{"id":2032296,"url":"https://alion.io/job/banco-santander-associate-transaction-management","title":"Associate, Transaction Management","company":{"id":11879,"name":"Banco Santander","domain":"santander.com","url":"https://alion.io/company/banco-santander","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":94,"open_postings":105,"ghost_share":0,"stale_share":0.39,"repost_share":0.086,"time_to_fill_p50_days":13,"computed_at":"2026-10-15T05:46:00Z"}},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":["Miami, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":61000,"max_usd":127000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":1579},"experience_years_min":3,"visa_sponsorship":true,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-07T14:42:46Z","employer_posted_date":"2026-10-07","last_verified_at":"2026-10-15T21:09:14Z","board_verified":true,"closed_at":null,"days_open":8,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":8},"description":"Associate, Transaction ManagementCountry: United States of AmericaIt Starts Here:\nSantander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.\nIf you are interested in exploring the possibilities We Want to Talk to You!\nThe Difference You Make:\nThe Associate, Transaction Management - SCIB Lending (incl. Leveraged Finance and Structured Finance) is an Associate individual contributor role within US SCIB COO Lending Solutions. The role is responsible for managing complex lending transactions from approval through closing, booking, funding, settlement, and lifecycle handoff, with a primary focus on SCIB lending transactions (incl. Leveraged Finance and Structured Finance).\nObjectives are to\n1) Ensure lending transactions are closed and booked in accordance with approvals, executed documentation, KYC/AML requirements and operational readiness standards.\n2) Support front-to-back coordination across Business Lines, Advisory, Credit, Legal, Compliance, Agency, Capital Markets, Treasury, Finance, Operations and Back Office.\n3) Strengthen the US SCIB Lending Solutions control environment.\nKey Responsibilities:\n1. Transaction Execution and Closing Management\nSupport the execution of complex Leveraged Finance, Structured Finance, syndicated, bilateral, club, participant, left lead, and amendment transactions from pre-approval through close.\nCoordinate closing checklists, conditions precedent, documentation status, approval evidence, funds flow, allocations, operational setup, and stakeholder readiness.\nMonitor for material changes to approved terms and escalate them for review and re-approval where required before signing, closing, booking, or funding.\nPartner with Advisory, Legal and Front Office during documentation negotiation to help identifying operational, control, booking, agency, collateral, covenant, and funding implications.\n2. Approval-to-Book Controls\nReview and track that approvals, KYC/AML diligence, borrower/guarantor/lender onboarding, legal documentation, collateral/security requirements, insurance, UCC/lien perfection, flood diligence, covenant setup, risk system updates, deal capture and booking data for completion, escalating outstanding items as appropriate.\nPrepare and review booking instructions and coordinate with Middle Office, Back Office, Treasury, Finance, Agency and Operations to support accurate system setup and funding readiness.\nTrack and support the resolution of booking defects, documentation gaps, post-close items, and control exceptions.\n3. Amendments and Lifecycle Events\nSupport the execution of transaction amendments, waivers, extensions, repricings, incremental facilities, assignments, paydowns and other lifecycle events requiring cross-functional execution.\nTrack required credit, business, legal, compliance and operational approvals and escalate outstanding items as appropriate before implementation.\nSupport the handoff of transactions to Portfolio Management, Agency, Operations and Servicing for covenant, collateral, monitoring, and servicing obligations.\n4. Team Build-out, Training and Process Improvement\nContribute to the development and enhancement of procedures, playbooks, closing standards, training materials, issue logs, and quality control routines.\nShare knowledge and support the onboarding of new team members on deal mechanics, Lev Fin and Structured Finance transaction structures, closing protocols, documentation review, booking controls, and escalation standards.\nIdentify recurring issues and contribute to process, technology, data quality, and control enhancements.\n5. Stakeholder Collaboration\nWork closely with Leveraged Finance, Structured Finance, IG, GTB, Capital Markets, Credit, Legal, Compliance, Agency, Treasury, Finance, Operations, and Client Lifecycle Management stakeholders.\nCommunicate clearly on transaction status, blockers, risks, decisions, dependencies, and escalation items.\nSupport audit, regulatory, credit review and internal control requests related to transaction execution and closing evidence.\nEducation: \nBachelor Degree or equivalent work experience\nWork Experience: \n3-6 years of relevant experience in portfolio management, credit analysis, financial spreading, lending, agency, credit administration, risk management, or related roles.\nQualifications:\nStrong transaction execution, problem-solving, stakeholder engagement and understanding of control requirements.\nAbility to manage execution activities across multiple complex closings and amendments under time pressure.\nStrong understanding of Lev Fin and Structured Finance structures, credit agreements, funds flows, allocations, and agency processes.\nExperience with Loan IQ or comparable loan booking / servicing platforms preferred.\nKey Competencies:\nAbility to work effectively with Front Office, Advisory, Credit, Legal, Compliance, Operations and Finance.\nExcellent attention to detail, escalation discipline, and accountability.\nAbility to share knowledge with team members and contribute to the development of repeatable execution standards.\nUnderstanding of commercial priorities and first line control requirements.\nCertifications:\nNo Certifications listed for this job.\nIt Would Be Nice For You To Have:\nEstablished work history or equivalent demonstrated through a combination of work experience, training, military service, or education.\nWork Authorization & Sponsorship:\nApplicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.\nWhat Else You Need To Know:\nThe base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.\nBase Pay Range:\nMinimum:\n$107,500.00 USDMaximum:\n$132,500.00 USDWe Value Your Impact:\nYour contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) \nRisk Culture:\nWe embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.\nEEO Statement:\nAt Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.\nWorking Conditions:\nFrequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.\n\nEmployer Rights:\nThis job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.\nWhatTo Do Next:\nIf this sounds like a role youareinterested in, then please apply.\nWe are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at  to discuss your needs.","description_format":"text","description_chars":8373,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks"],"lifecycle":[{"event":"open","at":"2026-10-07T14:42:46Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"green card filings: 1","filings_12m":0,"filings_prev_12m":6,"green_card_filings_12m":1,"median_offered_wage_usd":192500,"route":null,"cap_exempt":false,"checked_at":"2026-10-15T11:24:14+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":0}],"liveness":{"score":70,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.774,"p_room":0.9,"age_days":7,"expected_fill_days":13,"reasons":["conf:3","velocity","win:mid","comp:brand"],"computed_at":"2026-10-15T05:46:00Z"},"pay":null,"html_url":"https://alion.io/job/banco-santander-associate-transaction-management","json_url":"https://alion.io/job/banco-santander-associate-transaction-management.json","meta":{"generated_at":"2026-10-16T00:59:12Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":1605,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-17T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":11879},"rest":"https://alion.io/mcp/rest/get_company?id=11879"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fbanco-santander-associate-transaction-management"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fbanco-santander-associate-transaction-management"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fbanco-santander-associate-transaction-management"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/banco-santander-associate-transaction-management\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fbanco-santander-associate-transaction-management"}]}