MLRO - Pakistan
Responsibilities
Develop, implement and maintain the Pakistan compliance programme, covering AML/CFT, KYC/CDD, sanctions screening, transaction monitoring, suspicious activity reporting, and regulatory governance.
Act as the local MLRO/primary financial crime compliance point of contact for the Pakistan entity, including oversight of suspicious transaction identification, escalation and reporting.
Ensure compliance with applicable Pakistan laws, regulations and regulatory expectations, including AML/CFT requirements, FMU reporting obligations, sanctions requirements, and any PVARA VASP licensing conditions.
Support the PVARA licensing process or ongoing licence obligations, including preparation of policies, procedures, regulatory submissions, governance documents and responses to regulatory queries.
Liaise with relevant Pakistani regulatory and law enforcement stakeholders and competent authorities.
Conduct enterprise-wide and product-level AML/CFT risk assessments, identifying control gaps and recommending practical remediation plans.
Work closely with global and regional compliance, legal, investigations, sanctions, onboarding and product teams to ensure Pakistan requirements are properly embedded into Binance’s global control framework.
Provide compliance advice on new products, customer onboarding, transaction monitoring, local partnerships and operational changes impacting the Pakistan business.
Deliver training to local staff on AML/CFT, sanctions, KYC, suspicious activity reporting, regulatory expectations and compliance culture.
Drive continuous improvement of the local compliance framework, ensuring it remains effective, scalable and suitable for a fast-moving fintech / virtual assets environment.
We are looking for an experienced Pakistan-based MLRO to support Binance Pakistan’s growth in the region. The role will be responsible for building and maintaining the local AML/CFT, KYC, sanctions and regulatory compliance framework, with a strong focus on Pakistan’s financial crime regulatory environment and virtual asset requirements set out by the Pakistan Virtual Assets Regulatory Authority (“PVARA”).
Requirements
Bachelor’s degree in Law, Finance, Business, Accounting, Engineering or a related discipline.
Minimum 5 years’ experience in AML/CFT, compliance, financial crime, regulatory affairs or MLRO-type roles, ideally within Pakistan’s financial services, fintech, payments, banking, brokerage, EMI, crypto or virtual assets sector.
Strong understanding of Pakistan’s AML/CFT framework, including KYC/CDD, STR/CTR reporting, sanctions compliance, transaction monitoring and regulatory engagement.
Familiarity with Pakistani regulators and authorities, including relevant law enforcement or supervisory bodies.
Experience supporting licensing, regulatory inspections, audits, policy development or compliance programme implementation.
Prior experience in a start-up, fintech, payments, digital assets, crypto, or high-growth technology business is strongly preferred.
Strong stakeholder management skills, with the ability to work effectively with regulators, senior management, global teams and cross-functional stakeholders.
Excellent written and verbal communication skills, with the ability to explain complex regulatory and financial crime matters clearly and practically.
Strong analytical and problem-solving skills, with a hands-on approach to identifying, managing and remediating compliance risks.
Professional certifications such as CAMS, ICA, ACAMS, CFE or equivalent would be an advantage.