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Salary
$126k – $189k per year
Location
Remote/Hybrid (New Castle, United States)
Seniority
Staff
Employment
Full-Time
Overview
Company
Impact
Profile match
Citi is a leading global financial services company headquartered in New York City, offering a broad range of banking, investment, and wealth management services to consumers, corporations, and institutions. As one of the world's largest banking institutions, it operates across more than 160 countries and jurisdictions, serving as a critical facilitator of global commerce. Through its primary consumer division, Citibank, alongside its institutional businesses, the company provides everyday banking, credit cards, capital markets solutions, and cross-border payment infrastructure worldwide.

The Loan IQ IT Solutions Architecture Lead Analyst is a strategic professional responsible for design and implementation of technology solutions delivered by Wholesale Lending Technology within the Product Technology Chief Information Office. The individual will partner with key internal stakeholders (Operations, Technology, Banking, Markets and Risk) to drive end-to-end delivery on a Loan IQ & several in-house technology tools built around loan IQ that fully supports, satisfies and anticipates the reporting needs of the business and our regulators. This role is responsible for Global Loan IQ business enablement, Loan IQ Workflow Automation and implementation of AI driven solutions for loans.

Recognized technical subject matter authority for Loan IQ and Loan products. This role requires a broad and comprehensive understanding of multiple systems, theories and practices related to Loan IQ and Lending functions. Excellent communication and diplomacy skills are required to guide, influence and convince others, in particular colleagues in other areas and occasional external stakeholders. Oversees implementation of data driven technical solutions to meet business need. Responsible for ensuring that solutions align with Loan IQ Architecture strategy, while balancing success criteria, interface impacts, system performance, controls, scalability, and cost.

Responsibilities:

  • Delivery of business requirements, in partnership with Product Owner Team, to ensure that business/use case, system configuration and other global impacts are fully defined.

  • Lead the definition and ongoing management of architecture for Loan IQ and its ancillary workflow applications.

  • Establish a governance process to oversee implementation activities and ensure ongoing alignment to Citi Data standards and strategic architecture goals for our organization.

  • Ability to write database queries in SQL against the Loan IQ database to extract and query data in support of changes being analyzed.

  • SME to senior stakeholders and /or other team members.

  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Recommended Qualifications:

  • 6+ years with Loan IQ analysis and implementations, with deep domain knowledge of Loan IQ and its data model, database schema, APIs, and SDK capabilities.

  • Demonstrated influencing, presentation, facilitation and partnering skills

  • Analytical, flexible, team-oriented and have good interpersonal/communication skills. Robust problem-solving skills.

  • Previous experience with AI tools utilization and agile delivery (Jira, Confluence)

  • Ability to manage multiple activities and changing priorities and work under pressure to meet tight deadlines

Education:

  • Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Technology

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Job Family:

Data Architecture

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Time Type:

Full time

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Primary Location:

New Castle Delaware United States

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Primary Location Full Time Salary Range:

$125,760.00 - $188,640.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

Aug 21, 2026

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Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents - AI Notice and Right

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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