{"id":3437223,"url":"https://alion.io/job/citi-banamex-analista-de-credito-y-datos-sql-python","title":"Banamex - Analista de Crédito y Datos - SQL Python","company":{"id":7841,"name":"Citi","domain":"citi.com","url":"https://alion.io/company/citi","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"A","score":100,"open_postings":512,"ghost_share":0.006,"stale_share":0.131,"repost_share":0.072,"time_to_fill_p50_days":9,"computed_at":"2026-11-01T06:10:25Z"}},"role":"Backend","role_family":"Backend","seniority":"junior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Mexico City, Mexico"],"countries":["MX"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Python","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-10-28T00:00:00Z","employer_posted_date":"2026-10-28","last_verified_at":"2026-11-01T00:39:07Z","board_verified":true,"closed_at":null,"days_open":4,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":4},"description":"The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.\nJob Responsibilities:\nConduct risk assessments and client credit analyses with supervision.\nReview financial results and peer analyses to support the preparation of financial projections.\nAssist in the preparation of green-light and transaction approval memos. \nSupport due diligence activities and the building of cash flow models and sensitivity analyses.\nEscalate credit concerns and updates to senior risk and business managers.\nSupport the proposal of risk mitigation actions by staying informed of related developments in the portfolio and industry, and by understanding the credit process, policies, and Citi's risk appetite.\nAssist with portfolio review preparation and the conduct of stress tests.\nBuild working relationships with various teams across the bank, including deal, coverage, and product teams.\nAppropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets.\nSupport compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency.\nProvide input into the risk analysis of tools used to monitor Credit Risk Exposure\nAssist in the assessment of collateral risk and stress testing.\nAssist in the preparation of risk review materials for proactive risk management and to present to internal stakeholders.\nAssist in monitoring credit portfolio limits to ensure compliance with risk appetite limits.\nIs an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty.\nDemonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures.\nChallenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes.\nActs as a change catalyst by identifying and helping others see where new ideas could benefit the organization.\nProactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda\nFocuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities.\nProactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team.\nTakes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness.\nAnticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements.\nSets high expectations and invests the necessary effort to deliver excellence and exceed performance goals.\nRole-models and helps others to do the right thing for clients and Citi in all situations, even when difficult\nEngages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals.\nProactively seeks out opportunities to volunteer in Citi programs that support the community; advocates for solutions that meet the needs of Citi’s clients and the community.\nEnthusiastically promotes the unique needs and preferences of colleagues; makes active commitment to help colleagues achieve balance, well-being, and development.\nLeverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities.\nEmpathetically listens and understands others’ positions before acting on issues; works to amplify voices that are minimized in the workplace\nAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.\nQualifications:\n0-2 years of experience in credit risk analysis or corporate banking\nExperience in financial analysis, accounting, and valuation.\nKnowledge of accounting and corporate finance, financial modeling, credit and banking products, credit analytics, risk assessment, and transaction execution.\nFamiliarity with data interpretation and ability to challenge decisions based on data analysis.\nBasic understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies.\nAbility to interpret data, make sound decisions, and challenge the basis of the analysis.\nAdds value and contributes to the success of the team.\nUnderstands and challenge various risk factors including stress testing, collateral risk and volatility, concentration risks, and liquidity.\nClear and concise written and verbal communication.\nAbility to work with little direction and in a team.\nProblem-solving skills to identify, analyze, and challenge basic problems.\nFamiliarity with risk management software and other relevant technologies.\nAdaptability and flexibility to respond to ad-hoc requests and changes in the regulatory environment.\nFamiliarity software and other industry-specific tools for efficient data management and analysis.\nEducation:\nBachelor's degree/University degree or equivalent experience\nAnalista de Riesgo:\nHabilidades analíticas\nConocimientos básicos de programación en SQL o Python\nExtracción de información con estas herramientas\nLimpieza de Datos\nExperiencia en pronósticos con herramientas estadísticas\nManejo de Excel, deseable macros\nHabilidades matemática\n------------------------------------------------------\nJob Family Group:\nRisk Management------------------------------------------------------\nJob Family:\nPortfolio Credit Risk Management------------------------------------------------------\nTime Type:\nFull time------------------------------------------------------\nMost Relevant Skills\nAnalytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.------------------------------------------------------\nOther Relevant Skills\nFor complementary skills, please see above and/or contact the recruiter.------------------------------------------------------\nCiti is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.\nIf you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.\nView Citi’s EEO Policy Statement and the Know Your Rights poster.","description_format":"text","description_chars":7451,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"Mexico","iso":"MX","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Cards & Card Issuing","Wealth Management & Financial Advisors","Payment Processing & Gateways","Investment Banking & M&A Advisory"],"lifecycle":[{"event":"open","at":"2026-10-29T03:33:42Z"}],"visa":[],"liveness":{"score":77,"band":"hot","label":"Hiring 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