{"id":305027,"url":"https://alion.io/job/best-egg-credit-strategy-manager-i","title":"Credit Strategy Manager I","company":{"id":6855,"name":"Best Egg","domain":"bestegg.com","url":"https://alion.io/company/best-egg","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Lever","truth_index":null},"role":"Finance","role_family":"Finance","seniority":null,"employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Wilmington, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":115000,"max":140000,"currency":"USD","period":"year","gross":null,"usd_annual":140000},"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Python","optional":false},{"name":"SAS","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-08-04T20:00:21Z","employer_posted_date":"2026-08-04","last_verified_at":"2026-10-31T11:50:25Z","board_verified":true,"closed_at":null,"days_open":87,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":87},"description":"We are seeking a Credit Strategy Manager I to execute, monitor, and optimize underwriting, risk-based pricing, offer, and yield management strategies for our consumer lending products. This role owns defined components of credit, pricing, or channel strategy, translating risk appetite, profitability objectives, and business goals into decisioning logic, segmentation, pricing tiers, offer structures, and operational rules while partnering cross-functionally to ensure accurate implementation. The ideal candidate brings strong analytical rigor, commercial judgment, and a data-driven mindset to improve risk-adjusted yield, manage risk, and drive continuous strategy enhancements within established frameworks.\nKey Responsibilities\nCredit Strategy Execution\nExecute and refine underwriting, line assignment, risk-based pricing, and offer strategies\nTranslate pricing and credit strategy into decisioning logic, segmentation frameworks, pricing tiers, and operational rules\nPartner with Finance, Product, Marketing, Compliance, Fair Lending, Operations, and other cross-functional stakeholders to ensure pricing and credit strategies are accurately implemented\nPerformance Analysis & Optimization\nDesign and evaluate champion/challenger tests related to APRs, fees, promotional offers, loan terms, line assignments, and offer structures\nAssess customer price sensitivity and conversion elasticity across segments, risk bands, products, and acquisition channels\nPrepare regular reporting on credit performance and strategy effectiveness\nIdentify performance drivers and recommend targeted pricing, yield, and credit strategy enhancements\nScope & Autonomy\nOwn defined components of credit, pricing, or channel strategy end-to-end, from analysis through implementation and performance monitoring\nWork independently on complex pricing, profitability, and credit analyses while influencing cross-functional partners to execute strategy effectively\nRecommend and drive scoped strategy adjustments within established risk appetite, policy, and profitability frameworks\nRequired Qualifications\nBachelor's degree in quantitative field, finance, economics, business, or equivalent experience\n4-6 years in credit risk, pricing strategy, underwriting, analytics, yield management, or credit strategy\nExperience analyzing approval, conversion, yield, margin, loss, profitability, or customer response metrics\nProficiency in SQL, Python, SAS, R, or similar tools\nStrong analytical, communication, and problem-solving skills\nUnderstanding of credit risk, risk-based pricing, expected loss, and lending economics\nWhat Success Looks Like\nStrategy and pricing changes are implemented accurately and on schedule\nPerformance insights are timely, actionable, and tied to yield, margin, credit, and profitability outcomes\nRisk-adjusted results improve within assigned scope\nChampion/challenger tests produce measurable learnings about price sensitivity, conversion, and profitability\nEmerging portfolio risks or yield pressures are identified early with clear recommendations","description_format":"text","description_chars":3055,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Cards & Card Issuing","Consumer Loans & Pawnshops"],"lifecycle":[{"event":"open","at":"2026-09-05T15:27:03Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"Filed H-1B visas in the last two years","filings_12m":0,"filings_prev_12m":2,"green_card_filings_12m":0,"median_offered_wage_usd":null,"route":null,"cap_exempt":false,"checked_at":"2026-10-29T16:27:21+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)"],"filings_for_role_12m":0}],"liveness":{"score":16,"band":"cold","label":"Long shot","p_open":1,"p_active":0.455,"p_room":0.36,"age_days":87,"expected_fill_days":45,"reasons":["conf:1","win:tail","crowd:"],"computed_at":"2026-10-31T05:58:55Z"},"pay":{"stated_usd_annual":140000,"is_top_pay":true},"html_url":"https://alion.io/job/best-egg-credit-strategy-manager-i","json_url":"https://alion.io/job/best-egg-credit-strategy-manager-i.json","meta":{"generated_at":"2026-10-31T13:04:06Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":20306,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-01T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":6855},"rest":"https://alion.io/mcp/rest/get_company?id=6855"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fbest-egg-credit-strategy-manager-i"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fbest-egg-credit-strategy-manager-i"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fbest-egg-credit-strategy-manager-i"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/best-egg-credit-strategy-manager-i\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fbest-egg-credit-strategy-manager-i"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":305027}},{"tool":"search_jobs","arguments":{"company":"bestegg.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":305027},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. Docs: https://alion.io/developers"}}