{"id":3267649,"url":"https://alion.io/job/cheq-product-manager-lending","title":"Product Manager - Lending","company":{"id":2715,"name":"CheQ","domain":"cheq.one","url":"https://alion.io/company/cheq","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":null,"truth_index":null},"role":"Product","role_family":"Product","seniority":"junior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Bengaluru, India"],"countries":["IN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":13500,"max_usd":31000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":19},"experience_years_min":2,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"A/B Testing","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-10-26T08:51:39Z","employer_posted_date":null,"last_verified_at":"2026-10-26T08:51:39Z","board_verified":false,"closed_at":null,"days_open":5,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":5},"description":"ROLE: Product Manager (Lending)\n\nLOCATION: Bengaluru\n\nAbout CheQ:\n\nAt CheQ, we're turning the chaos of credit into a journey that's clear, rewarding, and even a little fun. With 80,000 Cr+ in lifetime payments, a growing tribe of users (30%+ using more than two products), and $16M raised from marquee investors, we're fast becoming India's favourite way to go from credit-stressed to credit-smart.\n\nWhat you'll be doing:\n\nWe're looking for a Product Manager to join our Lending team and drive the personal loans and credit product experience. You'll independently own key parts of the lending journey - working closely with engineering, design, risk, compliance, and business teams to build products that are simple, compliant, and genuinely useful for our users.\n\nKey Responsibilities:\n\n- Independently own the product roadmap for specific lending journeys (e.g., loan application flow, eligibility checks, disbursal, repayment, collections experience)\n\n- Translate business and regulatory requirements (RBI digital lending guidelines, KYC, FLDG norms) into detailed product specs and drive them through to launch\n\n- Partner with engineering and design to ship features end-to-end, balancing user experience with regulatory and risk constraints\n\n- Own funnel analysis, conversion metrics, and cohort behaviour to identify and resolve friction points across the loan lifecycle\n\n- Work closely with risk and credit teams to understand underwriting logic and translate it into product decisions\n\n- Manage relationships with lending partners (NBFCs/banks) and internal compliance to ensure product changes meet regulatory requirements\n\n- Design and run A/B tests to improve onboarding, KYC, and disbursal conversion\n\n- Mentor junior PMs or associate PMs on specs, prioritization, and stakeholder management (as applicable)\n\n- Present roadmap updates, metrics, and insights to leadership on a regular cadence\n\nWhat We're Looking For:\n\n- 2-4 years of experience in product management, with demonstrated ownership of lending, personal loans, or credit products (fintech, NBFC preferred)\n\n- Solid understanding of the end-to-end lending lifecycle - application, KYC, underwriting, disbursal, repayment/collections\n\n- Working knowledge of RBI digital lending guidelines and how regulatory constraints shape product decisions\n\n- Strong analytical skills - comfortable independently running funnel analysis, cohort analysis, and SQL queries\n\n- Proven ability to write clear PRDs and drive cross-functional execution with minimal oversight\n\n- Experience collaborating directly with partner lending banks and NBFCs\n\nWhy you should join CheQ?:\n\nYou own it, we trust you:\n\nShape your work with freedom, deliver with ownership, backed by trust.\n\nBold, fast & human:\n\nWe push boundaries together, and deliver with agility, rigor, and heart. Always looking out for one another.\n\nGrowth by osmosis:\n\nLearn directly from a stellar leadership team with rich, diverse backgrounds.\n\nWhat you will not get:\n\n- Monotony - Work is dynamic, expect variety every day.\n\n- Slow climbs - Growth here is about leaps, not ladders.\n\n- Layers of red tape - We believe in speed, not bureaucracy.\n\nSkills\nIT Product Management, Online Product Management, IT Jobs in BFSI, Product Roadmap, Product Strategy","description_format":"text","description_chars":3270,"description_truncated":false,"requirements":{"experience_years_min":2,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Payment Processing & Gateways","Personal Finance Apps & Education"],"lifecycle":[{"event":"open","at":"2026-10-26T10:11:15Z"}],"visa":[],"liveness":{"score":90,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.899,"p_room":1,"age_days":4,"expected_fill_days":28,"reasons":["seen:4","velocity","win:early","comp:junior"],"computed_at":"2026-10-31T05:58:55Z"},"pay":null,"html_url":"https://alion.io/job/cheq-product-manager-lending","json_url":"https://alion.io/job/cheq-product-manager-lending.json","meta":{"generated_at":"2026-10-31T11:24:53Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":17513,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-01T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2715},"rest":"https://alion.io/mcp/rest/get_company?id=2715"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fcheq-product-manager-lending"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fcheq-product-manager-lending"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fcheq-product-manager-lending"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/cheq-product-manager-lending\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fcheq-product-manager-lending"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3267649}},{"tool":"search_jobs","arguments":{"company":"cheq.one","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3267649},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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