Operational Training Specialist (Fraud & Financial Crime)

We’re Capital on Tap

Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! 

Cardiff| 3 Days per week in office

Support Services/Customer Operations

Our Support Services team are the unsung heroes of Customer Operations. From Operational Excellence to Training and Onboarding, to Planning, Scheduling and Real Time Analysis, they make sure the operation continues to run smoothly and optimally. Day to day they figure out how we navigate change, shape how new starters learn the ropes and make sure we have the right people available to service our customers at the busiest times. 

What You’ll Be Doing

You will own the design and delivery of training across our financial crime, fraud, and disputes teams. You will translate legal and regulatory requirements along with evolving fraud typologies into clear, practical training that equips frontline colleagues to identify, prevent, and handle financial crime, fraud, and disputes cases correctly and compliantly. This role also involves creating, maintaining, and updating shared knowledge and departmental documentation, ensuring our frontline teams are supported with accurate, timely, and compliant information that is the foundation for all training efforts.

• Design and deliver training programmes covering financial crime, fraud, and disputes for new hires and existing Customer Support colleagues, ensuring they are equipped to identify and handle cases in line with legal, regulatory and internal requirements.
• Develop, deliver, and facilitate engaging and impactful training sessions and workshops on fraud typologies, financial crime risks, disputes handling and related process or policy updates.
• Collaborate closely with stakeholders to identify training needs and translate complex regulatory and operational requirements into training materials.
• Manage the end-to-end content lifecycle of all financial crime, fraud, and disputes training materials, shared knowledge assets, and departmental documentation, ensuring they are accurate, up-to-date, and serve as the single source of truth for Customer Operations.
• Maintain strict documentation and sign-off protocols for all training and operational assets to ensure full compliance with internal and regulatory expectations. 
• Evaluate the effectiveness of training programmes using performance metrics, feedback, quality assessments, and case outcomes to drive continuous improvement.
• Keep up to date with emerging fraud trends, financial crime typologies, and regulatory change, and update training content accordingly.
• Have flexibility in working hours to ensure that there is full coverage for training delivery and front line support duties.

Our Values & Culture

• Just Pilot: We never settle for “good enough”. We pilot new ideas fast, ask questions to figure it out, and scale quickly.
• Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage.
• Be a Buddy: We tap in from day one to help the team, we do the right thing even if it’s hard.
• Owners and Dates: We don’t chase people. If you own a task and agree to a date, the expectation is that it gets done.
• Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback.

We’re Looking For

• Proven experience in a Learning & Development or Real-Time Coaching role, with exposure to financial crime, fraud, or disputes within a fast-paced Customer Operations environment.
• Good working knowledge of financial crime, fraud typologies, and disputes handling.
• Exceptional ability to simplify complex regulatory and operational processes into clear, engaging, and compliant training materials.
• Highly organised with a proven ability to manage multiple document updates and stakeholder sign-offs simultaneously while adhering to strict timelines.
• Ability to build relationships across multiple stakeholders, including Financial Crime, Fraud, Disputes, and Compliance teams, to ensure the best quality service is delivered.
• Experience utilising performance and feedback metrics to evaluate training effectiveness and drive continuous programme improvement.
• An adaptable, pragmatic and resilient individual with a hands-on approach to problem solving.

Interview Process

• Stage 1: 30 minutes with a Talent Partner
• Stage 2: 60 minutes with someone from our Training team
• Stage 3: 60 minutes with our Head of Fraud and Financial Crime

Diversity & Inclusion

We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks

We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:

Private Healthcare including dental and opticians services through Vitality

Worldwide travel insurance through Vitality

Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)

Salary Sacrifice Pension Scheme up to 7% match

Octopus EV Salary Sacrifice Scheme

28 days holiday (plus bank holidays)

Annual Learning and Wellbeing Budget

Enhanced Parental Leave

Cycle to Work Scheme

Season Ticket Loan

6 free therapy sessions per year

Dog Friendly Offices

Free drinks and snacks in our offices

Check out more of our benefits, values and missionhere.

Other Info

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Email [email protected] if you have any questions.

Excited to work here? Apply!

If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)