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Salary
$130k – $195k per year
Location
Remote/Hybrid (New York, United States)
Seniority
Architect · 6+ years exp
Employment
Full-Time
Overview
Company
Impact
Profile match
Citi is a leading global financial services company headquartered in New York City, offering a broad range of banking, investment, and wealth management services to consumers, corporations, and institutions. As one of the world's largest banking institutions, it operates across more than 160 countries and jurisdictions, serving as a critical facilitator of global commerce. Through its primary consumer division, Citibank, alongside its institutional businesses, the company provides everyday banking, credit cards, capital markets solutions, and cross-border payment infrastructure worldwide.

Citi isseekinga highly motivated Business Analyst and Product Manager for its Fixed Income - Spread Products (SP) Technology team that serves the Whole Loan Financing and Securitization transactions. We are looking for a talented professional with a balance of technical and business acumen to partner with the business and guide the development of end-to-end flow on lending transactions. The candidate will be a core member oftechnologyteam responsible for leading product technology and implementingprojectby working with multiple business, operations groups, and application owners.Excellent opportunity to gain exposure to global financing & securitization as well as wholesale credit risk processes and help resolve business' technology challenges.

Responsibilities:

  • Develop creative technical solutions to meet business needs and manage complex,high-volumeapplications in partnership with business partners andstakeholders

  • Lead to formulation of strategies/processes for Product Road map, Development and Governance and contribute to defining standards and new automationinitiatives

  • Develop communication to guide, influence and convince others, including colleagues in other areas and externalcustomers

  • Provide advice and counsel related to the technology or operations of the business and filter, prioritize and validate potentially complex material from multiplesources

  • Work among a team of committed individuals to solicit and document detailed and thorough system and function requirements (BRD) including various workflows to enhance business technologyplatform

  • Transition requirements to QA teams across multiple global regions and assist in identifying test scenarios and work with business users to execute UAT, conduct business user training and mange technologyimplementation

  • Deliver material/presentations to Senior Management and application owners and apprise key stakeholders with projecthealth

  • Appropriately assess risk when business decisions are made, demonstratingparticular considerationfor the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 6-10 years of experience in business analysis or systems analysis
  • Demonstrated expertise in presenting and using planning tools
  • Proven diplomatic and analytical skills
  • Proven ability to manage complex and variable issues with substantial potential impact by weighing various action plans and balancing potentially conflicting needs

Education:

  • Bachelor's degree/University degree or equivalent experience
  • Master's degree preferred

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Job Family Group:

Technology

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Job Family:

Business Analysis / Client Services

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Full Time Salary Range:

$129,840.00 - $194,760.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

Oct 05, 2026

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Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents - AI Notice and Right

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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