{"id":1981977,"url":"https://alion.io/job/boldr-credit-analyst","title":"Credit Analyst","company":{"id":6142,"name":"Boldr","domain":"boldrimpact.com","url":"https://alion.io/company/boldr","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workable","truth_index":{"grade":"A","score":96,"open_postings":7,"ghost_share":0,"stale_share":0.143,"repost_share":0,"time_to_fill_p50_days":37,"computed_at":"2026-10-07T05:47:15Z"}},"role":"Finance","role_family":"Finance","seniority":null,"employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Toronto, Canada"],"countries":["CA"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":48000,"max_usd":108000,"period":"year","method":"role_country_seniority_unknown","sample_n":853},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Google Sheets","optional":false},{"name":"SQL","optional":false},{"name":"Stripe","optional":false}],"status":"live","first_seen_at":"2026-10-06T00:00:00Z","employer_posted_date":"2026-10-06","last_verified_at":"2026-10-07T23:23:30Z","board_verified":true,"closed_at":null,"days_open":2,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":2},"description":"A LITTLE BIT ABOUT Boldr\nBoldr is the first global B-Corp dedicated to delivering world-class Client experiences while creating access to dignified, meaningful work in communities around the world.\nWe are a global team, united by our desire to connect diverse people with common values for boldr impact. \nLET’S START WITH OUR VALUES\nMeaningful connections start with AUTHENTICITY\nWe do our best work by being CURIOUS\nWe grow by remaining DYNAMIC\nOur success combines AMBITIOUS VISION with OPERATIONAL EXCELLENCE \nAt the heart of great partnerships we’ll always find EMPATHY\nWHAT IS YOUR ROLE\nAs a Credit Analyst, you will manage credit risk across the Invoice to Cash cycle, from signed order to cash in the bank. You will assess the creditworthiness of new and existing customers, recommend credit limits and payment terms, review held orders for customers with past due balances, and screen for fraud. Once customers are onboarded, you will monitor the portfolio for changes in payment behavior, exposure, or external risk signals, and raise concerns to Collections and leadership before balances become past due.\nYou will balance protecting the company from late payment, non-payment, and fraud against keeping the sales process moving for legitimate customers. Each decision will be documented to the audit standard in support of revenue recognition under ASC 606. Working closely with Sales, Deal Desk, Collections, Revenue Accounting, and Legal, you will also recommend improvements to credit thresholds, procedures, and tooling as the function grows.\nWHY DO WE WANT YOU\nWe are currently looking for impact-driven individuals who are passionate about helping Boldr grow and achieve our Purpose. We expect our Team to become our ultimate partners to success by always giving their 110% in everything, sharing their talents and quirks, and championing our core values: Curious, Dynamic and Authentic.\nWHAT WILL YOU DO\nCredit Reviews\nPerform creditworthiness reviews for new customers and existing customers requesting additional credit, applying the Credit Policy and risk tolerance thresholds.\nRecommend credit limits, payment terms, prepayment, or other risk mitigation where appropriate.\nAnalyze company financial statements and third-party credit reports, and translate them into clear credit recommendations.\nReview prospective customers and orders for indicators of fraud, and escalate or decline in line with established procedures.\nReview order release requests for customers with past due balances, weighing collection risk against the customer relationship and revenue opportunity.\nCommunicate credit decisions and conditions clearly, in writing, to Sales and Collections.\nMonitoring and Reporting\nMonitor the customer portfolio for changes in payment behavior, exposure, or external risk signals, and raise concerns to Collections and leadership before balances become past due.\nTrack and report on credit review volume, turnaround time, exposure, and outcomes, and use the data to identify where reviews add friction without reducing risk.\nShare insights from credit reviews with Collections, Sales, and Deal Desk so that patterns in credit risk inform how the business sells and collects.\nDocumentation, Policy, and Compliance\nDocument every review, decision, and exception so that the credit file supports collectibility assessments under ASC 606 and can be produced for auditors without rework.\nReview credit risk tolerances, policies, and procedures, and recommend improvements, including where automation or AI tools can take on routine reviews.\nSupport internal and external audits and SOX testing related to credit.\nMaintain the credit procedure documentation the team relies on.\nRequirements\nWHAT WE’LL LIKE ABOUT YOU\nYOU ARE…\nCurious and authentic, just like us! #beboldr \nAn analytical and critical thinker, with an eye for even the most minute of details\nPassionate about client satisfaction.\nProactive and self-motivated\nStrongly interested in learning new ideas, processes, and unique requirements. On top of that, you're willing to share your skills and talents with the team.\nAble to handle and prioritize multiple tasks and meet deadlines\nAble to act independently to determine methods and procedures on new or special assignments\nAble to maintain confidentiality and exercise extreme discretion\nHonest and trustworthy\nAble to adapt to change and learn quickly\nYou are able to work onsite full time\nYou are able to adapt to schedule changes (Primary schedule follows US business hour, but schedule may change depending on operational needs)\nYOU HAVE…\n6+ years of experience in commercial credit, credit risk, or a related accounts receivable role, ideally at a business-to-business software or consumption-based company\nExperience performing commercial (business-to-business) credit reviews and making credit recommendations under a written credit policy\nThe ability to read and interpret company financial statements and third-party credit reports, and translate them into a credit recommendation\nExperience documenting credit decisions to a standard that internal or external auditors have relied on\nA working understanding of how customer credit assessments support the collectibility requirement under ASC 606\nExperience contributing to the design of a credit policy, scoring model, or risk tolerance framework, not only operating within one\nExperience as a founding or early member of a credit team at a fast-growing company, including helping to stand up the policy, procedures, and tooling\nExperience identifying and preventing first-party or account-opening fraud in a business setting\nExperience with an order hold and release process and with partnering directly with Sales on credit decisions\nExperience supporting SOX controls or audit requests in a credit or accounts receivable function\nExperience in sales enablement and go-to-market support, and familiarity with the end-to-end deal cycle\nExperience with credit and collections platforms (such as Tesorio, HighRadius, Billtrust, or Growfin) and credit data providers (such as Dun & Bradstreet, Moody's, Experian, or Creditsafe)\nFamiliarity with Salesforce, Stripe, or an ERP such as NetSuite, Oracle, or SAP\nClear, concise written communication skills, as most decisions are delivered in writing to people outside Finance\nComfortable using AI tools in day to day work and interest in applying them to credit review and monitoring\nProficiency in Excel or Google Sheets for exposure analysis and reporting, and basic SQL for pulling your own data","description_format":"text","description_chars":6542,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Business Process Outsourcing (BPO)","Call 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