{"id":2374919,"url":"https://alion.io/job/charles-schwab-sr-software-engineer-blockchain","title":"Sr Software Engineer - Blockchain","company":{"id":5314,"name":"Charles Schwab","domain":"schwab.com","url":"https://alion.io/company/charles-schwab-inc","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Radancy","truth_index":{"grade":"A","score":99,"open_postings":29,"ghost_share":0,"stale_share":0.207,"repost_share":0.034,"time_to_fill_p50_days":9,"computed_at":"2026-10-13T05:45:00Z"}},"role":"Web3","role_family":"Web3","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Ann Arbor, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":164000,"max":205000,"currency":"USD","period":"year","gross":null,"usd_annual":205000},"salary_estimate":null,"experience_years_min":10,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"Bitcoin","optional":false},{"name":"DeFi","optional":false},{"name":"Ethereum","optional":false},{"name":"Java","optional":false},{"name":"Layer 2","optional":false},{"name":"Python","optional":false},{"name":"Rust","optional":false},{"name":"Smart Contracts","optional":false},{"name":"Solana","optional":false},{"name":"Solidity","optional":false},{"name":"Token Standards","optional":false},{"name":"Tokenization","optional":false}],"status":"live","first_seen_at":"2026-10-12T18:23:30Z","employer_posted_date":"2026-10-12","last_verified_at":"2026-10-13T04:46:16Z","board_verified":true,"closed_at":null,"days_open":0,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":0},"description":"Your opportunity\nAt Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.\nWe believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).\nSchwab Technology Services (STS) Research & Development team is responsible for exploring innovative technologies and identifying ways that organizations throughout Schwab might benefit from their application. The Incubation Lab is the group that builds pilots to production ready standards. We stand up working systems, run them against real financial workflows, and produce evidence that a capability is viable before it becomes a production commitment.\nThis role is hands-on - you will spend most of your time building full stack solutions. You will design, develop, and maintain modern front-end applications and back-end services. You build with private and/or permissioned blockchain networks, write and deploy the smart contracts that run on them, and integrate those networks with the ledgers, order flow, and recordkeeping systems that the firm already depends on. Current work centers on tokenized cash and tokenized funds, on-chain compliance controls, and reconciliation between chain state and books of record. Engineers in the lab also contribute to adjacent research in AI/ML, cloud-native design, and digital trust.\nKey Responsibilities:\nClearly explain complex technical ideas to business partners in a way that helps them understand the impact and possibilities, bridging the gap between tech and strategy.\nEvaluate different blockchain architectures, smart contract frameworks, and tokenization methodologies to assess their applicability to our business.\nStay at the forefront of blockchain innovation, identifying new opportunities in digital identity, decentralized finance (DeFi), tokenized securities, and interoperability.\nContribute to the company’s blockchain and digital assets strategy through whitepapers, presentations, and internal education initiatives.\nEngage with industry consortia, regulators, and technology partners to understand emerging trends and best practices.\nBuild and operate permissioned EVM networks used for experimentation: validator configuration, node infrastructure, observability, transaction signing, and upgrade paths.\nDesign, implement, test, and deploy smart contracts for tokenized instruments, including issuance, redemption, transfer restrictions, and lifecycle events.\nImplement on-chain compliance controls (allowlists, role-based permissioning, transfer-agent style constraints) and evaluate token standards against the regulatory requirements a given instrument carries.\nIntegrate chain activity with off-chain systems: event listeners that translate ledger and order events into mint and burn operations, and reconciliation pipelines that true token supply against the authoritative system of record.\nEvaluate platforms, execution environments, and vendor infrastructure against defined criteria, then publish the comparison so architecture decisions rest on measured behavior rather than vendor claims.\nWrite the engineering record for each experiment: what was built, what it demonstrated, where it failed, and what would need to change for production use.\nWork directly with partners across product, operations, risk, and compliance to turn a business question into a testable technical hypothesis, and explain results in terms those partners can act on.\nSupport other R&D initiatives in areas like AI/ML, cloud-native application design, spatial computing, and digital identity/trust, contributing architectural insight and cross-domain thinking.\nWhat you have\nRequired Qualifications:\n10+ yearsof professional software engineering experience, with production ownership of systems you designed.\n3+ years of experience in blockchain development, crypto asset management, or related fields.\nStrong understanding of blockchain architectures (Bitcoin, Ethereum, Solana, Layer 2 solutions) and crypto wallet infrastructure.\nExperience running blockchain infrastructure, not only deploying to it. Permissioned or consortium networks (Besu, Quorum, or comparable) are directly relevant.\nExperience in working with secure wallet solutions, including key management (MPC, HSMs, cold storage, custodial vs. non-custodial models), and the operational controls each requires.\nFamiliarity with tokenization of assets, including securities, stablecoins, and smart contracts (ERC-20, ERC-721, ERC-1155, etc.).\nWorking knowledge of Ethereum and the EVM at the level required to debug it: gas mechanics, storage layout, the proxy and upgrade patterns in common use, and the failure modes each introduces.\nProficiency in multiple programming languages such as Solidity, Rust, Python, Go, or Java.\nExperience with cryptographic protocols, DeFi applications, and blockchain interoperability solutions.\nStrong analytical skills and ability to translate research findings into real-world applications.\nAbility to write clearly for an audience that includes non-engineers, and to defend a technical position while remaining open to being wrong.\nPreferred Qualifications:\nFull-stack product development experience.\nExperience within fintech, financial institutions, or technology-driven R&D teams.\nKnowledge of regulatory and compliance frameworks related to digital assets (SEC, FINRA, AML/KYC, MiCA).\nPrior experience working at a financial institution, fintech, or blockchain startup.\nHands-on experience with Zero-Knowledge Proofs (ZKPs), Decentralized Identity (DID), or Central Bank Digital Currencies (CBDCs).\nCross-chain messaging and interoperability protocols.\nUnderstanding of financial services infrastructure, including payments, settlements, and capital markets.\nA secondary skillset in one or more emerging technology area outside of crypto technology: e.g. AI/ML/GenAI, Spatial Computing, Cloud Native Design, Digital Trust.\nIn addition to the salary range, this role is also eligible for bonus or incentive opportunities.\nWhat’s in it for you\nAt Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.\nWe offer a competitive benefits package that takes care of the whole you - both today and in the future:\n401(k) with company match and Employee stock purchase plan\nPaid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions\nPaid parental leave and family building benefits\nTuition reimbursement\nHealth, dental, and vision insurance","description_format":"text","description_chars":6989,"description_truncated":false,"requirements":{"experience_years_min":10,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Continuous learning","Hybrid work","Parental leave","Vision insurance"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Blockchain & Crypto","Commercial & Retail Banks","Cryptocurrencies","Asset Management & Funds"],"lifecycle":[{"event":"open","at":"2026-10-12T18:23:30Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"H-1B filings in 12 months: 476 · green card filings: 223","filings_12m":476,"filings_prev_12m":595,"green_card_filings_12m":223,"median_offered_wage_usd":155883,"route":null,"cap_exempt":false,"checked_at":"2026-10-03T21:08:04+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":325}],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":0,"expected_fill_days":9,"reasons":["conf:0","win:early","comp:brand"],"computed_at":"2026-10-13T05:45:00Z"},"pay":{"stated_usd_annual":205000,"is_top_pay":true},"html_url":"https://alion.io/job/charles-schwab-sr-software-engineer-blockchain","json_url":"https://alion.io/job/charles-schwab-sr-software-engineer-blockchain.json","meta":{"generated_at":"2026-10-13T07:15:40Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":10638,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-14T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":5314},"rest":"https://alion.io/mcp/rest/get_company?id=5314"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fcharles-schwab-sr-software-engineer-blockchain"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fcharles-schwab-sr-software-engineer-blockchain"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fcharles-schwab-sr-software-engineer-blockchain"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/charles-schwab-sr-software-engineer-blockchain\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fcharles-schwab-sr-software-engineer-blockchain"}]}