{"id":2907283,"url":"https://alion.io/job/bills-micro-credit-finance-data-analyst","title":"Finance & Data Analyst","company":{"id":4451414,"name":"Bills Micro Credit","domain":"billsmicrocredit.com","url":"https://alion.io/company/bills-micro-credit","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":null,"truth_index":null},"role":"Analytics","role_family":"Analytics","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":["Accra, Ghana"],"countries":["GH"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":10500,"max_usd":29000,"period":"year","method":null,"sample_n":8885},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Gmail","optional":true}],"status":"live","first_seen_at":"2026-09-29T00:00:00Z","employer_posted_date":null,"last_verified_at":"2026-09-29T00:00:00Z","board_verified":false,"closed_at":null,"days_open":35,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":35},"description":"Position: Finance & Data Analyst\nResponsible To: Quick Credit & Investment Micro-Credit Ltd. Senior Management Team\nEmployment Location: Accra, Ghana\nOverall Job Purpose\n\n The Finance & Data Analyst will be responsible for leading the data analysis and financial monitoring of a fast-growing multinational SME lending fintech across Africa. The Analyst will work in conjunction with management teams across all of Quick Credit & Investment Micro-Credit\n\nsubsidiaries to ensure the flawless execution and financial success of the fintech’s unique business and operating model.\nPrimary job responsibilities of Finance & Data Analyst would include:\n\n Monitor financials records reported by all subsidiaries on a daily basis\n Scrutinize subsidiary expenses to identify potential fraud\n Analyze performance across subsidiaries in sales and defaults\n Approve expense requests\n Obtain, analyze and evaluate accounting documents\n Identify loopholes and recommend risk aversion measures in operations\n Perform daily reconciliations of bank and mobile money accounts of subsidiaries\n Prepare period reports to management\n Proactively analyze and identify insights in key subsidiary metrics such as loan applications, loan assessments, loan rejections and loan repayments across several verticals such as gender, loan size, industry, etc.\n Develop bottom-up analysis of subsidiary costs to identify cost savings across the Quick Credit & Investment Micro-Credit portfolio.\n Consolidate monthly financial reports for investors\n Cash flow management - forecast cashflows needs of the Parent Company and ensure sufficient cash availability at all times\n Formulate financial policies for the company and ensure procedures are followed\n\nQualification Required & Experience\n\n Degree or Post Graduate Qualification in Accounting, Finance or Data Science\n At least 5 years of work experience in the Banking and Finance industry coupled with a strong background in accounting and auditing.\n Completion, or current pursuit, of your ACCA or ICA designation is a bonus\n Extremely high proficiency in Excel\n Strong analytical background, with exceptional competence in financial modelling tools such as excel\n Deep knowledge of accounting\n Highly organized self-starter with grit, determination and passion for hard work\n Fast and willing learner who is adaptable to a unique SME lending model\n Strong people management capabilities\n Strong innovative and problem-solving skills\n Must be an excellent team player\n Must have excellent interpersonal skills\n Capacity and stamina for continuous days of long hours of both general management and occasional field work\n Resilient and remains calm and deliberate under conditions of stress\n Well-networked in the financial sector\n Has a personal commitment to organizational excellence; displays honesty, integrity, and a strong sense of ethics in all decision and actions.\n\nLocation: Accra\nHow To Apply For The Job\nInterested applicants should submit their updated CVs to:\n\nClosing Date: 24 March, 2023\nOnly shortlisted applicants would be contacted.\n<","description_format":"text","description_chars":3099,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"Ghana","iso":"GH","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-10-20T08:09:07Z"}],"visa":[],"liveness":{"score":23,"band":"cold","label":"Long shot","p_open":0.6,"p_active":0.708,"p_room":0.55,"age_days":35,"expected_fill_days":29,"reasons":["seen:35","win:tail"],"computed_at":"2026-11-03T05:54:40Z"},"pay":null,"html_url":"https://alion.io/job/bills-micro-credit-finance-data-analyst","json_url":"https://alion.io/job/bills-micro-credit-finance-data-analyst.json","meta":{"generated_at":"2026-11-03T06:57:29Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":9725,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-04T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":4451414},"rest":"https://alion.io/mcp/rest/get_company?id=4451414"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fbills-micro-credit-finance-data-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fbills-micro-credit-finance-data-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fbills-micro-credit-finance-data-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/bills-micro-credit-finance-data-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fbills-micro-credit-finance-data-analyst"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":2907283}},{"tool":"search_jobs","arguments":{"company":"billsmicrocredit.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":2907283},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); 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