Senior Solution Architect - (Personal and Business Banking/ AI / AWS)

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Designs and architects IT systems that integrate process, applications, data and technology, ensuring alignment with business goals and enterprise IT standards. Performs planning, problem-solving, and advising technical teams to optimize solutions that are strategic, operational, secure and economical. Ensures an integrated architecture across interdependent technology systems including a combination of on-premises and cloud environments.

• Designs and delivers architecture solutions supporting Personal and Business Banking initiatives, across both digital (web/mobile) and assisted (contact centre/branch) channels, ensuring seamless and consistent customer experiences.

• Applies Artificial Intelligence (AI) and cloud-native architectures to enable personalization, automation, and scalability across banking platforms.

• Evaluates and mitigates fraud risks, cybersecurity threats, and security exposures by embedding secure-by-design principles aligned with enterprise risk and compliance frameworks.

• Collaborates with business and technology stakeholders to ensure architecture decisions incorporate fraud prevention, identity protection, and data security considerations throughout the solution lifecycle.

• Creates and manages key architecture assets for the designated portfolio and business scope.

• Creates technical design recommendations aligned to standards for development and integration of new products, services, applications, and technology solutions.

• Identifies risks or issues with technology solution and design that may impact realization of project benefits; guides and supports stakeholders to make decisions that proactively resolve or mitigate potential project risks/delays.

• Participates in the system specification review process to ensure system requirements can be translated into valid software architecture.

• Identifies and researches relevant technologies, performs proofs of concept / prototypes, and recommends the applications of such technologies for future product architecture.

• Delivers innovative solutions tailored to the specific needs of the organization.

• Provides input into the preparation of business case by providing key architectural insights on feasibility, risks, and alignment with enterprise strategy

• Stays abreast of industry technical and business trends through participation in professional associations, practice communities, and individual learning.

• Oversees complex projects and cross-domain initiatives across several teams.

• Integrates diverse systems to align with overall business strategies and enterprise goals.

• Plays a pivotal role in architecting scalable, sustainable, and compliant solutions.

• Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.

• Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.

• Implements changes in response to shifting trends.

• Broader work or accountabilities may be assigned as needed.

• Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

Qualifications:

• 5+ years of Solution Architect experience in a large, enterprise-level environment

• 5+ years of software development experience (Angular, Java, Node.js, etc.)

• Strong understanding of service-oriented architecture, databases, and data modeling techniques

• Strong experience with real-time and batch interface design and implementations

• Strong understanding of the TOGAF framework

• End-to-end enterprise solutioning (frontend to enterprise services to product systems/3rd party)

• AI knowledge/experience

• AWS/Azure cloud knowledge/experience

• Internet-facing application security controls

• Breadth of communication protocols

• Strong experience designing and implementing microservices

• Strong experience with SOAP/XML and RESTful/JSON schema design and implementation

• Security concepts

• Experience designing and scaling applications

• Design patterns and architectural patterns

• Understanding of the strategic technical direction of middleware, continuous integration and deployment, testing, systems management, enterprise data & access layers, and computing styles

• Strong problem-solving ability across varying levels of complexity

• Expert knowledge in designing complex systems, including:

  • Requirements discovery and analysis

  • Solution context formulation

  • Identification and assessment of solution alternatives

  • Technology selection

  • Design configuration

• Verbal & written communication skills - In-depth / Expert

• Analytical and problem-solving skills - In-depth / Expert

• Influence skills - In-depth / Expert

• Collaboration & team skills, with a focus on cross-group collaboration - In-depth / Expert

• Ability to manage ambiguity

• Data-driven decision-making - In-depth / Expert

Salary:

Pay Type:

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.