{"id":598292,"url":"https://alion.io/job/amartha-senior-machine-learning-engineer","title":"Senior Machine Learning Engineer","company":{"id":49953,"name":"Amartha","domain":"amartha.com","url":"https://alion.io/company/amartha","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workable","truth_index":{"grade":"C","score":59,"open_postings":375,"ghost_share":0.608,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":76,"computed_at":"2026-10-17T05:46:00Z"}},"role":"AI/ML","role_family":"AI/ML","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Shenzhen, China"],"countries":["CN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":40000,"max_usd":102000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":2102},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"AI Agents","optional":false},{"name":"LightGBM","optional":false},{"name":"LLM","optional":false},{"name":"Machine Learning","optional":false},{"name":"NumPy","optional":false},{"name":"Prompt Engineering","optional":false},{"name":"Python","optional":false},{"name":"RAG","optional":false},{"name":"Scikit-learn","optional":false},{"name":"SQL","optional":false},{"name":"XGBoost","optional":false}],"status":"live","first_seen_at":"2026-07-22T00:00:00Z","employer_posted_date":"2026-07-22","last_verified_at":"2026-10-17T16:58:32Z","board_verified":true,"closed_at":null,"days_open":87,"trust":{"level":"ok","repost_count":0,"flags":["company_stale"],"days_open":87},"description":"About Amartha\nAt Amartha, we empower micro-businesses across Indonesia, enabling growth and equal prosperity. We've supported over 3.5+ million enterpreneurs-mostly women-by disbursing 2 billion USD in funding. As we step into 2026, Amartha is evolving into a technology-driven financial ecosystem, expanding our reach in lending, funding, and payments. Through innovation and digital solutions, we aim to enhance accessibility, streamline processes, and create a seamless user experience.\nRoles and Responsibilities:\nDesign, develop, and productionize ML models for credit scoring, underwriting, fraud detection, collections, and portfolio risk management.\nBuild robust features from customer, transaction, repayment, behavioral, and alternative data.\nSelect and evaluate appropriate algorithms, with emphasis on explainable and high-performing models such as XGBoost.\nDefine offline and online evaluation metrics aligned with lending outcomes and business objectives.\nAddress class imbalance, data leakage, bias, model stability, and changing customer behavior.\nBuild reliable training, validation, deployment, monitoring, and retraining pipelines.\nMonitor model performance, calibration, drift, fairness, and operational impact in production.\nProduce clear model documentation and explain decisions to risk, product, engineering, compliance, and business stakeholders.\nCollaborate with data engineers and software engineers to integrate models into scalable production systems.\nConduct experiments and translate model improvements into measurable business outcomes.\nExplore practical LLM and agentic-AI applications, such as document processing, underwriting assistance, investigation workflows, and internal productivity tools.\nRequirements\nBachelor’s or Master’s degree in Computer Science, Machine Learning, Statistics, Mathematics, or a related field, or equivalent practical experience.\n5+ years of ML Engineering or Data Scientist experience\nStrong foundation in traditional machine learning, including classification, regression, feature engineering, model evaluation, and imbalanced-data handling.\nHands-on experience with models such as XGBoost, LightGBM, random forests, and logistic regression.\nProficiency in Python, SQL, and ML libraries such as scikit-learn, XGBoost, pandas, and NumPy.\nExperience deploying, monitoring, and maintaining ML models in production.\nUnderstanding of model explainability, drift detection, experiment tracking, and reproducible ML workflows.\nKnowledge of credit risk, underwriting, fraud detection, customer scoring, or related financial-services use cases.\nExperience in fintech, digital lending, or microfinance is strongly preferred.\nFamiliarity with cloud platforms, containers, APIs, and data pipelines.\nExposure to LLMs, retrieval-augmented generation, prompt engineering, or agentic programming is a plus.\nAt Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives-shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences-drive innovation and growth.\nWe actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.","description_format":"text","description_chars":3438,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Equity"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Crowdfunding & P2P Lending","Microfinance"],"lifecycle":[{"event":"open","at":"2026-09-10T17:35:43Z"}],"visa":[],"liveness":{"score":22,"band":"cold","label":"Long shot","p_open":1,"p_active":0.505,"p_room":0.44,"age_days":87,"expected_fill_days":76,"reasons":["conf:1","stale_co","win:tail","crowd:brand"],"computed_at":"2026-10-17T05:46:00Z"},"pay":null,"html_url":"https://alion.io/job/amartha-senior-machine-learning-engineer","json_url":"https://alion.io/job/amartha-senior-machine-learning-engineer.json","meta":{"generated_at":"2026-10-17T17:45:57Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":239,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-18T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":49953},"rest":"https://alion.io/mcp/rest/get_company?id=49953"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Famartha-senior-machine-learning-engineer"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Famartha-senior-machine-learning-engineer"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Famartha-senior-machine-learning-engineer"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/amartha-senior-machine-learning-engineer\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Famartha-senior-machine-learning-engineer"}]}