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Salary
≈ $74k – $163k per year (Estimated)
Location
Hybrid (London, United Kingdom)
Seniority
Staff

Confirmed on the employer's own hiring board on Oct 27, 2026. First seen by Alion on Oct 27, 2026. Capital on Tap scores B on the Alion truth index.

Overview
Company
Impact
Profile match
Capital on Tap is a financial technology company headquartered in London, United Kingdom, and was founded in 2012. The company provides business credit cards and spend management platforms specifically designed for small and medium-sized enterprises, offering features such as uncapped cashback, high-yield savings accounts, and integration with accounting software. It operates primarily in the United Kingdom and the United States, serving over 350,000 business customers and processing more than 40 billion pounds in transactions to date.

We’re Capital on Tap

Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! 

This is a Hybrid role, the Engineering team work from our London (Moorgate) Offices 2 days per week.

What You’ll Be Doing

As an Engineering Manager, you’ll own the health, delivery and direction of several product engineering teams and the Team Leads who run them. You’ll be a true product partner: your teams exist to build the features and propositions that unlock new commercial revenue streams, win new customers and grow revenue from the ones we already serve. You’ll make sure what they build is architecturally sound, scalable and built to last. You'll also influence product, commercial and engineering decisions

Your success is measured by the leaders you grow around you: developing Team Leads into confident, self-directing managers who run their teams without daily oversight.

Commercial and product

  • Partner closely with Product and wider stakeholders to identify and deliver the features and propositions that unlock new commercial revenue streams and deepen revenue from existing customers
  • Shape the 3 to 12 month roadmap, framing technical investment in terms of commercial impact, customer value and risk
  • Champion the customer in every roadmap discussion and measure projects by how well they solve real customer problems

Architecture and technical direction

  • Influence the architectural direction of your teams’ systems, ensuring technical choices are scalable, resilient, cost-effective and sustainable
  • Work with technical leaders to set standards, reduce complexity and steer teams away from over-engineered solutions
  • Make sound build versus buy and technical debt trade-offs, and balance them against product needs

Leadership and delivery

  • Lead, coach and develop Team Leads, helping them manage and grow their own direct reports
  • Own predictable, iterative and sustainable delivery of quarterly objectives across your teams
  • Address underperformance decisively and support Team Leads through complex people situations with integrity and clarity
  • Identify and mitigate risks 3 to 6 months out, including dependencies and resource gaps
  • Contribute to wider company initiatives such as recruitment strategy and organisational design

We’re Looking For

  • Strong product and commercial instincts, with a track record of delivering features or propositions that generated new revenue or grew revenue from existing customers
  • A genuinely customer-focused, commercially aware and data-informed approach to decision-making
  • Demonstrable strength in software architecture and system design: you can set direction, challenge designs and weigh trade-offs across scalability, cost and maintainability
  • Proven experience managing managers or Team Leads, and growing them into senior leaders
  • A strong people-management track record, including hiring, development and performance management
  • A solid technical background and an understanding of how full-stack teams and codebases work. We use .NET and React but we aren’t zoomed in on your tech stack background.
  • A record of leading and delivering complex, cross-team projects
  • Excellent communication: concise, clear and adaptable to audiences from engineers to senior leadership
  • Calm, stabilising leadership through ambiguity and fast organisational growth
  • Experience in a scaling, regulated, fintech or tech-enabled environment is a plus

Diversity & Inclusion  

We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks

We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:

Private Healthcare including dental and opticians services through Vitality

Worldwide travel insurance through Vitality

Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)

Salary Sacrifice Pension Scheme up to 7% match

Octopus EV Salary Sacrifice Scheme

28 days holiday (plus bank holidays)

Annual Learning and Wellbeing Budget

Enhanced Parental Leave

Cycle to Work Scheme

Season Ticket Loan

6 free therapy sessions per year

Dog Friendly Offices

Free drinks and snacks in our offices

Check out more of our benefits, values and missionhere.

Interview Process

First stage: 30 minute intro and values call with your Talent Partner (Video call)

Second stage: 60 minute Technical and Management Interview with a Senior Engineering Manager (Video call)

Third stage: 60 minute System Design Interview with our engineering team (Video call)

Final stage: (120 minutes total) 60 minute Case Study with Product and our Engineering Team + 60 minute Good to Great Interview with Jamie, our CTO (In person)

Other Info

Check out our ‘Top Tips’ for interviewing.

Keep updated on new job opportunities by following us on Linkedin.

Email [email protected] if you have any questions.

Excited to work here? Apply!

If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

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