{"id":3810085,"url":"https://alion.io/job/best-egg-credit-strategy-analyst","title":"Credit Strategy Analyst","company":{"id":6855,"name":"Best Egg","domain":"bestegg.com","url":"https://alion.io/company/best-egg","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Lever","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Wilmington, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":100000,"max":140000,"currency":"USD","period":"year","gross":null,"usd_annual":140000},"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Excel","optional":false},{"name":"Power BI","optional":false},{"name":"Python","optional":false},{"name":"SQL","optional":false},{"name":"Tableau","optional":false}],"status":"closed","first_seen_at":"2026-11-05T12:29:17Z","employer_posted_date":"2026-11-05","last_verified_at":"2026-11-09T18:27:06Z","board_verified":false,"closed_at":"2026-11-09T18:27:06Z","days_open":4,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":4},"description":"We are seeking an experienced Credit Strategy Analyst to drive the growth of our home-secured personal loan portfolio. This role focuses on Underwriting, Pricing, Loan amount & Fee decisions across all acquisition channels, driving strategy improvement, innovation and investor returns. The ideal candidate will bring expertise in lending, applying credit models, and data-driven decision-making to help us expand our market share while maintaining robust risk controls.\nThis is a full-time, permanent position with competitive benefits and upward mobility. If you call yourself a self-starter who can work in any environment and enjoy every day bringing unique challenges and opportunities, then you will thrive in this role.\nDuties & Responsibilities:\nThis individual will be responsible for monitoring, refining, and developing Credit strategies (including underwriting, pricing, loan amount & fees) for home secured personal loans\nCreate test/control champion/challenger tests and monitoring to inform future strategies\nProvide scenario analysis/create financial impact sizing/develop new strategy test case\nPerform ad-hoc analytics, create reporting and presentations\nWork across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across all channels.\nPartner with Decision Science to define and develop Credit models and tools\nMaintain overall risk and return targets for investors, particularly in a changing economic environment\nRequirements - Development:\n5-7+ years’ experience in a similar analytical role\nBachelor’s Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master’s degree a plus\nExperience in the financial industry, credit risk and mortgage/home equity experience required\nMust be proficient in Python or similar, SQL, and MS Excel\nMust be proficient in interpreting data using analytics, research methodologies, and statistical techniques\nPrevious experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable\nExcellent English written/verbal communication skills, critical thinking and interpersonal skills\nHighly independent and self-motivated to form opinions that are supported by data.\nStrong knowledge of modeling tools and techniques and use in strategy\nAbility to understand competitive pressure, economic trends and their business impacts.\nHigh Energy with ability to work in a fast-paced environment \nRequirements - Leadership:\nComfortable interacting and engaging with colleagues from all levels of management across all business units and third-party vendors\nDemonstrated technical leadership skills including self-direction, coaching, and mentoring\nHighly motivated, well organized, capable of developing and executing business analysis, and able to communicate status and results effectively\nRequirements - Culture:\nAbility to succeed within a cross-functional team emphasizing Collective Ownership in a fast-paced environment\nAbility to work effectively both independently and as a team member\nBe confident and willing to challenge status quo, but also willing to concede and execute other’s ideas when necessary\nCapable of teaching and learning from others to promote continuity of knowledge and personal development\nCultivate good working relationships with other business units, particularly Marketing, Operations, and Finance","description_format":"text","description_chars":3404,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[{"language":"English","level":"All levels","optional":false}]},"benefits":["Equity"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Cards & Card Issuing","Consumer Loans & Pawnshops"],"lifecycle":[{"event":"open","at":"2026-11-05T14:36:48Z"},{"event":"close","at":"2026-11-09T18:27:06Z"}],"visa":[{"country":"US","licensed_sponsor":true,"adverts_offering_sponsorship_24m":0,"sanctioned_now":false,"evidence":"Filed H-1B visas in the last two years","filings_12m":0,"filings_prev_12m":2,"green_card_filings_12m":0,"median_offered_wage_usd":null,"route":null,"cap_exempt":false,"checked_at":"2026-11-09T07:32:21+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)"],"filings_for_role_12m":0}],"liveness":null,"pay":{"stated_usd_annual":140000,"is_top_pay":true},"html_url":"https://alion.io/job/best-egg-credit-strategy-analyst","json_url":"https://alion.io/job/best-egg-credit-strategy-analyst.json","meta":{"generated_at":"2026-11-10T08:12:34Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":19044,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-11T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":6855},"rest":"https://alion.io/mcp/rest/get_company?id=6855"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fbest-egg-credit-strategy-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":2,"usd":0.2},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fbest-egg-credit-strategy-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fbest-egg-credit-strategy-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/best-egg-credit-strategy-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fbest-egg-credit-strategy-analyst"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3810085}},{"tool":"search_jobs","arguments":{"company":"bestegg.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3810085},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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