,"p_active":0.75,"p_room":0.44,"age_days":90,"expected_fill_days":76,"reasons":["conf:3","velocity","win:tail","crowd:brand"],"computed_at":"2026-10-27T05:46:45Z"},"pay":null,"html_url":"https://alion.io/job/airwallex-senior-data-scientist-analytics-lending","json_url":"https://alion.io/job/airwallex-senior-data-scientist-analytics-lending.json","meta":{"generated_at":"2026-10-27T21:50:25Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":13192,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-28T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":3358},"rest":"https://alion.io/mcp/rest/get_company?id=3358"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fairwallex-senior-data-scientist-analytics-lending"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fairwallex-senior-data-scientist-analytics-lending"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fairwallex-senior-data-scientist-analytics-lending"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/airwallex-senior-data-scientist-analytics-lending\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fairwallex-senior-data-scientist-analytics-lending"}]}