{"id":225002,"url":"https://alion.io/job/breeze-senior-fraud-and-risk-engineer","title":"Senior Fraud and Risk Engineer","company":{"id":5612,"name":"Breeze","domain":"breeze.com","url":"https://alion.io/company/breeze","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"B","score":80,"open_postings":10,"ghost_share":0,"stale_share":0.8,"repost_share":0,"time_to_fill_p50_days":47,"computed_at":"2026-11-05T05:54:30Z"}},"role":"Industrial Engineering","role_family":"Industrial Engineering","seniority":"senior","employment_type":null,"work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":["New York, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":99000,"max_usd":188000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":6333},"experience_years_min":6,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[],"status":"live","first_seen_at":"2026-04-01T20:19:10Z","employer_posted_date":"2026-09-30","last_verified_at":"2026-11-05T05:20:20Z","board_verified":true,"closed_at":null,"days_open":217,"trust":{"level":"stale","repost_count":0,"flags":["stale"],"days_open":217},"description":"At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets.\nWe go far beyond traditional payment processing. Breeze combines global payments, AI, stablecoins, and a Merchant of Record-like model to take on the complexity businesses typically manage themselves, including compliance, risk, fraud, chargebacks, reconciliation, and customer support.\nOur goal is simple: let businesses focus on building and selling great products while Breeze handles the complexity behind getting paid.\nBacked by Sequoia Capital, Multicoin Capital, and The Chainsmokers, Breeze is a successful, rapidly growing, and exceptionally well-capitalized company. We have the runway to think long term while remaining early enough that every person joining today can have a meaningful impact on what we build.\nOverview\nWe are hiring for a Senior Fraud & Risk Engineer to join our team! You will own and build the risk infrastructure that powers our payments platform. This is a highly strategic and hands-on role where you will design, implement, and scale our fraud detection systems across a diverse and growing portfolio of merchants.\nYou’ll work across best-in-class tools like Sift and Sardine to create a multi-merchant risk engine that balances approval rates with fraud prevention. From rules architecture to model tuning and chargeback analysis, you’ll be responsible for driving measurable improvements in fraud performance.\nThis role is ideal for someone who has built or operated fraud systems in payments or marketplaces, thrives in high-ownership environments, and wants to shape risk as a core product function at a fast-growing fintech company.\nPreference on a colleague who can work hybrid in our NYC office. \nWhat You’ll Do\nOwn and evolve Breeze’s fraud risk engine, integrating Sift ML scoring and Sardine rules across all merchant categories\nDesign and maintain a scalable rules architecture, including category-level defaults, merchant-specific overrides, velocity checks, and blocklists\nContinuously tune thresholds and features across merchant segments to optimize approval rates and minimize fraud\nBuild feedback loops between manual review decisions, chargeback data, and model retraining to improve detection accuracy\nPartner closely with risk operations to translate real-world fraud patterns into automated rules and systems\nLead onboarding of new merchants into the risk stack, solving cold-start challenges and calibrating risk for new verticals\nMonitor and improve key fraud KPIs, including approval rate, chargeback rate, and false positive rate\nCollaborate cross-functionally with product, engineering, and operations to ensure risk systems are scalable and deeply integrated into the platform\nWhat We’re Looking For\nBachelor’s degree or equivalent practical experience\n6+ years of experience in fraud/risk engineering within fintech, payments, marketplaces, acquiring processors, or related technology environments\nProven hands-on experience integrating and operating third-party fraud detection platforms such as Sift, Sardine, Forter, Featurespace, Feedzai, or Kount\nExperience designing and supporting fraud systems for multi-merchant or marketplace environments, including segmentation, shared models, and merchant-specific risk strategies\nStrong understanding of payments infrastructure, transaction flows, fraud vectors, and rules engine design, including layered rules, velocity checks, and scalable rule management\nDeep operational fraud expertise, including manual review workflows, chargeback management, false-positive analysis, and translating operational insights into effective technical solutions\nAbility to own fraud and risk systems end-to-end, from architecture and integration through production deployment, measurement, and continuous iteration\nHighly analytical and data-driven, with a strong bias toward measurable outcomes, experimentation, and continuous improvement\nStrong cross-functional collaborator who can work effectively across engineering, product, operations, and risk teams\nAdaptable and resourceful, with the ability to thrive in fast-paced and ambiguous environments\nNice to Have\nFamiliarity with PCI compliance, 3DS, and PSP-level risk tooling \nExperience with high-risk verticals such as gaming, crypto, or digital goods \nOur Compensation Philosophy!\nWe believe compensation should be fair, competitive, consistent, and transparent. We benchmark compensation against the market and establish thoughtful bands for each role, with compensation reflecting experience, skills, location, role scope, and expected impact. We don't believe pay should primarily depend on how aggressively someone negotiates. Eligible employees receive meaningful equity, so the people building Breeze can participate in the long-term value they help create.\nBenefits & Perks\nHealth coverage: Breeze covers 100% of employee premiums on our competitive base plan and 75% of dependent premiums.\nPTO: 21 days, plus applicable company holidays.\n 401(k): Breeze covers all plan administration fees.\nEquity: Meaningful ownership in the company you're helping build.\nEquipment: A new MacBook Air and whatever else you need to do your best work.\nOffice & education allowance: An annual budget for your workspace, tools, and professional development.\nWellness: A monthly reimbursement to support your well-being.\nAnnual global offsite: We bring the global Breeze team together every year. Previous destinations include Bali and Singapore, with Japan coming next.\nBreeze is an equal opportunity employer. We are committed to providing equal employment opportunities to all applicants and employees without regard to race, color, religion or creed, national origin, ancestry, citizenship or immigration status, sex, pregnancy, sexual orientation, gender, gender identity or expression, age, marital or partnership status, caregiver status, disability, genetic information, military or veteran status, height or weight, sexual and reproductive health decisions, status as a victim of domestic violence, sexual violence, or stalking, or any other characteristic protected by applicable federal, state, or local law.\nBreeze considers qualified applicants with criminal histories in accordance with applicable federal, state, and local laws, including the New York City Fair Chance Act, where applicable.\nWhy Join Breeze\nMake an outsized impact: We're successful and still early, with meaningful traction and strong financial foundations. Lean teams, few layers, and direct access to decision-makers mean you'll have real ownership and the autonomy to make things happen.\nSolve hard, meaningful problems: Work at the intersection of AI, payments, stablecoins, risk, compliance, financial infrastructure, and global commerce as we build an intelligent infrastructure layer that goes far beyond payments.\nBuild AI-first: AI isn't an add-on. It's central to how we're building our products and how our teams operate. You'll experiment with new tools, automate the repetitive, and continuously rethink how to work smarter.\nWork with an exceptional team: Join ambitious, curious, low-ego people who move quickly, hold a high bar, and care deeply about what they build.\nGrow with Breeze: As Breeze grows, strong performers can quickly expand their scope and take on bigger problems.\nBuild for the long term: Backed by Sequoia Capital, Multicoin Capital, and The Chainsmokers, we're exceptionally well-capitalized with the runway to think big.\nIn-Office Expectations\nEmployees based in our New York City, NY office follow a hybrid work model and are expected to work from the office three days per week. Employees based in our Singapore office are expected to work on-site five days per week.\nIn-office expectations may vary slightly depending on role, team, and business needs. Certain roles that require closer cross-functional collaboration or operational support may have additional requirements, which will be discussed during the interview process.\nOur approach is designed to support meaningful in-person collaboration, team building, and real-time decision-making while providing flexibility where applicable. We believe this structure enables strong execution, close collaboration, and effective teamwork across our global offices.\nCome Build With Us!\nWe offer a rare combination: the ownership and speed of an early-stage company with the traction, backing, and financial foundations of a successful business.\nWe're building at the convergence of AI, payments, stablecoins, financial infrastructure, and global commerce. The opportunity is much bigger than building another payment processor.\nWe're building the intelligent infrastructure layer for global commerce, and there's still an enormous amount left to build.\nIf you want meaningful ownership, hard problems, exceptional teammates, and the opportunity to help define what comes next, we'd love to hear from you!","description_format":"text","description_chars":8991,"description_truncated":false,"requirements":{"experience_years_min":6,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["Apple Macbook","Equity","Hybrid work","Professional development"],"hiring_locations":[{"name":"Singapore","iso":"SG","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Marketplaces","Payment Processing & Gateways"],"lifecycle":[{"event":"open","at":"2026-09-05T09:18:47Z"}],"visa":[],"liveness":{"score":8,"band":"cold","label":"Long shot","p_open":1,"p_active":0.288,"p_room":0.28,"age_days":217,"expected_fill_days":47,"reasons":["conf:0","stale_co","win:tail","crowd:"],"computed_at":"2026-11-05T05:54:30Z"},"pay":null,"html_url":"https://alion.io/job/breeze-senior-fraud-and-risk-engineer","json_url":"https://alion.io/job/breeze-senior-fraud-and-risk-engineer.json","meta":{"generated_at":"2026-11-05T08:14:57Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":10495,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-06T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":5612},"rest":"https://alion.io/mcp/rest/get_company?id=5612"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fbreeze-senior-fraud-and-risk-engineer"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fbreeze-senior-fraud-and-risk-engineer"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fbreeze-senior-fraud-and-risk-engineer"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/breeze-senior-fraud-and-risk-engineer\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fbreeze-senior-fraud-and-risk-engineer"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":225002}},{"tool":"search_jobs","arguments":{"company":"breeze.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":225002},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. Docs: https://alion.io/developers"}}