{"id":1579536,"url":"https://alion.io/job/altisource-mortgage-underwriter","title":"Mortgage Underwriter","company":{"id":690832,"name":"Altisource","domain":"altisource.com","url":"https://alion.io/company/altisource","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"SmartRecruiters","truth_index":{"grade":"A","score":95,"open_postings":9,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":342,"computed_at":"2026-10-26T05:57:25Z"}},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"board_field","remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["United States"],"countries":["US"],"hiring_countries":["US"],"hiring_countries_total":1,"salary":{"min":36,"max":null,"currency":"USD","period":"hour","gross":null,"usd_annual":72000},"salary_estimate":null,"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-09-30T15:44:30Z","employer_posted_date":"2026-09-30","last_verified_at":"2026-10-26T08:19:01Z","board_verified":true,"closed_at":null,"days_open":25,"trust":{"level":"ok","repost_count":0,"flags":[],"days_open":25},"description":"About Altisource\nAltisource is a leading provider of integrated services and technology for the mortgage and real estate industries. Our solutions support the full mortgage lifecycle, from originations through servicing, helping clients manage risk, maintain compliance, and scale efficiently. With innovation, service excellence, and regulatory integrity at our core, we deliver technology-enabled solutions that solve complex business challenges across the industry.\n The Role\nAltisource is seeking an experienced HECM (Home Equity Conversion Mortgage) Underwriter to support our growing reverse mortgage origination platform. In this role, you will be responsible for underwriting FHA-insured reverse mortgage loans, ensuring compliance with HUD guidelines, investor requirements, and internal credit and operational standards. The ideal candidate will possess strong knowledge of HECM underwriting, property eligibility requirements, income and financial assessment analysis, and quality control processes necessary for successful loan delivery and insurability.\nWhat You'll Do\nReview, analyze, and underwrite HECM loan files in accordance with HUD, FHA, investor, and company underwriting guidelines.\nComplete comprehensive financial assessments, including income, assets, liabilities, residual income calculations, and property charge evaluations.\nEvaluate borrower eligibility, occupancy requirements, and counseling compliance requirements for reverse mortgages.\nReview appraisals and collateral documentation to ensure property eligibility and compliance with FHA and investor standards.\nAnalyze title commitments, property ownership structures, trusts, life estates, and other vesting scenarios commonly associated with HECM transactions.\nIdentify and clearly communicate underwriting conditions, documentation deficiencies, and risk factors to processing teams, Client Relationship Managers, and loan originators.\nEnsure loans meet FHA insurability requirements and investor salability standards while maintaining established productivity and service-level expectations.\nMaintain thorough and accurate loan documentation to support regulatory compliance, audit readiness, and quality assurance requirements.\nInterpret and apply HUD Mortgagee Letters, FHA policy updates, and investor overlays to underwriting decisions.\nCollaborate with fulfillment, processing, closing, and quality control teams to facilitate efficient loan closings and exceptional client service.\nSupport post-underwriting reviews, loan audits, and quality control initiatives as needed.\nMaintain current knowledge of reverse mortgage regulations, FHA/HUD requirements, and industry best practices.\nWhat You Bring\nMinimum 3+ years of mortgage underwriting experience, with direct HECM/reverse mortgage underwriting experience strongly preferred.\nStrong working knowledge of FHA HECM underwriting guidelines, HUD regulations, and reverse mortgage program requirements.\nExperience performing financial assessments and residual income analyses for reverse mortgage borrowers.\nProficiency reviewing and interpreting:\nFHA Connection\nHERMIT® or equivalent reverse mortgage origination systems\nReverseVision (RV Exchange) or similar HECM platforms\nAutomated valuation and appraisal review tools\nKnowledge of:\nHUD Mortgagee Letters\nFHA property eligibility requirements\nTitle and vesting review\nTrust and Power of Attorney documentation\nNon-borrowing spouse requirements\nLife expectancy set-asides (LESA)\nAbility to identify and mitigate underwriting risk while maintaining compliance with FHA insurability standards.\nStrong understanding of mortgage fraud prevention, compliance controls, and quality assurance processes.\nExcellent written and verbal communication skills with the ability to clearly articulate underwriting decisions and conditions.\nStrong organizational skills and ability to manage a high-volume pipeline while maintaining quality and service standards.\nHigh attention to detail, sound judgment, and a compliance-focused mindset.\n Preferred Qualifications\nDE Underwriter designation or FHA underwriting experience.\nPrior experience underwriting proprietary reverse mortgage products within the past 6 months\nExperience in a delegated underwriting environment.\nFamiliarity with secondary market delivery requirements and investor overlays.\nPrevious experience supporting high-volume mortgage fulfillment operations.\nWhy Join Altisource\nOpportunity to work with a leading provider of mortgage technology and fulfillment solutions.\nCollaborative and performance-driven culture.\nExposure to a diverse client portfolio and national lending programs.\nCompetitive compensation and benefits package.\nOpportunities for professional development and career growth.\n THE PERKS OF WORKING AT ALTISOURCE\nWork Environment\n100% remote position - US Based candidates only\nCompensation\nThe expected pay range for this role is $36.50 per hour, depending on experience, skills, and qualifications. Actual compensation may vary based on job-related factors and geographic location.\nGood Health\nComprehensive medical coverage\nLife insurance and personal accident benefits\nTime to Recharge\nPaid company holidays (including the day after Thanksgiving)\nOur Innovation Starts with YOU!\nAltisource’s Vision to drive innovation that powers the mortgage and real estate lifecycle is made possible by an inclusive culture that celebrates the diverse voices of our employees. We believe that diversity in gender, age, religion, ethnicity, sexual orientation, identity, physical ability, neurodiversity, socioeconomic background, and experience, fosters creativity, challenges groupthink, and makes our Company stronger. At Altisource, anyone can prosper and have a positive impact on our path toward success, irrespective of their background.\nWe are committed to fair and impartial hiring, training, and growth opportunities. We also provide employee training to help foster their ability to work with one another in an inclusive manner. Altisource is an Equal Opportunity Employer, and our employment decisions are based on merit, qualifications, and business needs.","description_format":"text","description_chars":6129,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"All levels","optional":false}]},"benefits":["Equity","Growth opportunities","Life insurance","Professional development"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Auctions","Real Estate Brokerage","Mortgage Lending & Brokers"],"lifecycle":[{"event":"open","at":"2026-10-01T12:24:14Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":25,"expected_fill_days":342,"reasons":["conf:1","win:early"],"computed_at":"2026-10-26T05:57:25Z"},"pay":{"stated_usd_annual":72000,"is_top_pay":false},"html_url":"https://alion.io/job/altisource-mortgage-underwriter","json_url":"https://alion.io/job/altisource-mortgage-underwriter.json","meta":{"generated_at":"2026-10-26T10:02:39Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":13614,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-27T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":690832},"rest":"https://alion.io/mcp/rest/get_company?id=690832"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Faltisource-mortgage-underwriter"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Faltisource-mortgage-underwriter"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Faltisource-mortgage-underwriter"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/altisource-mortgage-underwriter\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Faltisource-mortgage-underwriter"}]}