{"id":3991983,"url":"https://alion.io/job/bfil-head-enterprise-analytics","title":"Head - Enterprise Analytics","company":{"id":3863102,"name":"Bfil","domain":"bfil.co.in","url":"https://alion.io/company/bfil","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":null,"truth_index":null},"role":"Analytics","role_family":"Analytics","seniority":"head","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Hyderabad, India"],"countries":["IN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":8,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Anomaly Detection","optional":false},{"name":"Machine Learning","optional":false}],"status":"live","first_seen_at":"2026-11-09T23:35:00Z","employer_posted_date":null,"last_verified_at":"2026-11-09T23:35:00Z","board_verified":false,"closed_at":null,"days_open":0,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":0},"description":"The Head - Enterprise Analytics & AI will lead Bharat Financial Inclusion's enterprise-wide analytics function and act as the central decision-support partner to the MD & CEO and Leadership Team.\n\nThe role will own business and risk analytics for both Microfinance and BSS - Retail Merchant Loans, along with portfolio, collections, fraud, employee attrition, productivity, operations and other enterprise analytics. The incumbent will convert data into actionable insights that support sustainable growth, improve portfolio quality, reduce losses, strengthen controls and enhance profitability.\n\nThe role will also lead Bharat Financial Inclusion's applied AI agenda by identifying, prioritizing and deploying practical Artificial Intelligence, Machine Learning and Generative AI use cases. The incumbent will lead a lean team of 2-3 resources and work closely with Business, Risk, Collections, Fraud, HR, Finance, Audit, Operations, Technology and Data teams.\n\nKey Accountabilities / Key Responsibilities:\nDrive analytics for Microfinance and BSS portfolios to improve growth, profitability, customer acquisition, retention and cross-sell.\nDevelop branch-to-zone performance insights and customer segmentation models to identify growth opportunities and improve business outcomes.\nSupport strategic planning, forecasting and business reviews through actionable insights and impact measurement.\nBuild early warning frameworks and portfolio analytics covering delinquency, vintages, cohorts, concentrations and loss forecasting.\nSupport credit policy and underwriting through scorecards, segmentation, performance monitoring and risk analytics.\nIdentify emerging geographic, sectoral and operational risks and recommend mitigation actions.\nDevelop collections strategies using customer and risk segmentation to improve recoveries and field productivity.\nBuild dashboards, predictive alerts and monitoring frameworks for delinquency management.\nLead fraud analytics through anomaly detection, behavioral monitoring and predictive controls to minimize fraud losses.\nDrive workforce analytics covering attrition, hiring, productivity, deployment and workforce costs.\nDevelop predictive models for attrition risk, employee stability, recruitment effectiveness and supervisory performance.\nGenerate insights to improve retention, branch workforce health and organizational effectiveness.\nDefine and deliver the AI and advanced analytics roadmap aligned with business, risk and operational priorities.\nLeverage Machine Learning and Generative AI across customer acquisition, risk, collections, fraud, workforce and productivity use cases.\nEnsure Responsible AI practices through governance, model validation, monitoring, security and compliance standards.\nDevelop executive dashboards, scorecards and management reporting to support data-driven decision making.\nEstablish analytics governance, data quality standards, automation and self-service reporting capabilities.\nLead and develop a high-performing analytics team, driving innovation, accountability and business impact.\n\nDesired Profile:\n\nQualifications & Experience:\nMaster's or bachelor's degree in Statistics, Mathematics, Economics, Data Science, Computer Science, Engineering or a related quantitative discipline. MBA / PGDM is desirable.\n8-12 years of relevant experience in Banking, Microfinance, NBFC, Retail Lending, Consumer Finance or Fintech.\nAt least 5 years in a leadership role covering business, credit risk, portfolio, fraud, collections or workforce analytics.\nDemonstrated experience in Microfinance, retail assets, MSME or merchant lending is strongly preferred.\nProven record of converting analytics into measurable business and risk outcomes, not only dashboards or reports.\nExperience working directly with CEOs, CXOs or senior leadership and influencing cross-functional decisions.\nExperience leading a small, high-impact team while remaining sufficiently hands-on.\nSkills\nAI, Analytics, Banking, Collection, Data Science, Fintech, Fraud, Generative AI, Lending, Machine Learning, Microfinance, NBFC, Portfolio, Risk, Underwriting","description_format":"text","description_chars":4105,"description_truncated":false,"requirements":{"experience_years_min":8,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Growth opportunities"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-11-09T23:35:00Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":0,"expected_fill_days":29,"reasons":["seen:0","win:early"],"computed_at":"2026-11-10T05:47:51Z"},"pay":null,"html_url":"https://alion.io/job/bfil-head-enterprise-analytics","json_url":"https://alion.io/job/bfil-head-enterprise-analytics.json","meta":{"generated_at":"2026-11-10T05:47:51Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":13477,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-11T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":3863102},"rest":"https://alion.io/mcp/rest/get_company?id=3863102"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fbfil-head-enterprise-analytics"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":2,"usd":0.2},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fbfil-head-enterprise-analytics"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fbfil-head-enterprise-analytics"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/bfil-head-enterprise-analytics\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fbfil-head-enterprise-analytics"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3991983}},{"tool":"search_jobs","arguments":{"company":"bfil.co.in","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3991983},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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