{"id":2854653,"url":"https://alion.io/job/capitec-team-leader-credit-intelligence-analysis-2","title":"Team Leader: Credit Intelligence Analysis","company":{"id":2123918,"name":"Capitec","domain":"capitecbank.co.za","url":"https://alion.io/company/capitecbank","size_band":"501-1000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"SuccessFactors","truth_index":{"grade":"A","score":100,"open_postings":4,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":15,"computed_at":"2026-10-25T05:49:26Z"}},"role":"Management","role_family":"Management","seniority":"lead","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Stellenbosch, South Africa"],"countries":["ZA"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":20000,"max_usd":52000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":21},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-09-22T02:00:00Z","employer_posted_date":null,"last_verified_at":"2026-09-22T02:00:00Z","board_verified":false,"closed_at":null,"days_open":33,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":33},"description":"Apply by: \n\nWe're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:\n\n1. To see what life at Capitec is all about and complete a short assessment, please click here!\n\n2. Once you have completed the above finalize your application by clicking apply below.\n\nAbout the Role\n\nAre you an experienced Retail Credit professional who understands what it takes to manage and optimise an existing credit portfolio?\n\nWe’re looking for a Team Lead: Credit Intelligence Analysis to lead and develop a team of Credit Intelligence Analysts and Specialists within our Client Account Management environment.\n\nWho is the role suited for?\n\nThis role is particularly suited to someone with strong experience in:\n\n🔹 Revolving credit portfolios, such as credit cards or store cards\n🔹 Account Management / Existing Business credit strategy\n🔹 Credit limit increases, decreases and exposure management\n🔹 Portfolio analytics, predictive modelling and credit strategy optimisation\n🔹 Pre-delinquency, collections and recoveries strategies\n🔹 Credit and/or collections scorecards\n🔹 Coaching and developing analytical teams\n\nYou'll combine your credit expertise with strong analytical thinking to influence how we manage existing clients, optimise portfolio performance and proactively manage credit risk\n\nWhat you will bring:\n\r6–8 years' retail credit experience, with the applicable experience requirement reducing to 5–7 years for candidates with an Honours degree\nAt least 3 years' portfolio-specific experience\nStrong retail credit analytics experience\nSQL and descriptive analytics exposure\nBachelor's degree in Finance or Statistics OR\nA relevant post graduate qualifitation in Finance or Statistics (nice to have)\nStrong leadership, coaching and influencing capabilityConditions of Employment\n\rClear criminal and credit record\r\nCapitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity 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