{"id":972449,"url":"https://alion.io/job/betterment-sr-software-engineer","title":"Sr. Software Engineer","company":{"id":58463,"name":"Betterment","domain":"betterment.com","url":"https://alion.io/company/betterment","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"A","score":95,"open_postings":5,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":209,"computed_at":"2026-09-28T05:45:00Z"}},"role":"Backend","role_family":"Backend","seniority":"senior","employment_type":null,"work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["New York, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":175000,"max":215000,"currency":"USD","period":"year","gross":null,"usd_annual":215000},"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Java","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-09-16T17:48:33Z","employer_posted_date":"2026-09-23","last_verified_at":"2026-09-29T01:14:38Z","board_verified":true,"closed_at":null,"days_open":12,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":12},"description":"About Betterment \nBetterment is a leading, technology-driven financial services company that offers investing, savings and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission, to empower people to build wealth with confidence and ease. We’re headquartered in NYC and offer hybrid NY-based positions (four days/ week in-office, with no required office days during the summer and winter holidays).\nAbout the Role\nBroker Dealer is the core of the Betterment platform. On a busy day, we securely move millions of dollars through the Betterment system and ensure each transaction flows through a complex series of risk checks for strict regulatory compliance. Every ounce of efficiency and intelligence we pour into this system translates into more value for our customers. We’re looking for engineers to help us answer some of our most difficult backend scaling, software design, and optimization questions. As a Senior Engineer in our Broker Dealer organization, you'll help balance on-time delivery of new platform features alongside system stability and scale, all while helping mentor and grow a team of amazing engineers.\nThis role is based out of our NYC office. Below we've reflected the base salary range for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees. \nNew York City: $175,000 - $215,000\nThis job may also be eligible for variable compensation in the form of a company incentive bonus. \nA Day in the Life\nBuild innovative trading and money-movement technology that empowers people to make the most of their money so they can live better\nSolve “impossible” problems. Take your ideas to the next level right away. We experiment, iterate, learn, and repeat\nUphold a standard of excellence in your work, continuously seeking improvement and welcoming guidance from more experienced engineers\nCollaborate with purpose. You’ll work in small groups with other talented thinkers and figure out how to make Betterment’s software even better\nGain trust through transparency. We believe in taking the guesswork out of investing. That means a consistent experience for our customers - you’ll build the tools to make it possible\nCreate efficiency. Our software helps customers save time and money. We maintain it through clean code, pragmatic programming, and lean engineering\nContribute to an environment of open communication where engineers feel empowered to share ideas and take initiative to solve problems that achieve company objectives\nWhat We’re Looking For \n5+ years of professional expertise in at least one object oriented language, preferably Java\n5+ years professional experience with SQL and relational databases, including designing schemas and writing detailed SQL queries\nA strong command of fundamental algorithms and data structures\nExperience working in large-scale distributed systems\nExperience designing, building, scaling, and maintaining core backend software components\nProven ability to lead and manage projects that span one or more teams, considering tradeoffs to ensuring on-time delivery while maintaining high standards of quality, performance and security\nJoin a team built on these core values\nWe change lives\nBe a part of a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission; to empower people to build wealth with confidence and ease.\nWe set audacious goals\nWe set them for the company, our customers, and ourselves, and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins.\nWe value all perspectives\nWhen we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community.\nWe simplify financial services\nWe’re financial services pioneers, always finding new ways to improve, optimize, and enhance. Constant improvement is in our DNA.\n Our Commitment to Your Total Well-being:\n We offer a competitive suite of benefits, including medical, dental, and vision coverage; life and AD&D insurance; short- and long-term disability; infertility support and WPATH-aligned transgender health benefits; an Employee Assistance Program (EAP); transit benefits and FSA and HSA options\nOwnership: Equity for all employees, including new hire and refresher grants.\nTime: Flexible paid time off, paid parental leave, and a fully paid four-week sabbatical in your sixth year.\nGrowth: Company-paid professional coaching for all employees.\n Wealth: Day-one 401(k) match plus matching on qualified student loan payments.\nWhat happens next\nWe’ll take a few weeks to review all applications. If we’d like to spend more time with you, we’ll reach out to arrange next steps, which will include 3-4 sets of meetings with your future colleagues.\nIn the interview process, we’ll look to learn more about your skills, experiences, capabilities, and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role, we may ask you to complete a case study exercise or technical assessments, as we want to collect a robust set of data points to better inform our decisions.\nOn average, it takes us around 3-5 weeks to make a hiring decision, depending on your availability and sense of urgency. As a best practice, we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that, as we usually receive an overwhelming number of applications for open positions, we’re unable to offer individual feedback during the interview process. \nWe recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career, and our Recruiting Team is here to support and advocate for you through the interview process!\nBetterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process, please reach out to your recruiter. \nPlease note that in any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.\nCome join us! \nWe’re an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex, gender (including gender nonconformity and status as a transgender or transsexual individual), sexual orientation, marital status, age, physical or mental disability, citizenship, past, current or prospective service in the uniformed services, predisposing genetic characteristic, domestic violence victim status, arrest records, or any other characteristic protected under applicable federal, state or local law.","description_format":"text","description_chars":7319,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Equity","Parental leave"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Wealth Management & Financial Advisors","Investing Apps & Robo-Advisors"],"lifecycle":[{"event":"open","at":"2026-09-16T18:52:33Z"}],"liveness":{"score":99,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.993,"p_room":1,"age_days":11,"expected_fill_days":209,"reasons":["conf:0","urgency","velocity","win:early"],"computed_at":"2026-09-28T05:45:00Z"},"pay":{"stated_usd_annual":215000,"is_top_pay":true},"html_url":"https://alion.io/job/betterment-sr-software-engineer","json_url":"https://alion.io/job/betterment-sr-software-engineer.json","meta":{"generated_at":"2026-09-29T03:22:01Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","usage":{"tier":"crawler","counted_by":"address","units_charged":1,"used_today":3132,"day_limit":5000,"remaining_today":1868,"minute_limit":60,"resets_at":"2026-09-30T00:00:00Z"}}}