{"id":1709010,"url":"https://alion.io/job/bbva-retail-risk-associate-2","title":"RETAIL RISK ASSOCIATE","company":{"id":41135,"name":"BBVA","domain":"bbva.com","url":"https://alion.io/company/news-bbva","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"B","score":80,"open_postings":4,"ghost_share":0,"stale_share":1,"repost_share":0,"time_to_fill_p50_days":9,"computed_at":"2026-10-12T06:55:09Z"}},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Venezuela"],"countries":["VE"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":28000,"max_usd":81000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":2427},"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Excel","optional":false}],"status":"live","first_seen_at":"2026-09-28T00:00:00Z","employer_posted_date":"2026-09-28","last_verified_at":"2026-10-12T22:54:59Z","board_verified":true,"closed_at":null,"days_open":15,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":15},"description":"¿Quieres desarrollar tu carrera profesional?\nBBVA es una empresa global con más de 160 años de historia que opera en más de 25 países en los que damos servicio a más de 80 millones de clientes. Somos más de 121.000 profesionales que trabajamos en equipos multidisciplinares y de perfiles tan diversos como financieros, expertos jurídicos, científicos de datos, desarrolladores, ingenieros o diseñadores.\n¡Únete a nuestro equipo!\n¿Qué estamos buscando?\nEsta posición admite la postulación de personas con discapacidad conforme a lo establecido en el artículo 32 de la Ley Orgánica para la Inclusión, Igualdad y Desarrollo Integral de las Personas con Discapacidad.\nResumen del Puesto**\nEl Asociado de Riesgos Minoristas II es responsable de analizar y monitorear el riesgo crediticio en la cartera minorista del banco, garantizando el cumplimiento de las políticas y regulaciones internas.\nResponsabilidades del Puesto**\n* Evaluar y analizar el riesgo de crédito de los productos y carteras minoristas.\n* Desarrollar y mantener modelos de riesgo para la estimación de pérdidas esperadas e inesperadas.\n* Monitorear y reportar sobre los indicadores clave de riesgo (KRI) y los límites de riesgo establecidos.\n* Participar en la identificación y evaluación de nuevos productos y servicios minoristas desde una perspectiva de riesgo.\n* Colaborar con equipos internos para asegurar la implementación efectiva de estrategias de mitigación de riesgos.\n* Preparar informes de riesgo para la gerencia y los organismos reguladores.\n* Mantenerse actualizado sobre las tendencias del mercado, los cambios regulatorios y las mejores prácticas en la gestión de riesgos minoristas.\n* Asistir en la optimización de los procesos de gestión de riesgos para mejorar la eficiencia y la efectividad.\nCualificaciones del Puesto**\n* Licenciatura en Finanzas, Economía, Administración, Contaduria o campo relacionado.\n* Al menos 2-3 años de experiencia en gestión de riesgos, preferiblemente en el sector minorista o bancario (no limitante)\n* Dominio avanzado de Microsoft Excel y PowerPoint.\n* Capacidad demostrada para analizar datos complejos, identificar tendencias y elaborar recomendaciones 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