{"id":2539466,"url":"https://alion.io/job/alpine-bank-credit-analyst-iii","title":"Credit Analyst III","company":{"id":1857689,"name":"Alpine Bank","domain":"alpinebank.com","url":"https://alion.io/company/alpinebank","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"UltiPro","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Grand Junction, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":33,"max":38,"currency":"USD","period":"hour","gross":null,"usd_annual":76000},"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-14T15:12:59Z","employer_posted_date":"2026-10-14","last_verified_at":"2026-10-31T12:54:10Z","board_verified":true,"closed_at":null,"days_open":16,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":16},"description":"General Purpose\nThe Credit Analyst III is a higher-level position that will perform analysis on those credits that have been deemed complex and/or as the queue demands. Workload should consist of committee level loans with potential to present the financial findings at loan committee and field questions regarding the analysis.\nThis position could be based out of any of Alpine Bank’s locations, pending available space.\nEssential Duties/Responsibilities\nReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.\nCompletes the loan analysis and completes workflow requirements for the Relationship Manager to review.\nEnsures that the cash flow and retained earnings reconcile.\nIdentifies any trends in the financial performance or balance sheet concerns.\nCommunicates missing items or information, as well as concerns or questions to the Relationship Manager. \nPerforms a written analysis of findings.\nUses and understands all Alpine Bank’s underwriting standards and processes, with little help from management. \nPractices on-going good judgment and analysis in executing responsibilities, problem solving and utilizing available resources. \nFollows established underwriting processes and guidelines when completing their loan files, with a minimum of error. \nWhen appropriate, suggests or initiates modifications with approval from the Credit Analyst Supervisor to aid in creating better processes. \nEmbodies United in Success and apply guiding principles in daily interactions.\nMeets the goal point defined for a Credit Analyst III, focusing on more complex loans. \nCompletes any loan type, including those meeting complex loan criteria.\nDaily Inquiries, looking over analyses with other analysts to make sure that the spreads are correct when they have questions.\nLoan Committee Packet Review- Spot checking files routed to analyst review to ensure that the pricing, parameters, details are correct; and that the necessary spreads are attached. Not the same as a full-scale audit.\nAssists with special projects as needed.\nRegular and reliable attendance is required as an essential function of this position. \nPerforms other duties as assigned. \nEmployees are held accountable for all duties of this job.\nJob Qualifications\nKnowledge, Skills, and Ability:\nExpert knowledge of underwriting, with focus inclusive of: CRE, spec & development loans, C&I loans, Troubled Debt Restructurings, tax exempt loans, municipal fund accounting and other loans of large dollar amounts or high risk in nature.\nProficiencies with both personal and business spreads.\nAbility to assess the credit risks associated with a loan file. \nA strong understanding of financials and expertise in accounting and cash flow.\nDemonstrated ability to work successfully as a team player.\nAbility to execute job duties with the ability to problem-solve and utilize resources.\nAbility to be a self-starter, work well under pressure, and meet deadlines.\nKnowledge and ability to implement Alpine Bank’s policies and procedures. \nUnderstands and applies banking compliance regulations.\nUnderstands how to identify problems and willingness to make recommendations to address them. \nAbility to maintain confidentiality. \nEducation or Formal Training:\nHigh School Diploma or General Educational Diploma (GED) equivalency is required.\nBachelor’s Degree (B.A.) in Finance or Accounting required.\nMaster’s Degree (M.A.) or equivalent preferred. \nPossession of, or ability to obtain, a valid State of Colorado Driver's License, required.\nPossession of, or ability to obtain, a valid NMLS License, required.\nPrincipals of Banking to be completed within 1 year of hire.\nExperience:\nA minimum of 18 months’ experience working as a Credit Analyst with expertise in accounting and cash flow and strong understanding of financials is preferred. \nAn equivalent combination of education and experience may be substituted on a year-to-year basis. \nWorking Conditions\nWorking Environment:\nThis job operates in a professional office environment, that may have a hybrid schedule to include in-office and remote work on select days but can change at management discretion. This role routinely uses standard office equipment such as computers, phones, and multifunction printers. Travel to conferences, meetings and branch locations on a regular basis is necessary.\nPhysical Activities:\nThese are representative of those which must be met to successfully perform the essential functions of this job.\nThis is largely a sedentary role. While performing the duties of this job, the employee is regularly required to talk and hear. Good eyesight and hand/finger dexterity are required. Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus. Ability to remain calm and professional with intense conversations. Employee also may have to lift up to 25 pounds.\nNote: This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job.\nStarting Rate of Pay is $33.25 to $38.25 per hour, depending on experience.\nFor an overview of our employee benefits please visit: Alpine Bank Careers Page\nPosition anticipated to close November 30, 2026, or until filled.","description_format":"text","description_chars":5295,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"high_school","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks"],"lifecycle":[{"event":"open","at":"2026-10-14T15:14:29Z"}],"visa":[],"liveness":{"score":57,"band":"ok","label":"Likely open","p_open":1,"p_active":0.766,"p_room":0.75,"age_days":16,"expected_fill_days":17,"reasons":["conf:0","win:late"],"computed_at":"2026-10-31T05:58:55Z"},"pay":{"stated_usd_annual":76000,"is_top_pay":false},"html_url":"https://alion.io/job/alpine-bank-credit-analyst-iii","json_url":"https://alion.io/job/alpine-bank-credit-analyst-iii.json","meta":{"generated_at":"2026-10-31T13:02:34Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":20245,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-01T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":1857689},"rest":"https://alion.io/mcp/rest/get_company?id=1857689"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Falpine-bank-credit-analyst-iii"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Falpine-bank-credit-analyst-iii"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Falpine-bank-credit-analyst-iii"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/alpine-bank-credit-analyst-iii\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Falpine-bank-credit-analyst-iii"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":2539466}},{"tool":"search_jobs","arguments":{"company":"alpinebank.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":2539466},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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