{"id":1238876,"url":"https://alion.io/job/banco-santander-scuk-risk-analyst","title":"SCUK Risk Analyst","company":{"id":11879,"name":"Banco Santander","domain":"santander.com","url":"https://alion.io/company/banco-santander","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":94,"open_postings":112,"ghost_share":0,"stale_share":0.384,"repost_share":0.089,"time_to_fill_p50_days":13,"computed_at":"2026-10-17T05:46:00Z"}},"role":"Finance","role_family":"Finance","seniority":null,"employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Redhill, United Kingdom"],"countries":["GB"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":41000,"max_usd":96000,"period":"year","method":"role_country_seniority_unknown","sample_n":505},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Excel","optional":false},{"name":"Power BI","optional":false},{"name":"SAS","optional":true},{"name":"SQL","optional":true}],"status":"live","first_seen_at":"2026-09-25T16:31:41Z","employer_posted_date":"2026-09-25","last_verified_at":"2026-10-18T17:06:54Z","board_verified":true,"closed_at":null,"days_open":23,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":23},"description":"SCUK Risk AnalystCountry: United KingdomSantander Consumer Finance UK (SCUK) is based in Redhill, Surrey and provides motor finance to a network of dealerships throughout the United Kingdom.\nWe are pleased to share that we are currently looking for a Risk Analyst to join our Risk department to support the Risk Control function, with a primary focus on Market Risk.\nReporting into the Risk Stress Testing Manager, you will be will supporting the independent monitoring, analysis, oversight, and reporting carried out within areas managed by Risk Control (including Market Risk, Credit Risk, Model Risk, and Enterprise-Wide Risk Management [EWRM]), helping to ensure risks are identified, measured, and managed within approved Risk Appetite limits.\nPlease note the closing date for this role will be, end of day, Friday 9th October 2026\nKey responsibilities will include:\nMarket Risk:\nUndertaking regular Market Risk monitoring and analysis.\nSupporting the oversight of interest rate risk, structural balance sheet risk, and liquidity risk.\nAnalysing movements in Market Risk exposures and investigate key drivers.\nProducing and maintaining Market Risk reporting and management information.\nSupporting monitoring against Market Risk Appetite limits.\nAssisting with stress testing, scenario and sensitivity analysis.\nDeveloping knowledge of Asset and Liability Management (ALM), IRRBB, and liquidity risk.\nRisk Control:\nSupporting the independent second-line monitoring, analysis, and reporting of risk across Risk Control functions.\nMonitoring Risk Appetite metrics, limits, and key risk indicators, tracking portfolio performance.\nIdentifying and investigating material movements, emerging risks, and potential breaches.\nEscalating issues appropriately and support follow-up management actions.\nProducing clear, accurate, and timely risk reporting and management information.\nSupporting independent challenge of risk information, assumptions, and business activities.\nContributing to the maintenance of risk frameworks, policies, procedures, and controls.\nAssisting with Model Risk activities including model performance monitoring (Market Risk and stress testing models), periodic reviews, model maintenance, providing support to second-line Model Risk.\nSupporting EWRM activities, including stress testing and BAU forecasting, through data preparation, analysis, scenario assessment, reporting, and investigation of results.\nUndertaking regular and ad-hoc analysis to investigate risk issues, identify trends, and support decision-making across the Risk Control function.\nDeveloping and enhancing analytical reports, dashboards and monitoring tools using Excel, Power BI, and other appropriate analytical tools with the view of improving automation and accuracy.\nWe’re looking for someone with:\nAnalytical Thinking & Problem Solving - Strong numerical and analytical skills with the ability to investigate issues, analyse data, identify trends, and develop practical solutions and recommendations.\nCommunication - Ability to communicate technical findings clearly to different audiences through written and verbal communication, including the production of accurate and insightful management information.\nContinuous Improvement & Learning - Proactive approach to improving reporting, analytical processes, and ways of working, with a strong desire to learn and develop knowledge across Risk disciplines.\nPlanning & Delivery - Ability to manage multiple priorities and deliver accurate work within deadlines.\nCollaboration - Ability to build effective working relationships across Risk and the wider business.\nStrong attention to detail with a focus on accuracy, data quality, and high standards.\nGood understanding of risk management principles, with the ability to apply established methodologies, models, and monitoring processes, and develop knowledge across Risk Control functions.\nKnowledge or practical exposure to Market Risk within financial services.\nUnderstanding of interest rate, liquidity, or structural balance sheet risk.\nStrong Excel skills and experience working with large or complex datasets.\nAbility working independently, using initiative while recognising when guidance or escalation is appropriate.\nFlexible and adaptable to changing priorities and workloads.\nDegree (or equivalent experience) in a numerate or analytical discipline, or relevant experience within Risk, Finance, Data/MI, or a similar analytical function. (Essential)\nPrevious experience within Risk, Finance, Collections, Treasury, Data/MI or another analytical business function. (Desirable)\nExperience with analytical and reporting tools such as Power BI, SAS, SQL or similar. (Desirable)\nWe have a range of benefits available which include:\nCompetitive salary (dependent on skills & experience)\n27days holiday per annum, plus bank holidays\nAnnual bonus based on personal and company performance\nGenerous pension contributions\nEmployee assistance programme\nSharesave scheme\nGym passes at a reduced rate for 3,000 gyms, leisure centres etc\nOther things you need to know:\nThe hours for this role are 09:00-17:00 across Monday - Friday, this is a hybrid role working at least 3 days a week in the Redhill, Surrey office\nInclusion\nAt Santander we’re creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.\nAt Santander Consumer Finance we have a zero-tolerance approach to discrimination, bullying, harassment (including sexual) or victimisation of any kind.\nShould you want to be considered for part time hours, please let us know and we can assess your requirements.\nWhat are the next steps:\nIf you are interested in this role and believe you have the skills, experience, and knowledge then we’d love to hear from you. Please go ahead and click apply which will take you through some questions and allow you to submit your CV and covering letter.","description_format":"text","description_chars":6080,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"United Kingdom","iso":"GB","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Corporate Events","Research Institutes"],"lifecycle":[{"event":"open","at":"2026-09-25T16:31:41Z"}],"visa":[{"country":"GB","licensed_sponsor":true,"evidence":"Licensed UK visa sponsor (Graduate Trainee, Senior or Specialist Worker, Skilled Worker)","filings_12m":null,"filings_prev_12m":null,"green_card_filings_12m":null,"median_offered_wage_usd":null,"route":"Global Business Mobility: Graduate Trainee; Global Business Mobility: Senior or Specialist Worker; Skilled Worker","cap_exempt":false,"checked_at":"2026-10-17T06:21:15+00:00","sources":["UK Home Office: register of licensed sponsors (workers)"],"filings_for_role_12m":0}],"liveness":{"score":22,"band":"cold","label":"Long shot","p_open":1,"p_active":0.489,"p_room":0.45,"age_days":21,"expected_fill_days":13,"reasons":["conf:4","velocity","win:tail","comp:brand"],"computed_at":"2026-10-17T05:46:00Z"},"pay":null,"html_url":"https://alion.io/job/banco-santander-scuk-risk-analyst","json_url":"https://alion.io/job/banco-santander-scuk-risk-analyst.json","meta":{"generated_at":"2026-10-18T19:36:33Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":23667,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-19T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":11879},"rest":"https://alion.io/mcp/rest/get_company?id=11879"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fbanco-santander-scuk-risk-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fbanco-santander-scuk-risk-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fbanco-santander-scuk-risk-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/banco-santander-scuk-risk-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fbanco-santander-scuk-risk-analyst"}]}