{"id":1667535,"url":"https://alion.io/job/breadfinancial-manager-fraud-analytics","title":"Manager - Fraud Analytics","company":{"id":1762976,"name":"Bread Financial","domain":"breadfinancial.com","url":"https://alion.io/company/breadfinancial","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":null},"role":"Analytics","role_family":"Analytics","seniority":"staff","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":["Columbus, United States","Frisco, United States","Draper, United States","New York, United States","United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":112400,"max":179900,"currency":"USD","period":"year","gross":null,"usd_annual":179900},"salary_estimate":null,"experience_years_min":10,"visa_sponsorship":true,"relocation_package":false,"has_equity":false,"technologies":[{"name":"MicroStrategy","optional":true},{"name":"MS SQL","optional":true},{"name":"Python","optional":true},{"name":"SQL","optional":true}],"status":"live","first_seen_at":"2026-09-04T00:00:00Z","employer_posted_date":"2026-09-04","last_verified_at":"2026-10-13T18:08:26Z","board_verified":true,"closed_at":null,"days_open":39,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":39},"description":"Every career journey is personal. That's why we empower you with the tools and support to create your own success story.\nBe challenged. Be heard. Be valued. Be you ... be here.\nJob Summary\nThe Fraud Analytics Manager supports the Account Protection Fraud Strategy function by leading fraud trend analysis, developing mitigation strategies, and deploying data-driven solutions to manage fraud losses while supporting revenue and growth objectives. This role manages a team of fraud analysts providing real-time and trend-based insights into fraud vulnerabilities and mitigation opportunities and is accountable for optimizing fraud controls across the customer lifecycle. The manager measures and monitors fraud performance through statistical analysis to quantify risk and opportunity, advances continuous improvement through control optimization and evaluation of new tools and data sources, and fosters a collaborative, high-performance culture through technical mentorship and best-practice adoption.Essential Job Functions\nLead fraud strategy execution through advanced analytics by identifying emerging fraud trends, performing root-cause analysis, and translating insights into actionable mitigation recommendations. Evaluate strategy changes, assess post-implementation performance, and refine approaches to align with fraud loss targets and business priorities. - (25%)\nManage and develop a team of fraud analysts responsible for delivering real-time and trend-based insights into fraud vulnerabilities and countermeasure opportunities. Oversee hiring, onboarding, performance management, and ongoing development while providing technical and analytical mentorship, promoting best practices, and fostering a collaborative, continuous-improvement culture. - (25%)\nDesign, implement, and optimize fraud prevention controls across the customer lifecycle, leveraging existing analytics tools, fraud platforms, and detection methodologies. Identify opportunities to enhance control effectiveness through data-driven experimentation, expanded use of alternative data, and evaluation of new tools or capabilities. - (20%)\nMeasure, monitor, and report fraud performance using statistical analysis to quantify risk, opportunity, and control effectiveness. Develop and maintain meaningful performance metrics and analysis that inform leadership decision-making and guide ongoing strategy refinement. - (15%)\nBuild and maintain effective relationships with cross-functional partners, including Operations, Compliance, Credit, and Product teams, to ensure fraud strategies are well-understood, compliant with regulatory expectations, and executed as designed. Contribute fraud risk expertise during planning and change initiatives to support successful implementation. - (15%)\n Minimum Qualifications\nHigh School Diploma or GED\n8-10 years of experience in fraud risk and/or credit risk strategy development within financial services.\n3+ years of experience leading project(s), mentoring and/or coaching experience\nDemonstrated experience analyzing large and complex data sets to identify fraud trends, quantify risk, and support data-driven mitigation strategies.\nPreferred Qualifications\nBachelor’s Degree in Business, Analytics, Statistics, or a related quantitative discipline.\n10+ years of experience in fraud risk management, analytics, or related risk disciplines, including leadership of fraud analysts, data analysts, or statisticians.\nExperience utilizing FISERV fraud solutions or comparable fraud prevention platforms to develop, deploy, and optimize fraud strategies.\nExperience using and/or coaching analysts in the use of SQL, Python, MicroStrategy, and/or other analytic business intelligence solutions.\nExperience with optimizing risk controls, data-driven decision-making and/or fraud detection strategy design.\nSkills\nCredit Risk Strategy\nFraud Risk Management\nMicrosoft SQL Server Reporting Services\nData Analytics\nData Management\nRisk Management Strategies\nFraud Controls\nReports To: Director and above\nDirect Reports: 2 - 5\nWork Environment\nNormal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.\nTravel\nAbility to travel up to 10% annually\nPhysical and Mental Requirements\nTo perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.\nCommunicate/Hearing\nCommunicate/Talking\nMove/Traverse\nReaching\nStanding\nStationary Position/Seated\nTyping/Writing\nOther Duties\nThis job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.\nSalary Range (unless otherwise noted below):\n$112,400.00 - $179,900.00Full Salary Range for position:\nCalifornia: $129,300.00 - $224,900.00\nColorado: $112,400.00 - $197,900.00\nNew York: $123,600.00 - $224,900.00\nWashington: $123,600.00 - $206,900.00\nMaryland: $123,600.00 - $197,900.00\nWashington DC: $129,300.00 - $206,900.00\nIllinois: $112,400.00 - $197,900.00\nNew Jersey: $129,300.00 - $206,900.00\nVermont: $112,400.00 - $179,900.00\nOhio: $112,400.00 - $179,900.00\nMaine: $112,400.00 - $179,900.00\nConnecticut: $123,600.00 - $197,900.00\nVirginia: $112,400.00 - $179,900.00The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.\nYou must be work authorized in the United States on a full time basis without the need for any sponsorship now or in the future from any employer or organization. The Company cannot offer employment to F-1 (student) visa holders.\nBread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial’s 401(k) plan.\nAll associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.\nHired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.\nClick here for more Benefits information.\nAbout Bread Financial®\nAt Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.\nBread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.\nBread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.\nBread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).\n\nThe Company is an Equal Opportunity Employer.\n\nAny applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.\n\nThe Company participates in E-Verify.\n\nThe Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.\n\nThe Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at .\n\nJob Family:\nCredit OperationsJob Type:\nRegular","description_format":"text","description_chars":10436,"description_truncated":false,"requirements":{"experience_years_min":10,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"high_school","optional":false},"security_clearance":false,"languages":[]},"benefits":["Flexible time off","Life insurance","Parental leave"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Fraud Detection"],"lifecycle":[{"event":"open","at":"2026-10-02T06:15:09Z"}],"visa":[],"liveness":{"score":35,"band":"fade","label":"Fading","p_open":1,"p_active":0.638,"p_room":0.55,"age_days":39,"expected_fill_days":29,"reasons":["conf:7","velocity","win:tail"],"computed_at":"2026-10-13T05:45:00Z"},"pay":{"stated_usd_annual":179900,"is_top_pay":false},"html_url":"https://alion.io/job/breadfinancial-manager-fraud-analytics","json_url":"https://alion.io/job/breadfinancial-manager-fraud-analytics.json","meta":{"generated_at":"2026-10-13T18:36:16Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":28506,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-14T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":1762976},"rest":"https://alion.io/mcp/rest/get_company?id=1762976"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fbreadfinancial-manager-fraud-analytics"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fbreadfinancial-manager-fraud-analytics"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fbreadfinancial-manager-fraud-analytics"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/breadfinancial-manager-fraud-analytics\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fbreadfinancial-manager-fraud-analytics"}]}