{"id":1539333,"url":"https://alion.io/job/ayvens-credit-analyst-3","title":"Credit Analyst-3","company":{"id":8810,"name":"Ayvens","domain":"ayvens.com","url":"https://alion.io/company/ayvens","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"B","score":80,"open_postings":36,"ghost_share":0,"stale_share":0.806,"repost_share":0,"time_to_fill_p50_days":39,"computed_at":"2026-10-14T06:34:16Z"}},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Bucharest, Romania"],"countries":["RO"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":17500,"max_usd":50000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":2427},"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Office","optional":false}],"status":"live","first_seen_at":"2026-09-30T20:21:03Z","employer_posted_date":"2026-09-30","last_verified_at":"2026-10-14T19:00:42Z","board_verified":true,"closed_at":null,"days_open":14,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":14},"description":"At Ayvens, progress starts with you.\nOur ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move.\nResponsibilities:\nAnalyze the credit requests from Ayvens Group entities’ and ensure that is compliant with all relevant regulations and company policy\nAnalyzing data from multiple sources and files according to the quality agreements\nEnsure quality of the analysis made for credit requests, regarding the risk associated with the client from a creditworthiness perspective\nEnsure to receive quality and complete documentation for each credit request \nSupport Risk and Sales teams for continuous improvement\nUnderstand and demonstrate proficient use of system tools and procedures\nRequest additional documentation from Sales teams to ensure clarity and consistency for recommendation/decision\nGive feedback to Ayvens Group entities for improvements on credit process\nEnsure high quality standards for the analysis of all the credit requests received,\nProvide technical support/ training to the teams, with the required frequency, so that the Credit process is performed in an efficient, high quality and professional manner\nMaintain the risk analysis updated as per the latest procedural/ policy changes\nPropose improvements to the Risk process as per the knowledge gathered from other Ayvens Group entities,\nPreparation of analyzed credit requests reporting to stakeholders, with the given frequency or whenever requested\nJob requirements:\nStrategic thinker with a focus on driving results and continuous improvement. \nExcellent communication and interpersonal skills, with the ability to influence and negotiate effectively at all levels of the organization. \nUniversity degree/diploma (e.g. in Law, Economics etc) \nKnowledge of MS Office suite \nExperience in the Finance and Banking industry environment is a plus \nMinimum 2 years of experience with a financial institution or equivalent detailed process (preferably in the Credit Analysis/ Risk Analysis/ Lending area) \nFluent in English written and spoken/ Any other language spoken is a plus\nAs a member of our team you will benefit fro m:\n25 days of annual leave;\n1 sick day/year;\n1 day off for your birthday;\nFamily Private healthcare subscription at Sanador/Regina Maria ;\nLife Insurance(BRD)\nMonthly budget in Benefit Platform;\nHoliday gifts for Easter, Christmas through Benefits Platform;\nLoyalty bonus at 3 and 5 years seniority in company;\nSpecial events bonus (marriage, child birth, other);\nOpportunities and trainings for ongoing professional growth and career advancement;\nHybrid work setup - 3 days/week in the office (Timpuri noi metro station);\nDiscounts for dental care from Edent clinic;\nMassage in the office on Tuesday, Wednesday and Thursday\nWhy Ayvens?\nWith over 3.1 million vehicles managed across more than 40 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.\nAt Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.\nJoin us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights.","description_format":"text","description_chars":4169,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[{"language":"English","level":"Advanced (C1)","optional":true}]},"benefits":["Annual leave","Hybrid work","Life insurance"],"hiring_locations":[{"name":"Romania","iso":"RO","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Transportation & Logistics","Fleet Management","Shared Mobility"],"lifecycle":[{"event":"open","at":"2026-09-30T20:21:03Z"}],"visa":[],"liveness":{"score":60,"band":"ok","label":"Likely open","p_open":1,"p_active":0.596,"p_room":1,"age_days":13,"expected_fill_days":39,"reasons":["conf:5","stale_co","velocity","win:early","comp:brand"],"computed_at":"2026-10-14T06:34:16Z"},"pay":null,"html_url":"https://alion.io/job/ayvens-credit-analyst-3","json_url":"https://alion.io/job/ayvens-credit-analyst-3.json","meta":{"generated_at":"2026-10-14T23:45:27Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":155,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-15T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":8810},"rest":"https://alion.io/mcp/rest/get_company?id=8810"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fayvens-credit-analyst-3"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fayvens-credit-analyst-3"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fayvens-credit-analyst-3"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/ayvens-credit-analyst-3\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fayvens-credit-analyst-3"}]}