{"id":697906,"url":"https://alion.io/job/basiccapital-head-of-product-development","title":"Head of Product Development","company":{"id":669081,"name":"Basic Capital","domain":"basiccapital.com","url":"https://alion.io/company/basiccapital","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"C","score":59,"open_postings":16,"ghost_share":0.688,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":null,"computed_at":"2026-09-30T05:45:00Z"}},"role":"Product","role_family":"Product","seniority":"head","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["New York, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":231000,"max_usd":465000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":365},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-01-29T17:27:42Z","employer_posted_date":"2026-01-29","last_verified_at":"2026-09-30T17:14:21Z","board_verified":true,"closed_at":null,"days_open":244,"trust":{"level":"ghost","repost_count":0,"flags":["stale","company_stale"],"days_open":243},"description":"About Basic Capital\nBasic Capital is a fintech company disrupting America’s $1T retirement industry by building the mortgage for retirement, unlocking market ownership, and making wealth accessible to every American. Our mission is to create products, platforms, and a credit marketplace that power a fundamentally new retirement system.\nOur founding team includes leaders from Goldman Sachs, Uber, Block, and Robinhood, and we’re backed by top investors such as Lux, BoxGroup, SVAngel, Inspired Capital, and Henry Kravis. Based in SoHo, NYC, we’re assembling a lean, high-performance team committed to reducing wealth inequality.\nAbout the Role\nBasic Capital is building a new wealth system for everyday Americans, and we are doing it by unlocking access to capital markets in a way the world has not seen before.\nTo do that, we need to rethink the entire retirement investing stack. Not just the UI. Not just the fees. The actual financial products themselves. The strategies, the wrappers, the incentives, the constraints, and the outcomes.\nThis is a role for someone who wants to redesign retirement investing from first principles and ship products that feel inevitable in hindsight.\nBuild the future of financial services\nAs Head of Product Development, your primary responsibility is to fundamentally rethink, rebuild, and innovate across all aspects of retirement investing.\nYour work will span both accumulation and de-accumulation, including launching new lifetime income products (annuities and retirement income solutions) and improving and expanding our suite of accumulation offerings across both registered and unregistered (exempted) products.\nThis is not a role for someone who wants to tweak existing investment products.\nThis is a role for someone who wants to create new ones, with creativity, rigor, and real-world consequences.\nWe need people to boldly design, scope, and deliver new branded products and strategies across the retirement investing landscape. Apply creativity and rigor to the design, structure, and launch of innovative investing products.\nWhat You’ll Do\nOwn the Product Strategy for Retirement Investing\nDefine the product vision for how Basic Capital builds wealth over time\n\nDesign new investment products and strategies that align with our mission and customer needs\n\nTranslate market structure, regulation, and customer behavior into products that work in the real world\n\nLaunch New De-Accumulation Products\nLead the development of retirement income products, including annuities and lifetime income solutions\n\nBuild products that help people convert savings into durable, flexible retirement outcomes\n\nPartner cross-functionally to bring these products from concept to launch\n\nExpand and Improve Accumulation Offerings\nImprove and scale our suite of accumulation products across registered and unregistered (exempted) offerings\n\nDevelop new strategies, packaging, and product structures that unlock better outcomes for customers\n\nIterate on product design to improve performance, simplicity, and adoption\n\nBuild Branded Strategies and Market-Defining Products\nCreate products that are not only financially sound but also clearly positioned and branded\n\nDesign structures that can scale through distribution and capital markets\n\nBuild a product roadmap that compounds into a durable advantage for Basic Capital\n\nWho You Are\nYou are equal parts investor, product architect, and operator.\nYou have strong opinions about how retirement investing should work, and you have the technical depth to build the products that make it real.\nYou have:\nDeep knowledge of investment products and market structure\n\nA builder mindset and an obsession with creating products that actually ship\n\nHigh standards for rigor, clarity, and customer outcomes\n\nComfort operating in ambiguity with high ownership and high accountability\n\nYou want a role where you can invent products that change how people retire.\nWhat We’re Looking For\nRequirements\nExperience designing, structuring, and launching investment products\n\nStrong understanding of retirement investing across accumulation and/or de-accumulation\n\nAbility to operate across product, investing, legal/compliance, operations, and distribution\n\nStrong strategic thinking paired with execution velocity\n\nComfort working in a fast-moving environment with high agency\n\nBonus Points\nExperience with annuities, lifetime income products, or retirement income strategy\n\nFamiliarity with registered and unregistered (exempted) product structures\n\nBackground in asset management, fintech investing products, or structured product development\n\nYou have launched products that required cross-functional coordination and regulatory rigor\n\nYou enjoy building new markets, not just participating in existing ones","description_format":"text","description_chars":4775,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-09-11T02:21:34Z"}],"liveness":{"score":7,"band":"cold","label":"Long shot","p_open":1,"p_active":0.242,"p_room":0.28,"age_days":243,"expected_fill_days":36,"reasons":["conf:5","stale_co","ghost","win:tail","crowd:"],"computed_at":"2026-09-30T05:45:00Z"},"pay":null,"html_url":"https://alion.io/job/basiccapital-head-of-product-development","json_url":"https://alion.io/job/basiccapital-head-of-product-development.json","meta":{"generated_at":"2026-10-01T02:49:26Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","usage":{"tier":"crawler","counted_by":"address","units_charged":1,"used_today":2199,"day_limit":5000,"remaining_today":2801,"minute_limit":60,"resets_at":"2026-10-02T00:00:00Z"}}}