Senior Software Engineer

You will work closely with our Product, Operations, Compliance and Data Science teams to build and scale critical financial infrastructure across lending, KYC, payments, fraud prevention, and collections. The work spans backend platforms, decisioning and underwriting systems, third-party financial integrations, and internal operations tooling. Our engineering team tackles a wide range of technical challenges from designing reliable, high-scale financial systems and orchestrating complex compliance workflows to leveraging alternative data and real-time signals to power intelligent risk and credit decisions.

As an engineering team, we value bottom-up innovation and decentralised decision-making: we believe the best ideas can come from anyone in the company, and we are working hard to create an environment where everyone feels empowered to propose solutions to the challenges we face. We are looking for individuals who thrive in a fast-moving, innovative, and customer-focused setting.

Responsibilities:

• Build customer-facing and internal products and APIs with industry best practices around security and performance in mind.
• Influence and shape the company's technical and product roadmap by providing timely and accurate inputs and owning various outcomes.
• Collaborate with peers in other functional areas (Android, machine learning, data, DevOps, etc. ) to identify potential growth areas and systems needed.
• Guide and mentor other younger engineers around you.
• Scaling our backend services to ever-growing levels of traffic and complexity.

Requirements:

• You have strong experience (6+ years) of designing, coding, and shipping backend software for web-based or mobile products.
• Experience coordinating and collaborating with various business stakeholders and company leadership on critical functional decisions and technical roadmaps.
• You have strong knowledge of software development fundamentals, including a relevant background in computer science fundamentals, distributed systems, data storage, and agile development methodologies.
• You are able to utilise your knowledge and expertise to code and ship quality products in a timely manner.
• You have functional knowledge of other technical areas such as Android, machine learning, DevOps, etc., and can contribute to related discussions and decisions.
• You are pragmatic and combine a strong understanding of technology and product needs to arrive at the best solution for a given problem.
• You are highly entrepreneurial and thrive in taking ownership of your own impact. You take the initiative to solve problems before they arise.
• You are an excellent collaborator and communicator. You know that startups are a team sport. You listen to others, aren't afraid to speak your mind and always try to ask the right questions.
• You are excited by the prospect of working in a distributed team and company, working with teammates from all over the world.

Skills

backend, distributed systems, machine learning