Senior Product Owner - Amar Bank Digital

About the position:

Senior Product Owner to take on initiatives across our digital banking portfolio: digital banking (retail & business), embedded banking, Tunaiku, or wherever the next priority lands. This isn't a backlog-management role, and it's not a "ship it and move on" role either. The person we're looking for can take a goal and a specific performance measure, then carry both through a full cycle: release, measure, analyze, and reach a documented decision on whether to continue, adjust, or drop it.

You'll sit at the intersection of strategy, data, design, and engineering, turning fairly open-ended business goals ("increase FX transaction volume by 30%", "cut onboarding drop-off in half") into something that actually ships and gets validated. And you stay on the hook for it until there's a real, evidence-backed conclusion, not just a launch announcement.

Requirements

• 5+ years in product management/ownership roles, with at least 2 years in mobile digital banking, fintech, or a comparably regulated, high-stakes consumer product environment

• Demonstrated ownership of a product area from ambiguous goal to a documented, evidence-based conclusion, not just feature delivery

• Experience working within compliance/risk-constrained environments (banking, payments, or similarly regulated industries preferred), including adherence to SDLC and formal experimentation standards

• Track record of running rigorous experiments (with proper control groups) and using data to kill, adjust, or scale ideas

• Experience coordinating delivery across multiple functions without direct authority over them

• Comfortable moving across different product areas as priorities shift, and picking up unfamiliar initiatives quickly

• Comfortable operating with a high degree of autonomy and ambiguity

Responsibilities:

• Lead end-to-end discovery: customer interviews, market/competitive analysis, and problem validation before committing to solutions

• Coordinate across Product, Design, Research, Engineering, Business, Operations, and Compliance without formal authority, aligning all parties on scope, sequence, and definition of completion

• Partner with engineering to scope technical feasibility, trade-offs, and delivery timelines

• Partner with design on UX flows, critique prototypes, and run usability validation before build

• Work within established SDLC, PRD, and experimentation standards, and raise compliance or risk implications at the earliest opportunity rather than working around them

• Define, prioritize, and continuously groom the product backlog using structured frameworks (RICE, weighted scoring, or equivalent)

• Write clear PRDs, user stories, and acceptance criteria that engineering and design can execute against without ambiguity

• Define the metrics and data behind each assigned measure, and confirm they represent what they're intended to before drawing conclusions

• Design and run experiments (A/B tests, phased rollouts) with proper control groups and no unmanaged overlapping tests, to validate hypotheses and inform go/no-go decisions

• Release each increment, measure its performance, analyze the outcome, and document a decision to continue, adjust, or discontinue

• Own any defect, incident, or operational issue that arises between release and conclusion, mobilizing the right people to resolve it and stabilize the initiative

• Report progress and outcomes to leadership with clear, data-backed narratives

• Move flexibly across the bank's product portfolio as priorities are re-ranked, picking up new initiatives quickly and carrying each to a completed, documented conclusion

• Evaluate where AI/ML can meaningfully improve the product experience or internal workflow, and scope those initiatives responsibly