{"id":768713,"url":"https://alion.io/job/bettermoney-senior-payments-engineer","title":"Senior Payments Engineer","company":{"id":669809,"name":"The Better Money Company","domain":"bettermoney.com","url":"https://alion.io/company/bettermoney","size_band":"11-50","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"B","score":75,"open_postings":4,"ghost_share":0,"stale_share":1,"repost_share":0,"time_to_fill_p50_days":null,"computed_at":"2026-10-23T05:54:15Z"}},"role":"Industrial Engineering","role_family":"Industrial Engineering","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["New York, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":98000,"max_usd":184000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":5966},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-03-22T16:07:25Z","employer_posted_date":"2026-03-22","last_verified_at":"2026-10-23T15:03:14Z","board_verified":true,"closed_at":null,"days_open":215,"trust":{"level":"stale","repost_count":0,"flags":["stale"],"days_open":214},"description":"TL;DR\nThe next wave of stablecoin adoption is payments. We're building a stablecoin clearinghouse to make stablecoins move like money, not a trading asset. We're looking for a Payments Engineer who's obsessed with building fast, reliable, better money movement systems.\nAbout Us: we believe stablecoins are better money and will be the backbone of better payments. We see key structural problems hindering stablecoin adoption, and we're going to fix them -- starting with building a clearinghouse. We're a small scrappy team based in NYC, we've raised $10M from a16z Crypto and other excellent partners, and we're here to bring better money to the world.\nWhat You'll Do:\nDesign, build, and scale components of our fiat money movement clearing system.\n\nBuild integrations with banks, stablecoin issuers, custodians, and other partners.\n\nDesign and build core product functionality to enable better stablecoin payments products.\n\nThe dishes.\n\nWhat We're Looking For:\n5+ years of experience building deeply with payment systems, financial infrastructure, and/or banking integrations\n\nYou've scaled a payment system from 0-1 and ideally also taken it 1-10.\n\nDeep understanding of fiat payment rails (ACH, wires, RTP, etc.)\n\nStrong fundamentals in distributed systems - you balance shipping quickly with building robust systems that can scale.\n\nYou thrive in ambiguity - you view a lack of specificity as an opportunity for ownership.\n\nOur Values:\nBe offended by the status quo - a payment taking 3 days and costing 3% is offensive. Every day that people interact with legacy financial infrastructure costs humanity time and money. Bring the future forward with righteous indignation.\n\nBe all over it - operate with extreme urgency and accountability. Know the numbers, meet the right people, answer every email, go the extra mile. Ask yourself: can it be done today?\n\nWe sell trust - trust is easy to lose. Security and integrity are our foundation. Use every interaction and every product as an opportunity to build trust. This is non-negotiable.\n\nDo the dishes - we are all owners. Put ego aside and get shit done.\n\nBe the glue - pick each other up and make each other better. Be direct, be helpful, and assume positive intent. Win as a team.\n\nWe enjoy the crucible! We are on a mission to change money. It takes a lot of optimism to attack such an ambitious goal. Our opportunity is a privilege and we don’t forget that. Especially when the journey is hard.\n\nIf these values speak to you, come talk to us!\nBenefits:\nWe're playing the long-game. We think you should too. This means investing in our employees. We offer comprehensive (and growing) benefits, including:\nCompetitive salary and equity\n\nComprehensive insurance (medical/dental/vision)\n\nUnlimited vacation: Take time when you need it\n\nPeriodic off-sites\n\nDaily lunch provided\n\nEqual Opportunity Employment:\nThe Better Money Company is an equal opportunity employer. We are looking for the best!","description_format":"text","description_chars":2953,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Equity"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Financial Software & Embedded Finance","Stablecoins"],"lifecycle":[{"event":"open","at":"2026-09-11T20:51:44Z"}],"visa":[],"liveness":{"score":6,"band":"cold","label":"Long shot","p_open":1,"p_active":0.227,"p_room":0.28,"age_days":214,"expected_fill_days":30,"reasons":["conf:0","win:tail","crowd:"],"computed_at":"2026-10-23T05:54:15Z"},"pay":null,"html_url":"https://alion.io/job/bettermoney-senior-payments-engineer","json_url":"https://alion.io/job/bettermoney-senior-payments-engineer.json","meta":{"generated_at":"2026-10-23T17:29:28Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":26592,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-24T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":669809},"rest":"https://alion.io/mcp/rest/get_company?id=669809"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fbettermoney-senior-payments-engineer"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fbettermoney-senior-payments-engineer"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fbettermoney-senior-payments-engineer"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/bettermoney-senior-payments-engineer\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fbettermoney-senior-payments-engineer"}]}