{"id":1995990,"url":"https://alion.io/job/btc-bank-credit-analyst","title":"Credit Analyst","company":{"id":2420659,"name":"BTC Bank","domain":"btcbank.bank","url":"https://alion.io/company/btcbank","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"ADP","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Sedalia, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":66000,"max_usd":138000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":1708},"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-09-10T16:18:00Z","employer_posted_date":"2026-09-10","last_verified_at":"2026-10-25T02:36:14Z","board_verified":true,"closed_at":null,"days_open":44,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":44},"description":"About BTC Bank\nBTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends and neighbors with courteous, professional banking services maintains its standard of excellence today. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.\nWork Location: This position can be based at any of our BTC Bank locations.\nHours: 40 hours per week, including Saturday rotation\nJob Purpose: Evaluates the financial condition of individuals and businesses applying for credit with the financial institution. Prepares spreadsheets, reports, summaries and opinions for institution officers on new, renewal, and existing loans.\nDuties and Responsibilities:\nResponsible for analyzing and monitoring the creditworthiness of the bank’s customers. Analyzes financial statements, tax returns and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank.\nObtains loan request information from the agricultural lender or borrower to analyze credit information, financial statements and other related information pertaining to the loan.\nResearches background documentation and reviews personal and business financial statements and tax returns.\nAnalyzes financial information and prepares the preliminary analysis for the lender.\nUses Moody's software to spread financial statements, analyzes borrower financial information and support the preparation of credit analyses.\nRequests and obtains financial statements from existing borrowers.\nReviews and prepares written analyses, spreadsheets, reports, summaries and opinions. Prepares or assists in the preparation of loan memoranda for presentation to lenders and/or loan committees.\nReviews loan files to ensure completeness and that all collateral has been properly secured.\nAssists lenders with calls on past-due loans as assigned by senior management with the bank’s loan portfolio.\nUpdates collateral values as needed on delinquent loans.\nFollows all applicable laws and regulations.\nOther duties as assigned. \nQualifications:\nBachelor’s degree in Accounting, Finance, Agriculture or a related field highly preferred.\nExperience with Moody's credit analysis software is highly preferred.\nThree to five years of related credit analyst experience and/or training. \nExcellent financial analysis skills with sound judgment and decision-making abilities.\nAdvanced knowledge of commercial, agricultural, construction, real estate and consumer loan processing.\nPhysical Requirements:\nAbility to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.\nAbility to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards.\nEOE/Veterans/Disabled\nTo learn more about BTC Bank visit www.btcbank.bank","description_format":"text","description_chars":3033,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":true},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Financial Services","Mobile Games","DAO"],"lifecycle":[{"event":"open","at":"2026-10-07T08:57:50Z"}],"visa":[],"liveness":{"score":27,"band":"fade","label":"Fading","p_open":1,"p_active":0.601,"p_room":0.45,"age_days":43,"expected_fill_days":23,"reasons":["conf:19","win:tail"],"computed_at":"2026-10-24T06:02:35Z"},"pay":null,"html_url":"https://alion.io/job/btc-bank-credit-analyst","json_url":"https://alion.io/job/btc-bank-credit-analyst.json","meta":{"generated_at":"2026-10-25T05:28:48Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":7547,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-26T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2420659},"rest":"https://alion.io/mcp/rest/get_company?id=2420659"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fbtc-bank-credit-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fbtc-bank-credit-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fbtc-bank-credit-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/btc-bank-credit-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fbtc-bank-credit-analyst"}]}