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Salary
$183k – $208k per year
Location
In office (New York, McLean, Richmond, Chicago)
Seniority
Senior · 4+ years exp
Visa
No sponsorship (stated in the posting)
Employment
Full-Time

Confirmed on the employer's own hiring board on Oct 27, 2026. First seen by Alion on Oct 20, 2026. Capital One scores B on the Alion truth index.

Overview
Company
Impact
Profile match
Capital One is an American bank founded in 1994 that began as a credit card monoline built on statistical testing of offers and pricing, an approach it called information-based strategy. It is now one of the largest card issuers in the United States alongside a national direct bank, an auto lending business and a commercial bank, and it completed the acquisition of Discover in 2025, which gave it a payments network of its own rather than dependence on Visa and Mastercard. Headquartered in McLean, Virginia, it was also an early mover among large banks in migrating its entire technology estate to the public cloud.
Senior Manager, Product Management - Core Processing

Senior Manager, Product Management (PXDP55)

Product Management at Capital One is a booming, vibrant craft that requires reimagining the status quo, finding value creation opportunities, and driving innovative and sustainable customer experiences through technology. We believe our portfolio of businesses and investments in growth and transformation will result in a company with the scale, brand, capabilities, talent, and values to succeed as the digital revolution transforms our society and our industry.

The Encore organization in Card Technology+ at Capital One is made up of product; data and business analysts; and program specialists building the next generation of financial products. We are reimagining the lending experience to help tens of millions of customers make smarter financial choices and more easily manage their money. Our industry-leading work involves partnering with engineers to drive innovative development of our platforms and technologies. We are at the center of the entire cardholder lifecycle from opening an account to spending on a card product and participating in a digital experience on the App. Reimagining the lending experience will allow Capital One to more quickly deliver new financial products and develop exceptional customer experiences that change banking for good.

We are seeking a Senior Manager to build real-time, intelligent processing critical to managing accounts and transactions for Capital One's Card line of business. The ideal candidate will possess a persistent desire to learn both the business and technology, sound problem-solving skills to drive results in undefined problem areas through strong partnerships with a variety of stakeholders, and the ability to mentor and coach other team members. You will demonstrate quick learning agility, drive in-depth discovery, formulate data-backed and principled recommendations, and consistently and proactively identify high-leverage impact to drive results.

Key Responsibilities:

  • Build an outcome-based strategy and drive delivery of roadmap focused on core functionality of the Internal Ledger.
  • Identify and analyze new use cases and opportunities for managing the Credit Card Account Lifecycle to empower digital customer experience and non-digital services.
  • Partner with platform teams on innovation pilots, testing strategies, and new feature rollouts.
  • Form strong partnerships with Architecture engineers and Software engineers to solve technical problems.

To succeed at the Senior Manager level, the following competencies and skills are essential:

  • Process Engineering and Simplification: Expertise in simplifying and streamlining complex business processes to increase efficiency and scalability.
  • Cross-Functional Socialization and Buy-in: Strong partnership skills required to work effectively with partners in Tech, Experience, and Business teams and the ability to socialize the strategy to gain leadership buy-in across a wide spectrum of stakeholders.
  • Execution Focus: A strong drive to manage and deliver against an aggressive timeline.
  • Have proven experience working in ambiguous spaces with the ability to conduct comprehensive analysis to identify the biggest pain points, define clear success metrics, and present a business case to executive leadership.

Capital One Product Framework

In this role, you’ll be expected to demonstrate proficiency in five key areas which we consider to be the foundation for successful Product management:

  • Human Centered - Obsesses about internal and external customer needs to reimagine and innovate product solutions
  • Business Focused - Delivers game-changing outcomes by focusing on leverage and execution excellence
  • Technology Driven - Leverages technology to deliver innovative and resilient solutions that enable both near term and long term value
  • Integrated Problem Solving - Identifies and resolves complex problems to deliver outcomes while mitigating product risks
  • Transformational Leadership - Leads cross functional teams to solve customer problems and drive organizational alignment

Basic Qualifications:

  • Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
    • A Bachelor's or Master’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field), Business or Marketing

OR

  • Bachelor's degree in any field and 4 years of Product Management experience

Preferred Qualifications:

  • Experience translating business strategy and analysis into consumer facing digital products

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Chicago, IL: $182,500 - $208,300 for Sr. Mgr, Product ManagementMcLean, VA: $200,700 - $229,100 for Sr. Mgr, Product ManagementNew York, NY: $219,000 - $249,900 for Sr. Mgr, Product ManagementRichmond, VA: $182,500 - $208,300 for Sr. Mgr, Product Management

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [email protected]

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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