{"id":1153337,"url":"https://alion.io/job/betterment-sr-software-engineer-api-auth-platform","title":"Sr. Software Engineer – API & Auth Platform","company":{"id":58463,"name":"Betterment","domain":"betterment.com","url":"https://alion.io/company/betterment","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"A","score":95,"open_postings":5,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":209,"computed_at":"2026-09-28T05:45:00Z"}},"role":"Backend","role_family":"Backend","seniority":"senior","employment_type":null,"work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["New York, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":170000,"max":195000,"currency":"USD","period":"year","gross":null,"usd_annual":195000},"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"AI Agents","optional":false},{"name":"C#","optional":false},{"name":"GraphQL","optional":false},{"name":"Java","optional":false},{"name":"Model Context Protocol","optional":false},{"name":"Python","optional":false},{"name":"Ruby","optional":false},{"name":"TypeScript","optional":false}],"status":"live","first_seen_at":"2026-09-23T18:45:07Z","employer_posted_date":"2026-09-23","last_verified_at":"2026-09-28T20:33:38Z","board_verified":true,"closed_at":null,"days_open":5,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":5},"description":"About Betterment\nBetterment is a leading, technology-driven financial services company that offers investing, savings and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission, to empower people to build wealth with confidence and ease. We're headquartered in NYC and offer hybrid NY-based positions (four days/week in-office, with no required office days during the summer and winter holidays).\nAbout the Role\nThe API & Auth Platform team enables product teams across Betterment to build and operate APIs quickly, enjoyably, and securely. As Sr Software Engineer, you will work with a team of senior/staff engineers stewarding our shared GraphQL API frameworks, authentication and access control systems, and internal tooling platform.\nYou will help build core pieces of the GraphQL API frameworks powering our customer-facing web and mobile applications, working closely with engineering leadership. You will also collaborate with operations, customer support, and compliance partners to ensure our internal APIs let teams operate Betterment systems with the rigor our customers and regulators expect.\nAs AI tooling reshapes how we build and operate our systems, you will have significant influence over how Betterment's APIs support AI agents and tooling safely in a regulated financial services environment.\nThis role is based out of our NYC office. Below we've reflected the base salary range for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees.\nNew York City: $170,000 - $195,000\nThis job may also be eligible for variable compensation in the form of a company incentive bonus.\nA Day in the Life\nWork with a team of senior/staff engineers building the API, authentication, and internal tooling foundation that every Betterment team relies on.\nHelp deliver the GraphQL API frameworks powering our customer-facing and internal apps, including agentic tooling for AI-native API development workflows.\nContribute to Betterment's authentication and authorization systems, keeping them current with industry best practices.\nBuild platform capabilities like secure, first-party MCP access to Betterment APIs - and the reliability, security, and developer experience work that makes them trustworthy.\nEmbed with the product teams who build on your platform every day. Develop broad Betterment domain expertise in the process.\nHelp make the standards that keep shared systems healthy visible and easy to meet, and help teams understand the \"why\" behind them.\nParticipate in efficient, blameless incident response across your team and the teams building on the API platform. Invest in observability that serves both developers and internal tool users.\nMentor junior engineers, sharing your experience to expand their impact and accelerate their growth.\nWhat We’re Looking For\nA contributor capable of working in sensitive auth systems, working alongside senior and staff IC colleagues to shaping their technical direction.\nExperience building on or contributing to a shared API platform - ideally GraphQL - with an appreciation for the frameworks, conventions, and developer tooling that let product teams introduce new capabilities, support existing usage, and gracefully retire legacy functionality.\nExperience with modern authentication/authorization patterns (OAuth 2.0, OIDC, passkeys), with an appreciation for the importance of adoption, long-term support, and security testing.\nExperience operating systems in production that other engineering teams depend on, with an eye for observability, testing, and safe rollout.\nComfort with the evolving AI landscape - using AI tooling in your own workflow and thinking clearly about how AI agents should access APIs safely.\nFullstack development experience including GraphQL and one or more server-side languages (Ruby, Java, TypeScript, C#, Python, etc.)\nExperience collaborating across discipline and team boundaries.\nAn open-minded approach when navigating the tension between moving fast, customer quality, and regulatory requirements.\nJoin a team built on these core values\nWe change lives\nBe a part of a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission; to empower people to build wealth with confidence and ease.\nWe set audacious goals\nWe set them for the company, our customers, and ourselves, and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins.\nWe value all perspectives\nWhen we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community.\nWe simplify financial services\nWe’re financial services pioneers, always finding new ways to improve, optimize, and enhance. Constant improvement is in our DNA.\n Our Commitment to Your Total Well-being:\n We offer a competitive suite of benefits, including medical, dental, and vision coverage; life and AD&D insurance; short- and long-term disability; infertility support and WPATH-aligned transgender health benefits; an Employee Assistance Program (EAP); transit benefits and FSA and HSA options\nOwnership: Equity for all employees, including new hire and refresher grants.\nTime: Flexible paid time off, paid parental leave, and a fully paid four-week sabbatical in your sixth year.\nGrowth: Company-paid professional coaching for all employees.\n Wealth: Day-one 401(k) match plus matching on qualified student loan payments.\nWhat happens next\nWe’ll take a few weeks to review all applications. If we’d like to spend more time with you, we’ll reach out to arrange next steps, which will include 3-4 sets of meetings with your future colleagues.\nIn the interview process, we’ll look to learn more about your skills, experiences, capabilities, and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role, we may ask you to complete a case study exercise or technical assessments, as we want to collect a robust set of data points to better inform our decisions.\nOn average, it takes us around 3-5 weeks to make a hiring decision, depending on your availability and sense of urgency. As a best practice, we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that, as we usually receive an overwhelming number of applications for open positions, we’re unable to offer individual feedback during the interview process. \nWe recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career, and our Recruiting Team is here to support and advocate for you through the interview process!\nBetterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process, please reach out to your recruiter. \nPlease note that in any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.\nCome join us! \nWe’re an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex, gender (including gender nonconformity and status as a transgender or transsexual individual), sexual orientation, marital status, age, physical or mental disability, citizenship, past, current or prospective service in the uniformed services, predisposing genetic characteristic, domestic violence victim status, arrest records, or any other characteristic protected under applicable federal, state or local law.","description_format":"text","description_chars":8216,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Equity","Parental leave"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Wealth Management & Financial Advisors","Investing Apps & Robo-Advisors"],"lifecycle":[{"event":"open","at":"2026-09-23T19:08:54Z"}],"liveness":{"score":99,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.993,"p_room":1,"age_days":4,"expected_fill_days":209,"reasons":["conf:0","urgency","velocity","win:early"],"computed_at":"2026-09-28T05:45:00Z"},"pay":{"stated_usd_annual":195000,"is_top_pay":true},"html_url":"https://alion.io/job/betterment-sr-software-engineer-api-auth-platform","json_url":"https://alion.io/job/betterment-sr-software-engineer-api-auth-platform.json","meta":{"generated_at":"2026-09-29T00:34:59Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","usage":{"tier":"crawler","counted_by":"address","units_charged":1,"used_today":422,"day_limit":5000,"remaining_today":4578,"minute_limit":60,"resets_at":"2026-09-30T00:00:00Z"}}}